Closure of APF VENTURE CAPITAL CR s.r.o. for clients and exit strategy

Dear Clients, Dear Partners,

We would like to inform you about the current developments within the VERDANT APF GROUP.

Closure of APF VENTURE CAPITAL CR s.r.o. for Clients and Exit Strategy

In connection with the events that have occurred in recent months and about which we have continuously informed you, the owner of the VERDANT APF GROUP has decided to close the company APF VENTURE CAPITAL CR s.r.o. for clients and its restructuring.

The aforementioned company will no longer offer financial products for the purpose of appreciating clients' funds. With immediate effect, these products are cancelled, and the company is closed to non-qualified investors.

The decision is related to measures for the stabilization of the group and the initiation of debt restructuring. The aim is to pay out non-qualified investors, reduce the value of liabilities, and change the investment strategy. The exit strategy is set for a period of 2 years.

Measures related to the stabilization of APF VENTURE CAPITAL CR s.r.o.:

1) Termination of the Platon Life program - reduction of liabilities by CZK 276 million. Annual savings in financial expenses of CZK 51 million with a direct impact on cash flow.

2) Monetization of real products in clients' portfolios - the company has provided CZK 70 million in the form of advance payments for future purchase prices of land. Annual savings on advance payments of CZK 36 million with a direct impact on cash flow.

Land in portfolios owned by clients will be gradually sold through the real estate market upon agreement with the clients. The advance payments provided will be accounted for and returned to the company.

3) Restructuring of the group's liabilities - adjustment of contractual terms upon agreement with clients in line with the possibilities of monetizing land that served as collateral for clients' receivables. Clients will be gradually contacted by the company's sales representatives, and new terms will be individually set based on amendments to the contracts. The goal is to satisfy all clients in full, including accessories, within 2 years.

Exit Strategy for APF VENTURE CAPITAL CR s.r.o.

The exit strategy only considers the monetization of land (930 ha). The monetization of other assets owned by APF VENTURE CAPITAL CR s.r.o. is not financially accounted for, although it will be realized.

Land will be gradually sold through the real estate market over 2 years, based on an agreement with secured and unsecured clients.

Following an analysis, the land has been divided into the following categories:

1. Agricultural land - area 630 ha (68%) - average selling price CZK 50/m2 - expected revenue CZK 315 million
2. Land near built-up areas, highly valuable land - area 150 ha (16%) - average selling price CZK 80/m2 - expected revenue CZK 120 million
3. Agricultural infrastructure, gardens - area 100 ha (11%) - average selling price CZK 100/m2 - expected revenue CZK 100 million
4. Development land - area 50 ha (5%) - average selling price CZK 1,500/m2 - expected revenue CZK 750 million

Total expected revenue CZK 1,285 million.

In 2025, we expect revenue from lease according to contractual terms in the amount of CZK 5 million. This revenue will decrease with the gradual sale of land.

The aforementioned measures, including the exit strategy, form a comprehensive framework of steps aimed at averting the risks associated with recent attacks on the group, which aimed to force the group's economic collapse and the transfer of clients' capital and the group's assets to competing projects.

VERDANT APF GROUP believes that the proposed solutions will bring the expected effect and allow a return to the long-term stable operation of the group with a redefined investment strategy, about which we will inform you in the coming days.

We kindly ask for your patience. In the following days and weeks, we will provide intensive updates via newsletter and news on the website www.apfgroupcr.com. For urgent inquiries, please use exclusively the email address info@apfgroupcr.com. This will help us to clearly record inquiries, process them systematically, and respond gradually. Phone calls and inquiries through other channels do not allow for efficient communication at this time.

Thank you for your cooperation and understanding.

Sincerely,

VERDANT APF GROUP

Platon Coin Program of VERDANT APF GROUP

Dear Clients, Dear Partners,

We would like to inform you about the current developments within the VERDANT APF GROUP.

PRESS RELEASE

VERDANT APF GROUP Terminates PLTC Program and Initiates Restructuring

Prague - Olomouc, May 9, 2025 – The VERDANT APF GROUP announces the termination of all contractual relationships related to the Platon Coin (PLTC) token. Simultaneously, it is initiating the restructuring of the company APF VENTURE CAPITAL CR s.r.o.

The PLTC program was established in 2021 to assist clients of Platon Life. At that time, they invested in APF projects through digital vouchers. Following the intervention of the Police of the Czech Republic (PČR) against Platon Life in 2022, the VERDANT APF GROUP launched a rescue program to help the affected clients.

695 clients joined the program. They concluded agreements for the transfer of PLTC tokens to the VERDANT APF GROUP wallet. However, the actual transfer never took place. The tokens were only recorded in a non-public database of Platon Life, and there is no way to legally and technically transfer them today.

The total value of the contracts amounts to CZK 428 million.

Therefore, VERDANT APF GROUP considers all these contracts to be invalid and is definitively withdrawing from the program.

Further steps:

• Establishment of a creditors' group to assert claims against Platon Life and cooperate with the PČR.
• Closure of APF VENTURE CAPITAL CR s.r.o. for clients and their payout within 2 years.
• Termination of product sales to non-qualified investors.
• Offer to adjust contractual terms for a period of 6–24 months for clients of APF VENTURE CAPITAL CR s.r.o., reflecting the possibilities of monetizing the company's assets.
• Revenues from the sale of assets of APF VENTURE CAPITAL CR s.r.o. will be primarily used to cover clients' claims in full.
• Transition to financing through a regulated fund for qualified investors.

Starting with the publication of this report, we inform you that at the beginning of next week, clients will receive detailed instructions on how to join our creditors' group. Until then, we recommend waiting with inquiries. After that, you will be able to contact us through the provided contact details – the VERDANT APF GROUP team will be ready to provide the necessary information and support.

Simultaneously, we will publish an exit strategy for APF VENTURE CAPITAL CR s.r.o.

VERDANT APF GROUP confirms its commitment to continue as a trustworthy, transparent, and regulated partner for investments in agricultural and development projects within the EU.

Additional Information Regarding the Platon Coin Program

Following today's press release, we would like to provide you with more detailed information about the scope of the Platon Coin program, which the VERDANT APF GROUP is now definitively closing.

This program concerns a total of 822 contracts, of which:

• 760 Participation Agreements (SoS)
• 62 Bonds

The total principal amount in the program is CZK 428.3 million, of which:

• SoS: CZK 392.2 million
• Bonds: CZK 36.1 million

Breakdown by company:

• APF VENTURE CAPITAL CR s.r.o.
  • SoS: CZK 276.0 million
  • Bonds: CZK 18.6 million
  • Total: CZK 294.6 million
• APF DIGITAL AGRIFUND CR s.r.o.
  • SoS: CZK 116.3 million
  • Bonds: CZK 17.2 million
  • Total: CZK 133.5 million
• APF AGRICULTURAL LAND CR s.r.o.
  • Bonds: CZK 0.2 million

Further program details:

• Total amount of option fees received from clients: CZK 29.2 million
• Interest paid to clients: CZK 99.2 million

In simple terms:

Within this program, approximately CZK 70 million more has been paid out to clients to date than the amount received in fees.

The figures provided are rounded to one decimal place. Final values may slightly adjust upon completion of the review of documents and records.

We kindly ask for your patience. In the following days and weeks, we will provide intensive updates via newsletter and news on the website www.apfgroupcr.com. For urgent inquiries, please use exclusively the email address info@apfgroupcr.com. This will help us to clearly record inquiries, process them systematically, and respond gradually. Phone calls and inquiries through other channels do not allow for efficient communication at this time.

Thank you for your cooperation and understanding.

Sincerely,

VERDANT APF GROUP

Press release VERDANT APF GROUP

Dear clients, dear partners,

We would like to inform you about the current developments in the VERDANT APF GROUP group.

PRESS RELEASE
VERDANT APF GROUP announces fundamental measures to stabilize and redefine its investment strategy

Prague / Olomouc, May 7, 2025 – The VERDANT APF GROUP investment group has presented a comprehensive plan of fundamental changes aimed at stabilizing the group's finances and preventing reorganization within the framework of insolvency proceedings. This step comes in response to current market developments and the group's position in the market. The measures concern both client portfolios and the internal structure and direction of the group.

Key points of the announced strategy include:

1. Termination of the Platon Coin program – VERDANT APF GROUP has decided to terminate the acquisition of the Platon Coin project, effective immediately.
2. Monetization of real products in client portfolios – As part of the restructuring process, the acquisition assets owned by clients, especially land, will be liquidated.
3. Restructuring of the Group’s liabilities – The contractual terms will be adjusted to reflect the current financial situation. This restructuring will be carried out in accordance with the applicable legal framework and in coordination with all stakeholders.
4. Valuation and further development of land owned by the Group – VERDANT APF GROUP updates the valuation of its land and its allocation to development projects with the aim of maximizing the value of the Group’s investment portfolio and strengthening liquidity.
5. Redefinition of the Group’s investment strategy – The Group is reassessing its current strategic direction with the aim of focusing on sustainable and conservative investment solutions in the real estate market in the future.

The current measures form a comprehensive framework of steps aimed at averting the risks associated with the recent attacks on the Group, which aimed to force the Group’s economic collapse and transfer client capital to competing projects. VERDANT APF GROUP believes that the proposed solutions will bring the expected effect and enable a return to long-term stable operation.

"Our goal is to protect the interests of clients and partners and prepare the group for further responsible and realistic functioning in a changing market environment," said Pavel Rytíř, sales manager of VERDANT APF GROUP.

Important information about the Platon program:

• Platon Life was never our project, we are not its successor and we are not connected with this project in any way, either financially or in terms of property. On the contrary, we ourselves were damaged in this matter, not only in terms of reputation, but also financially.
• After the intervention of the Czech Police against Platon Life, former traders of this structure approached us with an offer of cooperation because they had lost their jobs. At that time, we did not have enough information about the actual functioning of Platon Life or the background of these people. Nevertheless, we decided to cooperate and offered clients the possibility of a solution through option contracts.
• Clients did not give us new money - we concluded option contracts with them, the aim of which was to enable compensation for losses caused by someone else from the funds of our own future revenues.
• As part of the option contracts with us, clients paid a one-time option fee, however, we subsequently paid them several times higher amounts in interest than we originally received from them. We will publish the exact data on these payments and ratios in the near future.
• The actual transfer of Platon Coins never took place, yet we paid clients interest according to the contracts - in a higher amount than we received in crown payments for option rights.
• The traders who first brought clients to Platon Life and subsequently to us were no saviors. Some of them took double commissions, first for the clients' entry into Platon Life, and later for their transfer to us. They never paid anything to the clients and we paid the interest exclusively. Our goal was not to return value from Platon Life, but to create new value from our projects, which were supposed to bring people the value they lost over time. We were supposed to receive their tokens from Platon Life, but this never happened. We only received the contractual right to these tokens. We did not receive any funds or assets with which we could continue to work. Nevertheless, we wanted to offer people a solution, the actions of some traders today directly threaten our projects and are the main reason why we cannot continue with the program.

Please be patient. In the coming days and weeks, we will provide intensive information via newsletters and news on the website www.apfgroupcr.com. In case of urgent questions, please use the e-mail address info@apfgroupcr.com exclusively. This will help us to clearly record, systematically process and gradually answer questions. Telephone calls and questions via other channels do not allow for effective communication at this time.

Thank you for your cooperation and understanding.

Sincerely,
VERDANT APF GROUP

Information on current developments in the VERDANT APF GROUP

Dear clients, dear partners,

We would like to inform you about the current developments in the VERDANT APF GROUP.

We are currently systematically conducting negotiations with several strategic partners, the aim of which is to find the most suitable form of their entry into our group. The result of these negotiations should be to ensure long-term stability and the successful continuation of our project.

We understand that the current situation raises a number of questions. The negotiations are taking place at a time when the VERDANT APF GROUP is under extraordinary media pressure. We appreciate that clients are not subject to this pressure.

We are convinced that the VERDANT APF GROUP has the potential to grow from a successful startup into a fully established group of companies that can evaluate the funds invested by clients and investors. However, this requires a careful and considered approach that should reflect the long-term interests of all stakeholders.

We are evaluating whether to carry out stabilization in cooperation with clients and business partners through purely commercial mechanisms, i.e. organically, or whether it would be appropriate to proceed in the form of reorganization in order to protect the value of APF VENTURE CAPITAL CR s.r.o. from aggressive attacks.

In this context, we consider it important to take your opinion into account. We would therefore like to ask you to tell us whether you support the effort to gradually resolve and stabilize the group through the entry of new investors in the long term, or whether you would prefer a faster option for the reorganization of APF VENTURE CAPITAL CR s.r.o., which could bring results in a shorter time, but with possible compromises.

We would be happy to receive your possible email feedback at info@apfgroupcr.com.

We will inform you about the results of the negotiations and further steps in the coming days (and beyond), primarily on the website www.apfgroupcr.com.

Thank you for your cooperation and support.

Sincerely,
VERDANT APF GROUP

Public statement from VERDANT APF GROUP

Dear clients,

VERDANT APF GROUP hereby issues a public statement in response to the articles published by the Seznam Zprávy server on 4. 4. 2025 (“Tokens worth a billion lie in an anonymous wallet created between Russia, the USA and the Polabí River”) and 25. 3. 2025 (“APF Group lives off investors’ money. Its boss has been insolvent for over two years”), as well as other texts by the author Daniel Novák. We consider these statements to be untrue, distorted and harmful.

1. Response to information about the Mitilena wallet

In the article from April 4, the Mitilena wallet is described as “anonymous” and “unclear”. This statement fundamentally does not correspond to reality.
The Mitilena wallet is a standard and secure tool for storing APFC tokens. Its use is fully transparent, and the technology it uses complies with common international standards in the field of digital asset management. The idea that this is a tool for secrecy or unfair practices is completely false.

2. Protection of Mr. Karel Mičulka's personal reputation

The article from March 25 repeatedly and disproportionately emphasizes the personal situation of Mr. Karel Mičulka, the group's executive manager.

We would like to set the following facts straight:

• Mr. Mičulka has been in personal insolvency since January 2023, while he is paying his obligations properly and only a small part remains to be settled.
• His criminal record is clean. According to the applicable legislation, he is therefore regarded as a citizen of good repute.

We consider it unacceptable that he should be exposed to public attacks for a long time that have no connection with his professional activities within the VERDANT APF GROUP.

3. Warning of an organized destabilization campaign

Based on internal findings and analyses, we have reasonable suspicion that a coordinated and targeted effort to destabilize and discredit the VERDANT APF GROUP is underway.

This activity includes in particular:

• dissemination of misleading or incomplete information through selected media,
• efforts to question the credibility of the company with our partners and investors,
• legal procedures whose aim is not to achieve justice, but to damage the reputation.

Given this situation, we are taking all available legal steps to protect the reputation of the group, our investors and employees. At the same time, we are preparing documentation for the relevant law enforcement authorities and regulators.

4. Final opinion

VERDANT APF GROUP will not tolerate the dissemination of false claims, personal attacks or attempts to manipulate the public space. We are ready to fully cooperate with the media and state administration authorities, but we expect a fair and balanced approach.
In case of further infringements of the rights and legitimate interests of the group, we reserve the right to claim damages and take appropriate legal action.

Sincerely,
VERDANT APF GROUP

The bullying insolvency proposal was rejected by the court.

Dear colleagues, business partners and clients,

On Monday, March 24, 2025, an insolvency petition was submitted to the Regional Court in Brno against APF VENTURE CAPITAL CR s.r.o., part of the VERDANT APF GROUP group.

In an article from the same day, Seznam Zprávy states in this context: “The insolvency petition was filed by the company FH Invest, owned by entrepreneur Jan Foltýn. This company was only established on March 13. It acquired a receivable from APF Venture Capital CR three days after its establishment, from one of the traders who worked with Verdant APF. The registered receivable, worth over 126,000 crowns, is supposed to be more than 30 days past due.”

In the same article, Karel Mičulka, executive manager of the VERDANT APF GROUP group, described the insolvency petition as bullying and linked it to the events surrounding the so-called predatory group, which systematically attempts to destabilize with the aim of forcibly taking over the group's assets.

We are therefore pleased that the Regional Court in Brno rejected the insolvency petition of this predatory group the very next day, i.e. 25. 3. 2025, without further ado.

The court of FH Invest s.r.o. criticized the manner in which the petition was filed, which can be interpreted in layman's terms as the highly unprofessional (even amateur) work of lawyers (Mgr. Ing. Dominik Fries and Mgr. Jan Eisenreich), who publicly present themselves as insolvency specialists, and who are completely unscrupulously trying to "recruit" our clients, to whom they often provide deliberately misleading information with the aim of causing panic and fear of losing their invested funds. There is no such threat and our company is actively taking legal action against the aforementioned company and the persons behind this company, and will vigorously recover all damages incurred as a result of the described unfair conduct.

We consider the filing of a harassing insolvency petition to be part of the pressure strategy of the aforementioned predatory group. Its members, who include former traders, abuse the knowledge and contacts they gained while working for the VERDANT APF GROUP. To the extent that some of you are personally contacting them, manipulating information, diverting attention from reality and creating artificial pressure.

We strongly warn against such practices. If you have any doubts, please contact us. We continue to believe in our path and are fully at your disposal.

Statement of the VERDANT APF GROUP on current events

Dear clients,

in the spirit of transparency and your continuous maximum information, on which we rely, we would like to summarize for you the current situation of the VERDANT APF GROUP and the steps we are taking to resolve it, as well as to inform you about the unfair activities of the predatory group, which unfortunately bothered many of you and fundamentally affected the group's activities.

We are actively dealing with liquidity shortfalls

The liquidity shortage due to the termination of cooperation with an external network of sellers of our products has limited the smooth payment of your requests. We decided to take this step due to incompatible ideas about the method and conditions of sale. We have already informed you about this step, as well as about building our own sales team, which pays attention to ethics and shares all our values.

Thanks to the intensive work of our team, we have already settled over 60% of financial obligations and are accelerating the further settlement of remaining client receivables.

Strategic partnership for the future

We are currently negotiating with key financial partners whose entry into the group will strengthen liquidity and ensure further development of our portfolio. This process is at an advanced stage and we will inform you transparently about its results.

We always inform you in a timely and open manner

Complete transparency is and has always been our key value. Therefore, we actively inform you and explain the situation in greater detail, primarily by phone and e-mail.

I am convinced that it is precisely thanks to this openness and the fact that the VERDANT APF GROUP has always paid its obligations on time since its establishment that we meet with your helpfulness and understanding.

We rely on real value

It is precisely thanks to you, our investors, that we have managed to create a diverse portfolio of the highest quality agricultural land with a total value of over 650 million CZK. At the same time, we manage client portfolios of land worth 930 million CZK, for which we have negotiated purchase options or have agreed to buy them. The set of these lands is the basis on which interesting projects of Czech farmers and agriculturists are being created (BENDIA project, ECO Finance Group) and will be created, they form the security of your investments and the real value that we can rely on together. We have already informed you about specific launched projects in the past through contributions in the News on our website. The completion of launched agricultural projects is an integral part of the group's investment strategy ensuring sustainability and return on invested funds.

We refute misinformation about the connection with the PLATON LIFE project

The APFC token has never had and has no connection with the Platon Life project and its PLTC token. It was created completely independently of this project in 2022. The idea of ​​connecting the token with agricultural land dates back to 2021 and is carried out by executive manager Karel Mičulka. The APFC token was created in cooperation with a person close to him who has no ties to the Platon Life project.

Colleagues Mr. Pavel Rytíř and Ms. Vanda Koromházová began cooperating with our group at a time when the token had already been created and programming work was being carried out on a separate blockchain. Therefore, they have no connection with the creation of the token and did not participate in the creation of the token in terms of ideas or specific work.

The project leader is Karel Mičulka, who, in cooperation with the founder of the group Andrea Mičulková (formerly Sosíková), began implementing the project in January 2022.

We have repeatedly distanced ourselves from the activities of the PLATON LIFE project (APF GROUP statement of April 5, 2023 - News post) and we ourselves are listed as damaged in the case. Cooperation with the former external business structure of this project began in August 2022 and was terminated in September 2024. We have repeatedly published the circumstances of the termination of cooperation and have tried to be as open as possible in this context.

Any attempts to associate us with the PLATON LIFE project are misleading and untrue. Fundamental management decisions within the VERDANT APF GROUP have never been influenced by persons associated with the PLATON LIFE project, but have been made only on the basis of discussions between family members who participate in the management of the group. There have never been any personal ties to people working in the PLATON LIFE project.

In connection with the information that we have not yet paid a single crown to former clients of the PLATON LIFE project, we are setting this information straight. The interest paid to clients related to the transfer of PLTC (Platon Coin) from the PLATON LIFE project for the period September 2022 - December 2024 is CZK 137.6 million.

The use of MITILENA digital wallets was a management decision based on recommendation, practicality, simplicity and maximum security for clients due to the technical solution. Wallets are maintained free of charge for clients and token transfer fees are borne by VERDANT APF GROUP. Their amount is negligible considering the total costs associated with tokenization. Personal ties and other activities between the owner of the company providing digital wallets and family members of VERDANT APF GROUP do not exist and have never existed. The Group used the option of purchasing a 1% business share in order to at least minimally control a project in which its clients use digital wallets on a large scale.

Important warning: Predatory group activity

We have repeatedly noted coordinated efforts to destabilize our group by the so-called predatory group, whose goal is to influence our clients and undermine our stability. This group is trying to manipulate information, divert attention from reality and create artificial pressure.

We would like to warn you about the unacceptable practices of this predatory group, which has already tried to contact a number of you in an attempt to smear our group and manipulate you into their dubious business plan.

The current disclosure of information is taking place simultaneously with an escalating attempt to destabilize the group for the purpose of a forcible takeover by the group's creditors. The specific steps of the predatory group represented by Pikes Legal s.r.o. coincide with the publication of articles and are trying to use the published information to communicate with the group's clients.

From the information we have obtained so far, this is an organized activity lasting several months, in which some former external traders were involved, for the purpose of gradually destabilizing the group's creditors (diversion of trades, intentional cancellation of trades, provision of misleading information, dissemination of alarmist messages, misuse of internal data) with the aim of disrupting the group's financial stability and subsequently gaining control over some of its assets. With the start of the restructuring of the group's business in January 2025, the whole event escalated to its current form.

We strongly warn against their practices and ask you to contact our team directly in case of any doubts, which are fully at your disposal.

Open communication and your peace of mind

Our priority is to provide you with all information quickly, truthfully and transparently. Our team is available for any questions you may have and we take every feedback you give seriously.

Thank you for your trust and cooperation.

Sincerely,

Karel Mičulka and family

Development of market prices of agricultural land for 2024

Dear clients,

we bring you information on the development of market prices of agricultural land for 2024. Based on the Land Market Report for 2024 published by FARMY.CZ s.r.o., market prices for 2024 increased by 4.84% compared to 2023 throughout the Czech Republic. Despite the cooling of overall demand in 2023, it recovered in 2024 and the result is above our expectations. We assumed that after the period of Covid and inflationary growth, a lower year-on-year price increase would be reported.

In terms of further development of market prices, the VERDANT APF GROUP expects a slight recovery in demand for agricultural land throughout the Czech Republic in connection with the decline in interest rates and inflation rates. It remains true that we expect a gradual increase in the interest of non-agricultural investors in investing in agricultural land as a suitable way to protect money from inflationary depreciation, precisely in connection with the decline in interest rates. Demand will be selective, especially for specific locations and land with above-average BPEJ. There is a continuing redistribution of ownership towards long-term agricultural and non-agricultural investors.

The total area of ​​agricultural land owned by the VERDANT APF GROUP as of January 31, 2025 is 9,274,408 m² (927.4 ha).

A detailed overview of land in individual locations can be found in the Lands menu.

We would like to thank you for your patronage and cooperation so far.

Regular monthly payments of interest, advance payments and bond yields

Dear clients,

We would like to inform you that regular monthly payments of interest and advance payments for the token redemption will be paid during the month of March from the received sales.

For clients who have changed the payment period by agreement, the conditions agreed upon in the addendum to the contract apply.

We are aiming to pay the principal of the bonds by March 15, 2025. We are currently not issuing any more bonds, therefore the principal is paid from the group's profit.

In the event of discrepancies in payments that arose in connection with the ongoing restructuring of the business structure, please send a written request.

The requests will then be processed on an ongoing basis and gradually paid during the month at the earliest possible payment dates.

In the event of any discrepancies, please do not hesitate to contact us via the client line or a sales representative, if one has already been assigned to you.

On Monday, March 3, 2025, an external call center will start operating, which will continuously contact you in a service call and inform you about ongoing changes.

We emphasize once again that the only relevant information is provided by the contact persons listed on our website, or by employees of the external call center.

We strongly warn against information provided by third parties that is purposefully distorted, intentionally manipulated, in some cases explicitly false with the clear purpose of destabilizing the group's activities and damaging its reputation.

We are already monitoring specific cases, evaluating the legal consequences and in the coming days we will take appropriate measures that the legal order allows us.

We expect that the ongoing personnel restructuring may have an impact on the efficiency of the VERDANT APF GROUP's activities for the next 2 months.

We are convinced that the VERDANT APF GROUP's long-term strategy of investing in and developing the highest quality agricultural land in the Czech Republic is still valid and will become even more valid in the coming months and years.

We apologize to all clients for any inconvenience this current situation may cause you.

Thank you for your continued support and cooperation.

Sale of agricultural land

Dear clients,

As part of the stabilisation of the VERDANT APF GROUP's income, which is related to the restructuring of the business structure, the company decided to sell agricultural land with a book value of 35 million CZK. The selected land was included in the offer of the cooperating real estate agency.

The total book value of the purchased agricultural land as of 31.12.2024 for the group is 663,779 thousand CZK, including the paid advances on the purchase price of 79,705 thousand CZK.

Thank you for your cooperation and trust so far.

Preliminary financial results as of December 31, 2024 of APF VENTURE CAPITAL CR s.r.o.

Dear clients,

in the interest of transparency and full information, APF VENTURE CAPITAL CR s.r.o. hereby publishes the preliminary financial results as of December 31, 2024.

The aforementioned company is part of the VERDANT APF GROUP, which is also a real estate broker and purchases agricultural land for the long-term holding of the group. The book value of the purchased agricultural land as of December 31, 2024 for the entire group is CZK 663,779 thousand, including the paid advance payment for the purchase price of CZK 79,705 thousand.

For more information about the group's structure, please visit https://apfgroupcr.com/en/skupina-apf/.

The total net asset value as of December 31, 2024 reached CZK 1,649,184 thousand. The year-on-year increase in assets is CZK 375,709 thousand, which represents an increase of 29.50%.

Tangible fixed assets were reported in the amount of CZK 571,899 thousand (year-on-year increase of CZK 300,331 thousand, which is 110.47%).

Other long-term securities and shares amount to CZK 434,070 thousand, which are mainly composed of a business share in the company APF DIGITAL AGRIFUND CR s.r.o. This value arose from the capitalization of receivables from the said company.

The book value of the owned APFC tokens as of the said date was CZK 446,410 thousand (stock of 25,000,000 APFC tokens). The market price of the said amount of tokens as of December 31, 2024 was CZK 498,000 thousand (price of CZK 19.92/APFC as of December 31, 2024).

The value of equity as of December 31, 2024 was reported at CZK 430,460 thousand. External resources amounted to CZK 1,218,725 thousand.

The ratio of equity to total liabilities as of December 31, 2024 is 35.32%.

Net turnover for the accounting period of 2024 was reported at CZK 559,875 thousand (total sale of APFC tokens on the primary market, income from commissions for real estate brokerage).

Operating profit (EBITDA) as of December 31, 2024 was CZK 37,286 thousand.

Financial profit as of December 31, 2024 was reported at CZK 178,586 thousand. CZK (income from business shares - interest expense).

The profit before tax as of 31.12.2024 was reported in the amount of CZK 215,873 thousand.

Statements as of 31.12.2024

The financing of the purchase of agricultural land was carried out mainly from the sale of APFC tokens as part of tokenization. The payment of financial costs related to the financing of debt service was covered by the share in the profit of the subsidiary.

Thank you for your trust and cooperation so far.

Managed restructuring of our company's business structure

Dear clients,

The managed restructuring of our company's business structure continues. This is a step that is necessary for the further development of our company in relation to plans and projects for the next few years. The price for it is a temporary slowdown in our ability to smoothly process your requests.

In order to prevent any discrepancies, ALL CLIENTS of our company will be contacted by our client line in the coming days. The operators will inform you INDIVIDUALLY about our steps in the coming period and how specifically (and whether at all) to affect the mutually valid contractual relationship.

We assume that the situation should stabilize within two months, i.e. by the end of April 2025.

Thank you for your understanding and patience.

I personally thank you for your cooperation and trust so far.

Karel Mičulka

Project SOBŮLSKÝ GRUNT

Dear clients,

Last year we informed you about the start of cooperation with the SOBŮLSKÝ GRUNT project in the Hodonín district.

This is a family farm that deals with extensive beef cattle breeding. The current breeding mainly consists of heifers, young bulls and calves.

In the first phase of cooperation, we offered the company a long-term lease of agricultural land owned by the VERDANT APF GROUP to expand the area of ​​pastures and meadows in the Hodonín and Uherské Hradiště districts. The expansion of the leased area of ​​agricultural land will continue this year.

In the second phase, a joint project, BENDIA s.r.o., was created, in which the VERDANT APF GROUP has a 25% equity stake, through which we began to finance the development of the farm. Operating financing of CZK 10.0 million was agreed to expand the beef herd (for the purchase of calves and feed). The withdrawal of funds has already begun last year.

This project is essential for the development of the group and will be supported to the fullest extent. It is planned to expand to include plant production based on the principles of regenerative agriculture using agricultural land owned by the group.

By purchasing APFC tokens as part of the agricultural land tokenization project, you contribute to the financing and development of this farm.

We will keep you informed about the further development of this project.

Thank you for your cooperation and trust so far.

Preliminary financial results as of December 31, 2024 of APF DIGITAL AGRIFUND CR s.r.o.

Dear clients,

in the framework of transparency and full information, APF DIGITAL AGRIFUND CR s.r.o. hereby publishes the preliminary financial results as of December 31, 2024.

The aforementioned company is part of the VERDANT APF GROUP, which is the issuer of the APFC token and the main bearer of the agricultural land tokenization project. We have informed you in detail about the tokenization project earlier.

For more information about the group's structure, please visit https://apfgroupcr.com/en/skupina-apf/.

The total net asset value as of December 31, 2024 reached CZK 1,351,652 thousand. The year-on-year increase in assets is CZK 86,595 thousand, which represents an increase of 6.8%.

The book value of the APFC tokens owned as of that date was CZK 345,882 thousand. CZK (stock of 169,976,283 APFC tokens). The market price of the specified amount of tokens as of 31.12.2024 was 3,385,928 thousand CZK (price 19.92 CZK/APFC as of 31.12.2024).

The value of equity as of 31.12.2024 was reported at CZK 1,191,170 thousand. During 2024, the receivable of APF VENTURE CAPITAL CR s.r.o. in the amount of CZK 307,250 thousand was capitalized in the form of a voluntary additional payment to the registered capital. External sources amounted to CZK 160,482 thousand.

The ratio of equity to total liabilities as of 31.12.2024 is 742%.

Net turnover for the accounting period of 2024 was reported in the amount of CZK 994,648 thousand (total sales of APFC tokens on the primary and secondary markets).

The operating result (EBITDA) as of 31.12.2024 was CZK 893,677 thousand. This result is mainly influenced by services (token distribution costs, stock exchange listing fees, legal, accounting and tax services, advertising).

The financial result as of 31.12.2024 was reported in the amount of - CZK 11,257 thousand (interest expense).

The result before tax as of 31.12.2024 was reported in the amount of CZK 882,420 thousand.

Statements as of 31.12.2024

Revenues from the sale of APFC tokens are used to finance the purchase of agricultural land and agricultural projects (agricultural assets) within the VERDANT APF GROUP group. The profit from the sale of tokens allows us to sufficiently cover operating and financial costs and thus stabilize the finances of the entire VERDANT APF GROUP group.

You can follow the secondary sale through cryptocurrency exchanges (currently 13) at: https://www.coingecko.com/en/coins/apf-coin and https://coinmarketcap.com/currencies/apf-coin/.

Thank you for your trust and cooperation so far.

Agricultural land owned by VERDANT APF GROUP

Dear clients,

The total area of ​​agricultural land owned by the VERDANT APF GROUP as of January 31, 2025 is 9,274,408 m² (927.4 ha).

Ownership of agricultural land (agricultural asset) is the cornerstone of the tokenization project. The total book value of the land is part of the coverage of the circulating APFC tokens and one of the parameters of the VERDANT standard (more information in the post dated November 18, 2024).

A detailed overview of land in individual locations can be found in the Lands menu.

Thank you for your trust and cooperation.

A reduction in the base reference rate

Dear clients,

In connection with the reduction of the CNB's base rates, we hereby announce the reduction of the base reference rate for real products to 2.75% p.a.

Thank you for your trust and cooperation.

Client bonus +15% in APFC tokens

Dear clients,

In connection with the development of the market price of the APFC token in 2024, we expect further growth in the market price this year.

We appreciate your trust and support, and therefore we have decided to share this growth in value with you, our clients.

We have prepared a client bonus for you. If you invest at least CZK 100,000 with a buyback guarantee and a duration of 2 to 5 years, you will receive an additional bonus in APFC tokens. For every CZK 100,000, you will receive 750 APFC tokens, the current market value of which is approximately CZK 18,750.

Bonus tokens can be sold back to the VERDANT APF GROUP after one year at the earliest, i.e. from March 1, 2026. The buyback price will be determined by the current market value of the token valid on the specified date, but with a minimum price guarantee of CZK 25 per token.

Please ask our sales representatives or email info@apfgroupcr.com.

We would like to thank you for your trust and cooperation.

Development of agricultural land area and market price of APFC token

Dear clients,

As part of the long-term strategy of the VERDANT APF GROUP, we are publishing the development of the area of ​​agricultural land owned by the group for 2024.

At the same time, as part of the tokenization project, we are publishing the development of the market price of the APFC token for 2024 depending on the development of the area of ​​agricultural land.

VERDANT standard

The correlation between the development of the market price of the APFC token and the development of the total book value of agricultural assets owned by the APF GROUP (VERDANT) for a comparable period creates the VERDANT standard. The VERDANT standard is expressed as the value of the market capitalization of the APFC token in relation to the total book value of agricultural assets and represents the coverage of the APFC token by its fair value. With this standard, we reduce the risk of price volatility, insufficient liquidity and the ability to meet all obligations in connection with holding the APFC token.

This correlation represents a kind of "gold standard" of the agricultural land tokenization project.

The correlation is valid separately for the agricultural land owned by VERDANT APF GROUP and the market price of the APFC token.

We would like to thank you for your cooperation and trust so far.

Revenue from the sale of the APFC token

Dear clients,

We would like to inform you that the total revenue from the sale of the APFC token reached CZK 13,801,728 in January.

Revenues also include product swaps (exchanges) of VERDANT APF GROUP products for the purchase of the APFC token.

Due to the very weak month of January, which was reflected in the fluctuation of operating cash flow, and the restructuring of the business structure, low revenues were reported.

In the following month of February, we expect a stabilization of revenues.

The number of tokens in circulation (sale via the exchange or direct sale) currently amounts to 80,289,860 pieces.

You can follow the secondary sale through cryptocurrency exchanges (currently 13) at: https://www.coingecko.com/en/coins/apf-coin and https://coinmarketcap.com/currencies/apf-coin/

In January, our token was listed on the Pionex exchange (TOP 50) with an average daily trading volume of CZK 80.2 billion, trust score 7/10.

Revenues from the sale of APFC tokens are used to finance the purchase of agricultural land and agricultural projects within the VERDANT APF GROUP. The profit from the sale of tokens allows us to sufficiently cover financial costs and thus stabilize the finances of the entire VERDANT APF GROUP.

We would like to thank you for your cooperation and trust so far.

Regular monthly payments of interest, advance payments and bond yields

Dear clients,

We would like to inform you that regular monthly payments of interest and advance payments for token redemption and bond yields will be paid continuously from the beginning of February.

You can receive more detailed information about payments through your sales representative or client line.

In case of any discrepancies, please do not hesitate to contact us.

We apologize for any inconvenience caused.

Thank you for your continued patronage and cooperation.

Independent Auditor's Report for 2023

Dear clients,

We hereby publish the independent auditor's report and the annual report for 2023 for APF VENTURE CAPITAL CR s.r.o. and APF DIGITAL AGRIFUND CR s.r.o.

For both companies, the statement is:

"In my opinion, the financial statements give a true and fair view of the assets and liabilities of APF DIGITAL AGRIFUND CR s.r.o. as of 31.12.2023 and of the costs and revenues and the result of its operations for the year ended 31.12.2023 in accordance with Czech accounting regulations."

Independent Auditor's Report – APF DIGITAL AGRIFUND CR

"In my opinion, the financial statements give a true and fair view of the assets and liabilities of APF VENTURE CAPITAL CR s.r.o. as of 31.12.2023 and of the costs and revenues and the result of its operations for the year ended 31.12.2023 in accordance with Czech accounting regulations."

Independent Auditor's Report – APF VENTURE CAPITAL CR

In the coming days, we will publish the preliminary results of the operations of both companies for 2024. We published the preliminary results of the operations of APF REAL ESTATE GROUP CR s.r.o. for 2024 on 31.1.2025.

We would like to thank you for your cooperation and trust.

Preliminary financial results as of December 31, 2024 of APF REAL ESTATE GROUP CR s.r.o.

Dear clients,

in the framework of transparency and full information, APF REAL ESTATE GROUP CR s.r.o. hereby publishes the preliminary financial results as of December 31, 2024

The aforementioned company is a holding company of the entire VERDANT APF GROUP, which holds shares in the group's subsidiaries. It also provides financing to business entities within the framework of agricultural projects (agricultural assets).

For more information about the group's structure, please visit https://apfgroupcr.com/en/skupina-apf.

The total net value of assets as of December 31, 2024 reached CZK 202,321 thousand, of which long-term assets (tangible and financial) amounted to CZK 112,195 thousand and the value of agricultural land amounted to CZK 52,797 thousand. The year-on-year increase in assets is 196%.

The value of loans provided within the framework of agricultural projects amounted to CZK 19,500 thousand as of 31.12.2024. The book value of purchased APFC tokens as of the said date amounted to CZK 62,100 thousand (stock of 3,750,000 APFC tokens). The market price of the said amount of tokens as of 31.12.2024 amounted to CZK 74,700 thousand (price 19.92 CZK/APFC as of 31.12.2024).

The value of equity as of 31.12.2024 was reported at CZK 50,885 thousand. External sources amounted to CZK 151,167 thousand (of which mutual liabilities within the group amounted to CZK 139,710 thousand). Liabilities outside the group amounted to CZK 11,457 thousand.

The ratio of equity to total liabilities as of December 31, 2024 is 33.6%. When adjusted for mutual liabilities in the group, the ratio is 444%.

The operating result (EBITDA) as of December 31, 2024 was - CZK 5,284 thousand. The operating loss is due to the increase in the value of services within the administration of the entire group (legal services, accounting and tax services, marketing services, services related to the establishment of qualified investor funds, other services).

The financial result as of December 31, 2024 was reported in the amount of CZK 53,831 thousand. As part of the client program Sale of investment shares, the sale of business shares in the total amount of 12% was realized in the amount of CZK 56,587 thousand. 18% of the investment shares of APF VENTURE CAPITAL CR s.r.o., which are already mostly reserved, remain for sale. The sale of the investment shares will take place during 2025.

The profit before tax as of 31.12.2024 was reported in the amount of CZK 48,547 thousand.

Statements as of 31.12.2024

Thank you for your trust and cooperation so far.

Start of trading on the Pionex cryptocurrency exchange

Dear clients,

We would like to inform you that on January 31, 2025, we will start trading our APFC token on the Pionex cryptocurrency exchange.

This is a TOP 30 exchange with an average daily trading volume of CZK 71.1 billion, trust score 8/10.

Listing the APFC token on another cryptocurrency exchange is in line with the long-term strategy of strengthening the token's position on the secondary market.

The APFC token is currently ranked 500th on the CoinMarketCap portal.

Thank you for your cooperation and trust so far.

Establishing a client line

Dear Clients,

We would like to inform you that as part of the improvement of VERDANT APF GROUP services, we have established a client line, which you can call or write to with questions and comments and which can be found on our website under Contacts.

In view of the ongoing restructuring of the business structure, we ask for your patience as client requests are currently being dealt with by a significantly smaller number of sales staff than was the case during the past year.

We believe that this move will significantly improve communication between clients and the Group and many requests will be dealt with in a short period of time.

Thank you for your cooperation and trust so far.

APFC token market price development

Dear clients,

We would like to inform you that the current market price of the APFC token has reached 1 USD (24 CZK). Compared to the price 12 months ago, the current price is 573.28% higher than the historical lowest price on cryptocurrency exchanges (secondary market). The APFC token reached 621st place on the CoinGecko portal and 510th place on the Coinmarketcap portal.

For more information, please visit https://www.coingecko.com/en/coins/apf-coin and https://coinmarketcap.com/currencies/apf-coin/.

On the secondary market (cryptocurrency exchanges), we are seeing increased interest from traders in our tokens, which are classified as Tokenized Real Estate. This category of tokens is gaining importance due to the token being backed by real value. In our case, these are agricultural assets (agricultural land, business interests in agricultural projects and loans provided to agricultural entities). The published financial results of the VERDANT APF GROUP also help develop the market price of the token. However, the secondary market is not intended for our clients in the context of the tokenization of agricultural land, as it represents a high market risk and does not provide collateral for the invested funds. The secondary market is not connected to the primary market precisely because of the management of the aforementioned risks.

On the primary market (direct sales to the group's clients with collateral), paradoxically, we are currently reporting lower revenue from token sales than last year. This is reflected in reduced liquidity and fluctuations in operating cash flow. The reason is the termination of cooperation with external trading groups that did not respect our terms of cooperation and indirectly harmed clients and the group. We are now working to fully restore business performance by recruiting new traders, creating our own call center, developing branches, and negotiating cooperation with external call centers and external business structures. The goal is maximum diversity of business structures under the full control of the group.

The results of the business, the value of the company's assets, the development of the tokenization project and the prepared agricultural projects guarantee the further development of the group while fully restoring the business structure.

Thank you for your cooperation and trust so far.

Buying APFC tokens through cryptocurrency exchanges

Dear clients,

Due to the increasing requests and inquiries for the purchase of APFC tokens directly through cryptocurrency exchanges (secondary market), we have decided to make this option available to VERDANT APF GROUP clients.

Clients who decide to speculatively purchase APFC tokens through a cryptocurrency exchange can contact our technical support for assistance.

Assistance with opening a client account with the relevant cryptocurrency exchange will be provided by Mr. Ondřej Dopirák, tel. 602 294 800, e-mail: odopirak@apfgroupcr.com.

Please note that it is not possible to directly purchase APFC tokens from VERDANT APF GROUP (primary market) and subsequently sell the tokens through a cryptocurrency exchange (secondary market). Speculative purchase of APFC tokens can only be made through the relevant cryptocurrency exchange.

In this context, we would like to inform clients that the speculative purchase of APFC tokens through a cryptocurrency exchange is a high-risk transaction and our VERDANT APF GROUP is not responsible for any losses caused by the movement of the market price of the token and does not insure these transactions.

A client who, despite the above risks, requests a speculative purchase is also obliged to meet the conditions for registration with the relevant cryptocurrency exchange.

If you have any questions, you can contact technical support.

Thank you for your cooperation and trust so far.

Client bonus +10% in APFC tokens

Dear clients,

In connection with the development of the market price of the APFC token in 2024, we expect further growth in the market price this year.

We appreciate your trust and support, and therefore we have decided to share this growth in value with you, our clients.

We have prepared a client bonus for you. If you invest at least CZK 100,000 with a buyback guarantee and a duration of 2 to 5 years, you will also receive a bonus in APFC tokens. For every CZK 100,000, you will receive 500 APFC tokens, the current market value of which is approximately CZK 10,750.

Bonus tokens can be sold back to the VERDANT APF GROUP after one year at the earliest, i.e. from February 1, 2026. The buyback price will be determined by the current market value of the token valid on the specified date, but with a minimum price guarantee of CZK 21 per token.

Please ask our sales representatives or email info@apfgroupcr.com.

We would like to thank you for your trust and cooperation.

Agricultural land owned by VERDANT APF GROUP

Dear clients,

The total area of ​​agricultural land owned by the VERDANT APF GROUP as of December 31, 2024 is 9,221,572 m² (922.2 ha).

During 2024, we purchased 537.5 ha as part of our long-term investment strategy, which represents a year-on-year increase of 140%.

Ownership of agricultural land (agricultural asset) is the cornerstone of the tokenization project. The total book value of the land is part of the coverage of the circulating APFC tokens and one of the parameters of the VERDANT standard (more information in the post dated November 18, 2024).

A detailed overview of land in individual locations can be found in the Land menu.

Thank you for your trust and cooperation.

Article about VERDANT on the Euro portal

Dear clients,

We would like to inform you that an article about the activities of the VERDANT APF GROUP and its innovative approaches to investing in Czech agriculture has been published on the euro.cz portal. In the article, you can learn more about the key opportunities that the VERDANT APF GROUP brings to investors and find out how our group's investment products not only ensure one of the highest returns on client investments on the market, but also support the sustainable development of Czech agricultural land and projects that use it.

You can read the entire article at the following link: VERDANT: The Future of Czech Agriculture.

Thank you for your trust and cooperation.

Products with immediate land pledge

Dear clients,

Due to high expenses at the end of 2024 and the development of sales this month, we offer VERDANT APF GROUP clients the opportunity to immediately pledge agricultural land for individual products of the group. The group has vacant land for which it is possible to arrange a lien without delay.

By financing already purchased land, we will strengthen the operating cash flow of the entire VERDANT APF GROUP group.

You can obtain a list of land from your sales representatives or at info@apfgroupcr.com.

Thank you for your cooperation and trust so far.

Advance payments on future purchase prices of agricultural land

Dear clients,

We would like to inform you you that advance payments for future purchase prices in accordance with the contract on the future purchase contract will be made from January 15 to January 22.

At the beginning of the year, we are forced to supplement liquidity after December client payments, which reached CZK 30 million.

We apologize for any complications.

Thank you for your cooperation and trust.

APFC token placement in the Tokenized Real Estate category

Dear clients,

We would like to inform you that our APFC token has been placed in the Tokenized Real Estate category on the CoinGecko platform.

Within this category, the APFC token achieves the highest position due to its current market capitalization. At the same time, our token has reached the 715th position among all registered cryptocurrencies (coins and tokens) on the CoinGecko platform.

For more information, please visit https://www.coingecko.com/en/categories/real-estate.

Thank you for your cooperation and trust so far.

Regular monthly results of client transactions

Dear clients,

we bring you regular monthly results of client transactions. In December, we completed 13 transactions with a total value of CZK 57,783,191 with a total area of ​​664,274 m2 (66.4 ha). Since January 2024, we have completed a total of 339 transactions with a total value of CZK 499,200,801. The total value of client transactions this year has exceeded the total value of 2023 by CZK 109,640,957. In 2023, it was achieved in the amount of CZK 389,559,844.

We would like to thank you for your trust and cooperation so far.

Revenue from the sale of the APFC token

Dear clients,

We would like to inform you that the total revenue from the sale of the APFC token reached CZK 44,516,194 in December.

Revenues also include product swaps (exchanges) of VERDANT APF GROUP products for the purchase of the APFC token.

The number of tokens in circulation (sale via the exchange or direct sale) currently amounts to 80,212,170 pieces.

You can follow the secondary sale via cryptocurrency exchanges (currently 13) at: https://www.coingecko.com/en/coins/apf-coin and https://coinmarketcap.com/currencies/apf-coin/

In December, our token was listed on the BVOX exchange (TOP 50) with an average daily trading volume of CZK 48.2 billion, trust score 7/10.

The proceeds from the sale of APFC tokens are used to finance the purchase of agricultural land and agricultural projects within the VERDANT APF GROUP. The profit from the sale of tokens allows us to sufficiently cover financial costs and thus stabilize the finances of the entire VERDANT APF GROUP.

We would like to thank you for your cooperation and trust so far.

Agricultural land owned by VERDANT APF GROUP

Dear clients,

We hereby update information on the implemented purchases of agricultural land into the property of the VERDANT APF GROUP.

In the Lands menu, you will find a current overview of title deeds with land owned by the VERDANT APF GROUP as of December 31, 2024. The overview records land for which ownership rights have been registered in the CN. Ongoing transfers of ownership rights are not taken into account. Registration of ownership rights in the CN is preceded by payment of purchase prices.

We would like to thank you for your cooperation and patronage so far.

Results of the sale of investment shares of APF VENTURE CAPITAL CR s.r.o.

Dear clients,

In August of this year, we started selling investment shares of APF VENTURE CAPITAL CR s.r.o. The terms of sale can be found in the Sale of investment shares menu, including the prospectus.

We have previously informed you, based on the preliminary financial results of APF VENTURE CAPITAL CR s.r.o. as of September 30, 2024, about the calculation of the preliminary yield for clients (profit share) who have purchased an investment share so far.

We hereby inform you that as of December 31, 2024, we have subscribed for a total value of CZK 56,856,895 in investment shares (which represents 37.9% of the total subscribed amount).

As part of the settlement of subscription transactions, the VERDANT APF GROUP acquired agricultural land worth a total of CZK 52,856,895. The transfer of ownership rights in the land register is currently underway. After the registration of the ownership right in favor of VERDANT APF GROUP, we will publish an overview of the land in individual cadastral areas.

Please send further requests for the purchase of investment shares exclusively to the e-mail address kmiculka@apfgroupcr.com.

If you have any questions, please do not hesitate to contact us.

Thank you for your trust and cooperation so far.

Regular monthly payments of interest, advance payments and bond yields

Dear clients,

We would like to inform you that regular monthly payments of interest and advance payments for the redemption of tokens and bond yields will be paid after the end of the calendar month, i.e. on the 1st business day of the following month.

For the month of December, payments will be made as follows:

1) advance payments for the redemption of APFC tokens on 2-3.1.

2) interest payments on 6-10.1.

3) bond yields in accordance with the issue terms as of 10.1.

In connection with the termination of the issue of APFAGRI 12.0/25 bonds, you will be contacted by our sales representatives.

In case of any discrepancies, please do not hesitate to contact us.

We apologize for any inconvenience caused.

Thank you for your patronage and cooperation so far.

PF 2025

Advance payments on future purchase prices of agricultural land

Dear Clients,  

The total value of client portfolios as of September 30, 2024, was reported at CZK 864,283,068.  

Portfolios are individually tailored for clients within the framework of real products (DIZP, IP, PDIZP, IPI and IZPKI). The products include the arrangement for the buyback of agricultural land based on a signed future purchase agreement.  

In this context, we would like to inform you that the total amount of advance payments made towards future land purchase prices as of December 23, 2024, amounts to CZK 69,600,326.  

The advance payments are made in accordance with the signed agreements by APF VENTURE CAPITAL CR s.r.o.  

Thank you for your cooperation and trust.  

Implementation of the sale of investment shares of APF VENTURE CAPITAL CR s.r.o.

Dear Clients,

In August of this year, we launched the sale of investment shares in APF VENTURE CAPITAL CR s.r.o. The terms and conditions of the sale can be found in the Investment Shares Offer, including the prospectus.

Based on the preliminary financial results of APF VENTURE CAPITAL CR s.r.o. as of September 30, 2024, we are publishing the preliminary return for clients (profit share) who have already purchased an investment share.

Calculation of the investment share return:

R (in %) = (Net profit for 2024 after tax (21% tax rate) / (Equity - Net profit for the current year after tax)) * 100

Preliminary R as of 30.9.2024 (in %) = (CZK 300,729,000 / CZK 210,587,000) * 100 = 142.81%

Example: An investment share of CZK 1,000,000 corresponds to a return of CZK 1,428,100.

The return (profit share) is payable within three months of the approval of the financial statements for the calendar year 2024.

Please send requests to purchase investment shares exclusively to the email address: kmiculka@apfgroupcr.com.

Should you have any questions, do not hesitate to contact us.

Thank you for your trust and continued cooperation.

Our support of the benefit concert for SPOLU Olomouc

Dear clients,

We would like to inform you that we participated in a benefit concert that took place on December 13, 2024 in the Red Church. The event aimed to support the organization SPOLU Olomouc, which is dedicated to helping those in need in the local community.

We are pleased that we were able to contribute to this important event and support the work of SPOLU Olomouc, which has a positive impact on people in the region.

We thank everyone who participated in this event and contributed to its success.

Article about VERDANT on the Finmag portal

Dear clients,

We would like to inform you that an article has been published on the finmag.cz portal, which focuses on VERDANT and its opportunities for investing in the future of Czech agriculture. The article discusses in detail the possibilities of how this fund can contribute to the growth of your capital and support sustainable development in agriculture.

You can read the article at the following link: VERDANT: Invest in the future of Czech agriculture.

Thank you for your trust and cooperation.

Article about VERDANT on the Info-podnikání portal

Dear clients,

We would like to inform you that an article has been published on the info-podnikani.cz portal, introducing VERDANT and its focus on investing in the future of Czech agriculture. The article focuses on the opportunities offered by this fund and the advantages of investing in agricultural land and tokenization.

You can read the article at the following link: VERDANT Fund: Invest in the future of Czech agriculture and increase your capital.

Thank you for your trust and cooperation.

VERDANT APF GROUP supports the Social Car project

Dear clients,

With the rapidly growing size of our investment group VERDANT APF GROUP, we have increasingly greater opportunities to effectively support not only Czech farmers, but also CSR activities (corporate social responsibility) that effectively help people completely dependent on the help of others.

In the last quarter of this year, we decided to support the unique CSR project "Sociální automobil" (social car). This charitable activity, with the support of donors, primarily from among Czech companies, strives to create, improve and renew the fleet of vehicles in social facilities. These facilities focus on the upbringing, education, rehabilitation and integration of people with health, mental or other disabilities. Unfortunately, the fleet in these facilities is often in poor technical condition.

We fully identify with the idea of ​​the founders of this project, the KOMPAKT spol. s r. o. agency, that every company that has established itself on our market within a few years and is successfully operating its business could or should support CSR activities at least in a small part. The “Sociální automobil” project has been operating since 1997 and to date, with the support of companies from all over the Czech Republic, has managed to hand over 1,021 “social cars.”

Our investment group contributed to the purchase of a Dacia Jogger intended for the Silesian Diaconate – Early Care Counseling Center DOREA Brno, which was ceremonially handed over on November 26, 2024.

Supporting CSR projects has long been one of the priorities for our investment group, and we will continue to do so.

Thank you for your cooperation and trust so far.

Agricultural land owned by VERDANT APF GROUP

Dear clients,

The total area of ​​agricultural land owned by VERDANT APF GROUP as of 30.11.2024 is 8,555,443 m² (855.5 ha).

We would like to thank you for your trust and cooperation.

Crypto taxation from 2025 in practice

Dear clients,

You, like us, were very interested and pleased by the bill that was approved by the Chamber of Deputies on Friday, December 6. It may significantly change the rules for taxation of income from the sale of crypto assets for the better. It is very likely that the amendment to the law will be approved by the end of the year, and we therefore expect that from January 1, 2025, crypto asset investors will have two new options for exempting their income from the sale of crypto assets from tax liability.

You send us dozens of questions on this topic every day, so we summarize the answers to your most frequently asked questions below.

The new law will apply to income from the sale of the APFC token

If the law is approved in its current form, it will also apply to our main investment product, the sale of the APC token, which we use as a tool for raising funds to purchase the highest quality Czech agricultural land. The values ​​of the APFC token and agricultural land in our administration are in direct correlation and we regularly inform you about the current values ​​in the News section.

Value limit: 100,000 CZK

If your total gross income from the sale of crypto assets for the tax period does not exceed 100,000 CZK, you will be completely exempt from paying income tax. However, this value limit includes the total gross income from the sale of crypto assets, not just the profit. This means that even if you sell some crypto assets at a loss compared to the purchase price, but the sales income exceeds 100,000 CZK, it will have to be included in the tax return and taxed at the appropriate rate.

However, with our contracts, you are always guaranteed a higher purchase price for repurchase, so you will never sell the APFC token at a loss.

When you sell different crypto assets during the year, the sales income is added together. It doesn't matter whether you sell everything at once or several times during the year. If the total income from the sale of crypto assets for a calendar year exceeds CZK 100,000, it will be subject to taxation.

Time test: After three years of holding, you do not have to tax the income from the sale of crypto assets

So far, the time test only applied to income from the sale of securities - if the holder sold them within three years of their purchase, he did not have to tax the profit from the sale.

The same principle will now apply to the sale of crypto assets! So all you have to do is invest in the purchase of our APFC tokens and conclude a repurchase agreement for at least three years, and all profit from the sale will no longer be subject to taxation.

The only limitation is that the exemption from taxation applies to the total gross income from the sale of crypto assets up to a maximum of CZK 40 million per year.

If you sell crypto assets after more than three years of holding them for an amount higher than 40 million crowns in one calendar year, you will only have to tax the amount above this limit. So if you sell crypto assets for, for example, 50 million crowns in one calendar year, you will only have to tax the amount of 10 million crowns.

Also, pay attention to the combined income from the sale of crypto assets and securities. These are also added together. If, for example, you sell crypto assets for 25 million crowns in one calendar year and also sell shares for 25 million crowns, the total income will be 50 million crowns and you must therefore tax 10 million crowns (in general, any amount above the limit of 40 million crowns per year).

Crypto asset exchange will not cancel the time test

The new form of the law also simplifies the conditions for investors in a situation where they will change their purchased crypto assets (for example, when updating the protocol). Cryptocurrency exchanges will no longer erase the time test - this means that the holding period will still be calculated from the date of purchase of the cryptoassets, not from the time of their exchange. So, for example, if you exchange Ethereum for a newer version, the time test will still run from the original purchase date.

Tax exemption: Cryptoassets in business assets

If you purchase cryptoassets from corporate funds and include them in the business assets of the company, the income exemption based on the value limit or the time test will not apply to these assets. If you use the cryptoassets as part of your business, the income from their sale will simply be subject to standard taxation.

The proposed amendment to the law brings significant tax breaks for long-term investors while maintaining stricter regulations for high income and business activities with cryptoassets. We appreciate, fully support and identify with such legislative action.

Thank you for your cooperation and trust so far.

Start of trading on the BVOX cryptocurrency exchange

Dear clients,

We would like to inform you that we have started trading our APFC token on the BVOX cryptocurrency exchange.

This is a TOP 25 exchange with an average daily trading volume of CZK 131.7 billion, trust score 8/10.

You can follow the secondary sale through cryptocurrency exchanges (currently 13) at: https://coinmarketcap.com/currencies/apf-coin/ and https://www.coingecko.com/en/coins/apf-coin

Thank you for your cooperation and trust.

Deputies gave their nod to milder taxation of the crypt

Dear clients,

On Friday, December 6, the Chamber of Deputies approved a proposal that will allow the sale of cryptocurrencies to be subject to a time test, similar to that for stocks. This means that people who do not sell their cryptocurrency for three years do not have to pay tax on profits from this transaction up to CZK 40 million. Anyone who sells cryptocurrencies up to CZK 100,000 in a calendar year will also be exempt from tax.

Source: https://www.idnes.cz/ekonomika/domaci/bitcoin-kryptomeny-casovy-test-daneni-prani-penez.A241206_104149_ekonomika_alis

Thank you for your cooperation and trust so far.

Regular monthly interest payments - updated status

Dear clients,

We would like to inform you that 30% of APF VENTURE CAPITAL CR s.r.o. clients are experiencing technical problems when exporting payment order batches from CRM to the bank. We are forced to partially enter interest payments manually.

We are working hard to resolve the problem and are sending the remaining payments continuously.

In the event of a persistent problem in the following business days (starting Monday, December 9), we will compensate clients for late payments by increasing the monthly installment by 10%.

In the event of any discrepancies, please do not hesitate to contact your sales representative or in writing to info@apfgroupcr.com.

Regular monthly payments have already been made for other companies in the VERDANT APF GROUP.

We apologize for any inconvenience.

Thank you for your understanding and cooperation.

Regular monthly payments of interest, advance payments and bond yields - updated status

Dear Clients,

We would like to inform you that the regular monthly interest and advance payments for the redemption of tokens and bond proceeds will be paid after the end of the calendar month, i.e. on the 1st working day of the following month, in connection with the transition to the new CRM (Customer Relationship Management).

The following payments were made for the month of November:

1) advance payments for the redemption of APFC tokens - APF DIGITAL AGRIFUND CR Ltd.

2) interest payments - APF AGRICULTURAL LAND CR s.r.o., APF ALTERNATIVE FUND CR s.r.o., APF DIGITAL AGRIFUND CR s.r.o., APF REAL ESTATE GROUP CR s.r.o.

3) proceeds from bonds in accordance with the terms of issue - APF AGRICULTURAL LAND CR s.r.o.

We continuously make interest payments to APF VENTURE CAPITAL CR s.r.o. The planned completion date is 5.12.

In case of any irregularities, please do not hesitate to contact us.

We apologize for any complications.

Thank you for your cooperation and support so far.

Regular monthly results of client transactions

Dear clients,

we bring you regular monthly results of client trades. In the month of November, we completed 15 deals with a total value of CZK 24,842,538 with a total area of 392,060 m2 (39.2 ha). Since January 2024, we have completed a total of 326 deals with a total value of CZK 441,417,610. The total value of client deals so far this year exceeded the total value of 2023, which was reached in the amount of CZK 389,559,844.

We would like to thank you for your trust and cooperation so far.

Agricultural land owned by VERDANT APF GROUP

Dear clients,

We hereby update information on the implemented purchases of agricultural land into the property of the VERDANT APF GROUP.

In the Land menu, you will find a current overview of title deeds with land owned by the VERDANT APF GROUP as of November 30, 2024. The overview records land for which ownership rights have been registered in the CN. Ongoing transfers of ownership rights are not taken into account. Registration of ownership rights in the CN is preceded by payment of purchase prices.

We would like to thank you for your cooperation and patronage so far.

Regenerative agriculture and the VERDANT APF GROUP

Dear clients,

We would like to introduce you to the fundamental program of the VERDANT APF GROUP, which we will gradually implement from 2025.

Regenerative agriculture is a new approach to agricultural production based on a return to nature and to natural ecological and biological processes and relationships in nature. It is built on the self-renewing and self-regulating capabilities of the soil. The principle is minimal soil cultivation with maximum support for microbial life. The goal is to restore soil health and fertility, improve biodiversity and reduce greenhouse gas emissions.

Find out more at: https://cs.wikipedia.org/wiki/Regenerativní_zemědělství

As part of sustainable agriculture, the VERDANT APF GROUP Group is committed to applying the principles of regenerative agriculture on its owned land continuously from 2025. As part of cooperation with agricultural tenants (lessees), the principles will be required when cultivating agricultural land and the procedures will be applied to lease agreements. Our own agricultural production will be developed on these principles and procedures from the start of operations.

VERDANT APF GROUP owns 852 hectares of agricultural land and is purchasing additional areas in accordance with a long-term strategy. Tokenization of agricultural land as a modern asset financing tool allows us to purchase agricultural land and apply the principles of sustainability while maintaining attractive profitability for investors.

The Regenerative agriculture program is announced in accordance with the values ​​of VERDANT APF GROUP (responsibility and love for the land).

Thank you for your trust and cooperation.

Revenue from the sale of the APFC token

Dear clients,

We would like to inform you that the total revenue from the sale of the APFC token reached CZK 37,280,169 for the month of November.

Revenues also include product swaps (exchanges) of APF GROUP (VERDANT) products for the purchase of the APFC token.

The number of tokens in circulation (sale via the exchange or direct sale) currently amounts to 79,925,467 pieces.

You can follow the secondary sale via cryptocurrency exchanges (currently 12) at: https://www.coingecko.com/en/coins/apf-coin and https://coinmarketcap.com/currencies/apf-coin/

In November, we signed an agreement to list our token on the Dex-trade exchange (TOP 35) with an average daily trading volume of CZK 11.5 billion, trust score 8/10.

The proceeds from the sale of APFC tokens are used to finance the purchase of agricultural land and agricultural projects within the APF GROUP (VERDANT) group. The profit from the sale of tokens allows us to sufficiently cover financial costs and thus stabilize the finances of the entire APF GROUP (VERDANT) group.

We would like to thank you for your cooperation and trust so far.

Christmas client bonus +10% in APFC tokens

Dear clients,

This year has been exceptionally successful for our agricultural land tokenization product using the APFC token. The value of the token on the secondary market – on exchanges – has increased during this year from the initial 4 CZK to 20 CZK per token.

We appreciate your trust and support, which is why we have decided to share this significant success in value growth with you, our clients.

To celebrate this milestone, we have prepared a special client bonus for you. If you invest at least 100,000 CZK with a buyback guarantee and a duration of 2 to 5 years, you will receive an additional bonus in APFC tokens. The amount of tokens received corresponds to 0.5% of the invested amount. For example, if you invest 100,000 CZK, you will receive 500 APFC tokens, the current market value of which is approximately 11,500 CZK.

Bonus tokens can be resold to APF GROUP after one year at the earliest, i.e. from 1. 1. 2026. The repurchase price will be determined by the current market value of the token valid as of 1. 1. 2026, but with a guarantee of a minimum price of 20 CZK per token.

Request it from our sales representatives or via e-mail from our APF GROUP group no later than 31. 12. 2024.

info@apfgroupcr.com

Thank you for your trust and cooperation.

Regular monthly payments of interest, advance payments and bond yields

Dear clients,

We would like to inform you that regular monthly payments of interest and advance payments for the redemption of tokens and bond yields will be paid after the end of the calendar month, i.e. on the 1st business day of the following month, in connection with the transition to the new CRM (Customer relationship management).

For the month of November, payments will be made as follows:

1) advance payments for the redemption of APFC tokens on December 2-3.

2) interest payments on December 2-5.

3) bond yields in accordance with the issuance terms as of December 6.

In case of any discrepancies, please do not hesitate to contact us.

We apologize for any inconvenience caused.

Thank you for your continued patronage and cooperation.

Preliminary financial results of APF GROUP (VERDANT)

Dear clients,

yesterday we informed the Czech media about the preliminary financial results of the companies associated with our investment group APF GROUP (VERDANT) for the first three calendar quarters of this year (as of September 30, 2024):

The operating profit (EBITDA) of APF VENTURE CAPITAL CR s.r.o. amounted to 30,062 thousand CZK. The profit before tax was 380,670 thousand CZK. The total net value of assets reached 1,896,584 thousand CZK, of which long-term assets (tangible and financial) amounted to 1,021,447 thousand CZK and the value of agricultural land amounted to 583,857 thousand CZK. The value of equity reached 591,257 thousand CZK.

The operating profit (EBITDA) of APF DIGITAL AGRIFUND CR s.r.o. amounted to 424,226 thousand CZK. The profit before tax reached 420,673 thousand CZK. The net turnover amounted to 496,226 thousand CZK. The total net value of assets reached 1,101,968 thousand CZK. The value of equity amounted to 1,024,956 thousand CZK.

The APF GROUP (VERDANT) expects that the profit before tax for the companies APF VENTURE CAPITAL CR s.r.o. and APF DIGITAL AGRIFUND CR s.r.o. will exceed the total value of one billion CZK in 2024.

The number of APFC tokens sold as of November 22, 2024 was 69,706,483 pieces. During this day, the historically highest selling price of the APFC token was also reached at the same time, at CZK 23.83/APFC. The market capitalization from the sale of APFC tokens reached 1.5 billion crowns. The APFC token is currently traded on 12 of the world's leading cryptocurrency exchanges.

Thank you for your trust and cooperation so far.

Start of trading on Dex-trade cryptocurrency exchange

Dear clients,

we would like to inform you that on 20/11/2024 we will start trading our APFC token on the Dex-trade cryptocurrency exchange.

It is an exchange from the TOP 36 with an average daily trading volume of 11.5 billion. CZK, trust score 8/10.

Thank you for your cooperation and trust.

Registration in the list of regulated entities

Dear clients,

on 18.11.2024, the APF GROUP EUROPE SICAV P.L.C. fund was registered based on the notification of the Malta Financial Services Authority (MFSA). to the list of regulated entities (Notified AIFs).

In the VERDANT Funds menu, you will find the full text of the fund statute (Offering Memorandum), which defines the fund, its activities and other regulatory conditions.

In Section 2 / Principal Features / Investment Objective and Policies you will find information about the investment strategy of the fund. The fund invests directly and indirectly in the APFC token and in the purchase of investment shares of the fund APF GROUP CR SICAV a.s.

We will inform you about the start of the subscription of investment shares of the fund.

We thank you for your cooperation and trust so far.

Article from an interview with Karel Mičulka on Deník.cz

Dear clients,

we would like to inform you that an interview with our executive manager Karel Mičulka, who presents the activities and activities of the APF GROUP (VERDANT), was published on the Deník.cz portal. The article provides details about our projects and plans for the future.

You can read the interview at the following link: here.

Thank you for your trust and cooperation.

Article from an interview with Karel Mičulka in the prestigious Euro magazine

Dear clients,

We are pleased to announce that an interview with the executive manager of the APF GROUP was published today in the prestigious Euro magazine. In the interview you will learn more about our key projects, strategic visions and plans for the future.

The interview is available in the current edition of the weekly.

We thank you for your trust and cooperation.

VERDANT standard and APFC token market price

Dear clients,

we would like to inform you about the development of the market price of the APFC token depending on the development of the book value of the agricultural assets of the APF GROUP (VERDANT).

Revenues from the sale of APFC tokens are used to finance the purchase of agricultural assets within the APF GROUP (VERDANT). The profit from the sale of tokens makes it possible to sufficiently cover financial costs and thus stabilizes the management of the entire APF GROUP (VERDANT).

Agricultural assets consist of long-term tangible assets (agricultural land) and long-term financial assets (business shares in projects financed by the group and loans granted to financed projects). These assets can be found in the balance sheet of APF VENTURE CAPITAL CR s.r.o. and APF REAL ESTATE GROUP CR s.r.o. The change in the market value of agricultural land is continuously evaluated through expert opinions prepared for us by the expert office XP invest, s.r.o., IČ 28462572 (we published the results of some expert opinions on August 12, 2024 through Novinek).

The current book value of agricultural assets owned by APF GROUP (VERDANT) reached a value of 1.0 billion. CZK. The market price of these assets represents a reserve for possible coverage of risks arising from the management of liquidity and profitability of the APF GROUP (VERDANT).

Agricultural assets are separated from the issuer of APFC tokens of the company APF DIGITAL AGRIFUND CR s.r.o. due to the management of the risks associated with the own token (price risk, liquidity risk, technical risk of the token, operational risk associated with individual cryptocurrency exchanges).

VERDANT standard

The correlation of the development of the market price of the APFC token and the development of the total accounting value of the agricultural assets owned by the APF GROUP (VERDANT) over a comparable period creates the VERDANT standard. The VERDANT standard is expressed by the value of the market capitalization of the APFC token in relation to the total book value of agricultural assets and represents the coverage of the APFC token with real value. With this standard, we reduce the risk of price volatility, insufficient liquidity and the ability to meet all obligations in connection with the holding of the APFC token.

This correlation represents a kind of "gold standard" of the farmland tokenization project.

The correlation is also valid separately for agricultural land owned by the APF GROUP (VERDANT). The dispersion of values ​​is dependent on the total value of the measured asset (tangible assets or financial assets).

APFC Token Market Price

The market price of an APFC token is created by the interaction of supply and demand for that token on the respective cryptocurrency exchange. APFC token is currently traded on 11 cryptocurrency exchanges. We are preparing to start trading on the 12th exchange (Dex-trade).

You can follow the resulting market price of the APFC token and its development on cryptocurrency exchanges at: https://coinmarketcap.com/currencies/apf-coin/ or https://www.coingecko.com/en/coins/apf-coin.

Market capitalization represents the total market value of tokens in circulation (market price of a token x number of tokens in circulation). Market capitalization is in direct correlation with the book value of agricultural assets owned by APF GROUP (VERDANT).

The VERDANT standard therefore means that the market capitalization of the APFC token corresponds, with a permissible deviation, to the book value of the agricultural assets owned by the APF GROUP (VERDANT).

An important aspect for successful trading on large cryptocurrency exchanges is the Institute of Market Makers. It is a specialized entity that performs the following functions for the token issuer and the respective exchange:

• maintaining sufficient liquidity of the given token
• maintaining the daily trading volume and spreads required by the respective exchange
• creation of conditions for proper execution of sales orders of third parties (traders)
• prevention of significant changes in the market price of the token (unrealistic price increases and decreases outside the set exchange range)
• preventing a significant drop in the market price of the token in case of massive sell-offs

APF GROUP (VERDANT) uses GLS Global LLC FZC (https://www.cls.global) for market maker services.

We offer the token on the relevant exchange through the Market Maker. In case of interest in buying a token at the offered price, a market price is created. The management of the market price must correspond to the contractual conditions of the respective stock exchange in order not to damage the good name of the stock exchange and the relevant stock exchange rules.

The task of the Market Maker for the APFC token is to ensure that the market price does not fall below the minimum price that corresponds to the correlation within the VERDANT standard.

The minimum price is set as a support level, which represents the price level at which we expect a reversal of the falling price and below which the market price would have no reason to fall if the VERDANT standard is followed. In this case, the total book value of agricultural assets would be higher than the market capitalization of the APFC token and the price of the token would be undervalued.

The support level is currently set at CZK 18.50/APFC. When this price level is reached, the Market Maker will start buying back APFC tokens from the market out of free liquidity, thus ensuring price stabilization. Token buyback must comply with the terms and conditions of the applicable exchange.

In the event that demand for the token increases and sales of the APFC token through exchanges grow, the market price of the token may be significantly higher than the minimum price in the short term, thereby increasing the market capitalization beyond the VERDANT standard. The funds obtained are kept on the market maker's exchange accounts and serve as additional liquidity for possible token sales and to correct the token price at the minimum price level. We do not consider this phenomenon undesirable, as it generates additional funds for liquidity management, increases the number of trades, increases the token's attractiveness for traders, moves the token higher in the ranking of other tokens and on a specific exchange, and finally generates additional profit from the primary and secondary sale of the token. If the increased price is sustainable in the long term, liquidity will be transferred in favor of the creation of agricultural assets and thus the correlation within the VERDANT standard will be straightened.

In conclusion, it is necessary to state that the long-term application of the VERDANT standard is possible only under the assumption of strict separation of the primary token sale market (direct sale to the group's clients through purchase contracts - OTC) from the secondary token sale market (token sale via cryptocurrency exchanges), which creates the market price . This rule is reflected in the contractual arrangements related to the sale of the token in the primary market and prevents high volatility of the market price and the transfer of liquidity risk to both markets.

We are at your disposal in case of questions.

Thank you for your cooperation and trust.

The unique Czech APFC token has started trading on two other leading cryptocurrency exchanges

Dear clients,

this week we informed the media that our flagship product, the APFC token, has been listed on two more major cryptocurrency exchanges since early November. This news subsequently appeared on the pages of 19 Czech online media over the course of two days. We are very pleased that interest in our token is growing rapidly not only among you, our clients, but also among Czech journalists.

Following the press release, we would like to remind you that our APFC token is already included in the offer of twelve leading global crypto exchanges:
- AscendEX (BitMax, #14),
- BingX (#15),
- BitMart (#21),
- CoinW (#22),
- MEXC (#23),
- Toobit (#25),
- XT.COM (#26),
- P2B (#27),
- LBank (#28),
- Biconomy.com (#33),
- Dex-trade (#36),
- LATOKEN (#55).
The position of a specific exchange in the world cryptocurrency market is indicated in parentheses.

The largest of these exchanges in terms of daily trading volume is BitMart, where cryptocurrencies worth approximately 135 billion crowns are traded daily.

Thank you for your trust and cooperation.

Advance payments on future purchase prices of agricultural land

Dear clients,

the total value of client portfolios as of September 30, 2024 was reported in the amount of CZK 864,283,068.

Portfolios are created individually for clients within real products (DIZP, IP, PDIZP, IPI and IZPKI). Part of the product is ensuring the buyback of agricultural land on the basis of a signed contract on a future purchase contract.

In this context, we inform you that the amount of paid advance payments for future land purchase prices as of 11/15/2024 amounts to CZK 66,018,426.

Advance payments in accordance with concluded contracts are paid by APF VENTURE CAPITAL CR s.r.o.

Thank you for your cooperation and trust.

Article from an interview with Karel Mičulka on Zemědělec.cz

Dear Clients,

the Zemedelec.cz server published an article from an interview with Karel Mičulka, Executive Manager of APF GROUP, which presents our vision of linking finance and sustainable approaches in agriculture. You can read the article here.

Thank you for your trust and cooperation.

Agricultural land owned by APF GROUP (VERDANT)

Dear clients,

the total area of ​​agricultural land owned by the APF GROUP (VERDANT) as of 31 October 2024 is 8,519,116 m² (851.9 ha).

We thank you for your trust and cooperation.

Listing of the APFC token on the DEX-trade cryptocurrency exchange

Dear clients,

in accordance with the long-term investment strategy, we signed an agreement to list our token on the Dex-trade exchange (TOP 37) with an average daily trading volume of CZK 11.5 billion and a trust score of 8/10. The expansion to other exchanges will continue until the end of this year and is important to support the use of APFC tokens by our fund APF GROUP EUROPE SICAV P.L.C., which will purchase tokens as part of the investment strategy.

We will inform you about the further development of the project.

Thank you for your trust and cooperation.

Starting trading on the Toobit cryptocurrency exchange

Dear clients,

we would like to inform you that on November 5, 2024, we will start trading our APFC token on the Toobit cryptocurrency exchange.

It is a stock exchange from the TOP 25 with an average daily trading volume of 38.5 billion. CZK, trust score 8/10.

Thank you for your cooperation and trust.

Registration in the list of regulated entities

Dear clients,

on 1 November 2024, through the legal representative of Ganado Advocates and on behalf of the fund manager AQA Capital Ltd. sent an request to the Malta Financial Services Authority (MFSA) to register the fund APF GROUP EUROPE SICAV P.L.C. to the list of regulated entities (Notified AIFs).

At the same time, we publish the Offering Memorandum, which defines the fund, its activities and other regulatory conditions.

After registering the fund in the list of regulated entities, we will start the subscription of investment shares of the fund.

We will inform you about the start of registration.

By starting the activity of the European fund, the APF GROUP (VERDANT) will take a significant step towards expansion into the European investment market.

We thank you for your cooperation and trust so far.

Regular monthly results of client trades

Dear clients,

we bring you regular monthly results of client trades. In the month of October, we completed 12 stores with a total value of CZK 12,760,217 with a total area of ​​187,567 m2 (18.8 ha). Since January 2024, we have completed a total of 311 deals with a total value of CZK 416,575,072. The total value of client deals so far this year has already exceeded the total value of 2023, which was reached in the amount of CZK 389,559,844. The total value of the executed deals of the executive manager of the APF Group/Portfolio manager reached CZK 1.6 billion.

We hereby thank you for your trust and cooperation so far.

APFC Token Sale Revenue

Dear clients,

we would like to inform you that the total revenue from the sale of the APFC token reached the amount of CZK 42,111,240 in the month of October.

Product swaps (exchanges) of APF GROUP products (VERDANT) for the purchase of the APFC token are also part of the sales.

The amount of tokens in circulation (sale via exchange or direct sale) is currently 56,821,261 pieces.

You can follow the secondary sale through cryptocurrency exchanges (currently 10) at: https://www.coingecko.com/en/coins/apf-coin and https://coinmarketcap.com/currencies/apf-coin/

In October, we signed an agreement to list our token on the Toobit exchange (TOP 25) with an average daily trading volume of CZK 49.5 billion, trust score 8/10.

Revenues from the sale of APFC tokens are used to finance the purchase of agricultural land and agricultural projects within the APF GROUP (VERDANT). The profit from the sale of tokens makes it possible to sufficiently cover financial costs and thus stabilizes the management of the entire APF GROUP (VERDANT).

We thank you for your cooperation and trust so far.

Agricultural land owned by APF GROUP (VERDANT)

Dear clients,

we hereby update the information on the realized purchases of agricultural land owned by APF GROUP (VERDANT).

In the Lands menu, you will find an up-to-date overview of title deeds with land owned by the APF GROUP (VERDANT) as of 10/31/2024. In the overview, plots of land for which ownership rights have been registered in the National Register of Land Registry are recorded. Ongoing ownership transfers are not taken into account. The registration of the ownership right in the CN is preceded by the payment of the purchase price.

We thank you for your cooperation and patronage so far.

Information on the activities of the fond APF GROUP CR SICAV a.s.

Dear clients,

in January of this year, we launched the activities of the qualified investors fund APF GROUP CR SICAV a.s.

Currently, the fund is not active and the APF GROUP only covers overhead costs. Projects (BENDIA, purchase of orchards and fruit processing) that were supposed to be financed through the fund were moved directly to the APF GROUP. The reason for the move was the unresolved project assessment methodology, especially risk aspects on the part of the fund manager.

In order to implement the projects, we had to transfer to the APF GROUP. The fund currently has no clients. The only client is the company APF VENTURE CAPITAL CR s.r.o., which holds investment shares.

In connection with the establishment of the fund of qualified and professional investors APF GROUP EUROPE SICAV P.L.C. the activities of both funds will be linked. Based on the fund's statute, funds will be obtained from the European fund for the Czech fund and agricultural projects will then be implemented. At the same time, following an agreement with the administrator of the Czech fund, already ongoing projects will be refinanced.

We are at your disposal in case of questions.

We will keep you informed about the further development of the project.

Thank you for your cooperation and trust so far.

Karel Mičulka as a guest of the Biznys kafe podcast

Dear clients,

not only about the fact that Czech land is decreasing and its value is therefore constantly increasing, about what determines the price of land and why agricultural land is an interesting investment opportunity, our executive manager Karel Mičulka talked with the editor-in-chief of the central editorial office of Deník Jan Klička in the Byznys kafe podcast. At the beginning of the interview, both gentlemen revealed their favorite quotes related to land ownership.

You can listen to the podcast at this link: https://www.denik.cz/byznys-kafe/apf-group-karel-miculka-zemedelska-puda.html.

We will be happy if you write to us how you liked the podcast or what information you missed in the show. You can send your suggestions to dsosik@apfgroupcr.com.

Thank you for your cooperation and trust so far.

Regular monthly payments of interest, down payments and bond proceeds

Dear clients,

We would like to inform you that regular monthly interest payments, advance payments for token buybacks and bond proceeds will be paid after the end of the calendar month in connection with the transition to the new CRM (Customer relationship management), i.e. on the 1st working day of the following month. Due to the fact that in the month of November it follows this day, payments can actually be credited with some banks only on Monday 4.11.

Proceeds from the bonds will continue to be paid in accordance with the terms specified in the Issuance Terms. In case of any discrepancies, please do not hesitate to contact us.

This is for any complications.

Thank you for your patronage and cooperation so far.

Market capitalization of the APFC token

Dear clients,

as part of the agricultural land tokenization project through the APFC token, we hereby inform you that the current market capitalization (Market Cap) has exceeded the value of CZK 1.0 billion. Market capitalization represents the total market value of tokens in circulation. The amount of tokens in circulation (sale through the exchange or direct sale) is 56,821,261 pieces. The increase in market capitalization is determined by the growth of the token price while simultaneously increasing the number of circulating tokens.

You can follow the development of the APFC token market price on cryptocurrency exchanges at: https://coinmarketcap.com/currencies/apf-coin/ or https://www.coingecko.com/en/coins/apf-coin

According to the Whitepaper, the basic attribute of the APFC token is that the funds obtained from its sale are used to purchase agricultural land and to finance agricultural projects in the Czech Republic. The value of the APFC token is therefore correlated with the value of the agricultural assets owned by the APF GROUP. The value of the purchased assets simultaneously serves as cover and collateral for the APFC token.

Correlation of the development of the market price of the APFC token (source: CoinGecko) and the development of the total area of ​​agricultural land owned by the APF GROUP (source: APF GROUP) for the comparable period of 2024.

This correlation represents a kind of "gold standard" of the agricultural land tokenization project. In our case it is defined as "VERDANT standard".

The VERDANT standard is expressed by the value of the agricultural assets owned by the APF GROUP and represents the coverage of the APFC token with real value. With this standard, we reduce the risk of price volatility, insufficient liquidity and the ability to meet all obligations in connection with the holding of the APFC token.

The indicated growth of the price of the token on cryptocurrency exchanges (secondary market) has a positive effect on the development of the APF GROUP's economy.

Preliminary financial results of APF DIGITAL AGRIFUND CR s.r.o. as of 8/31/2024, we published in a post on 9/17/2024. The preliminary results show changes in the amount of total liabilities, the value of equity and an increase in the operating result of the economy. The value of equity as of 31.8.2024 was 1,024,956 thousand CZK.

Statements as of 31.8.2024

The expansion to other exchanges from the TOP 30 will continue until the end of this year and is important to support the use of APFC tokens by our fund APF GROUP EUROPE SICAV P.L.C., which will purchase the token as part of the investment strategy.

We will keep you informed about the further development of this project.

Thank you for your cooperation and trust.

Exchange of the Participation product for an APFC token with a redemption obligation

Dear clients,

product exchange Participation (obligatory relationship) in the purchase of APFC token is possible for existing clients of APF GROUP (VERDANT). Part of the APFC token product is a contractual obligation to buy back the token based on the future purchase agreement. The repurchase obligation is secured through a security agent or a lien on specific land and joint and several liability of the companies of the APF GROUP (VERDANT).

As part of this product, clients who make the exchange can get a more favorable investment valuation with adequate collateral. The lien on the land is registered in the real estate cadastre in favor of the collateral agenda for the entire duration of the contractual relationship, from the amount of CZK 1.0 million in favor of the client.

If the client uses the option of exchange (swap), he gets a discounted price of the APFC token for the exchange, which is 15.00 CZK/APFC (the current price is around 18.00 CZK/APFC - https://coinmarketcap.com/currencies /apf-coin/).

Become a part of the unique agricultural land tokenization project, which is changing the way the agricultural sector is financed.

In case of questions, you can contact a sales representative or info@apfgroupcr.com.

Thank you for your cooperation and trust.

Tokenization of agricultural land

Dear clients,

an important part of the agricultural land tokenization project through our APFC token is trading on the secondary market (cryptocurrency exchanges).

By placing a token on a cryptocurrency exchange, we support its use, liquidity and creditworthiness. At the same time, we get the market price of the token based on real supply and demand.

We currently trade the APFC token on 10 cryptocurrency exchanges.

In accordance with our long-term strategy, we signed an agreement to list our token on the Toobit exchange (TOP 25) with an average daily trading volume of CZK 15.1 billion and a trust score of 8/10. The expansion to other exchanges from the TOP 30 will continue until the end of this year and is important to support the use of APFC tokens by our fund APF GROUP EUROPE SICAV P.L.C., which will purchase the token as part of the investment strategy.

A fundamental document that is essential for listing a token on the TOP 30 exchanges is the Legal opinion. This paper examines the characteristics of the token and its use in the context of international law. The outcome of the legal assessment has a significant impact on whether the token will be accepted for trading on the relevant exchange.

You can follow the development of the APFC token market price on cryptocurrency exchanges at: https://coinmarketcap.com/currencies/apf-coin/ or https://www.coingecko.com/en/coins/apf-coin

Thank you for your cooperation and trust.

Advance payments on future purchase prices of agricultural land

Dear clients,

the total value of client portfolios as of September 30, 2024 was reported in the amount of CZK 864,283,068.

Portfolios are created individually for clients within real products (DIZP, IP, PDIZP, IPI and IZPKI). Part of the product is ensuring the buyback of agricultural land on the basis of a signed contract on a future purchase contract.

In this context, we inform you that the amount of paid advance payments for the future purchase prices of land as of 17 October 2024 amounts to CZK 62,356,899.

Advance payments in accordance with concluded contracts are paid by APF VENTURE CAPITAL CR s.r.o.

Thank you for your cooperation and trust.

"Token APFC Plus" sales event

Dear clients,

as a thank you for your trust and cooperation, we have prepared another sales event for clients of the APF GROUP (VERDANT).

We have created the Token APFC Plus product for you, the main attribute of which is a special loyalty price for the APFC token.

The current price for which we sell the token to the standard product is around CZK 17.00/APFC (see graph).

The special loyalty price for clients of the APF GROUP (VERDANT) for this event is CZK 14.00/APFC.

The special conditions of this product are intended only for this promotion and are valid until 10/31/2024.

• APFC Token Sale with Collateral Agent Buyback
• The minimum amount is CZK 100,000
• Maturity 12 – 60 months
• Increase in the future purchase price of 15% p.a.
• Collateral: joint and several liability, collateral agent

The APFC token cannot be bought separately without redemption for speculation. A condition for awarding the loyalty price is that the repurchase is secured by the collateral agent.

You can follow the development of the APFC token market price on cryptocurrency exchanges at: https://coinmarketcap.com/currencies/apf-coin/

For more information, do not hesitate to contact your sales representative or the company directly at info@apfgroupcr.com.

Thank you for your cooperation and trust so far.

Start of trading on the AscendEX cryptocurrency exchange

Dear clients,

we would like to inform you that on 11/17/2024 we will start trading our APFC token on the AscendEX cryptocurrency exchange.

It is an exchange from the TOP 15 with an average daily trading volume of CZK 21.9 billion, trust score 9/10.

Thank you for your cooperation and trust.

Preliminary financial results as of September 30, 2024 of APF VENTURE CAPITAL CR s.r.o.

Dear clients,

hereby publish the preliminary financial results as of September 30, 2024 of APF VENTURE CAPITAL CR s.r.o.

The operating profit (EBITDA) amounts to 30,062 thousand CZK. The economic result before taxation amounts to 380,670 thousand CZK. The total net value of assets is 1,896,584 thousand CZK. Of this, long-term assets reached a value of 1,021,447 thousand CZK.

The value of equity is 591,257 thousand CZK.

Statements as of 9/30/2024

This year, the changes that were published on July 19, 2024 as part of the capital merger of companies in the APF GROUP (VERDANT) group are already underway.

The positive development of the agricultural land tokenization project significantly affects the management of APF VENTURE CAPITAL CR s.r.o. and ensures the coverage of financial costs associated with obligations that are used to finance the purchase of agricultural land.

The company APF VENTURE CAPITAL CR s.r.o. acquired a 51% equity stake in the company APF DIGITAL AGRIFUND CR s.r.o. At the same time, it capitalized a claim in the amount of CZK 400 million in the form of a voluntary additional payment outside the basic capital in order to increase the equity capital of APF DIGITAL AGRIFUND CR s.r.o. In this context, APF VENTURE CAPITAL CR s.r.o. the guaranteed annual profit share belongs to APF DIGITAL AGRIFUND CR s.r.o. in a minimum amount of 10% (the minimum amount even in the case of reporting a loss). The preliminary income from the share as of 30.9.2024 amounts to 423,378 thousand CZK.

The company APF DIGITAL AGRIFUND CR s.r.o. continuously assumes the obligations of APF VENTURE CAPITAL CR s.r.o. up to a total amount of CZK 600 million, which will be gradually amortized, including accessories, in accordance with the agreed maturity from the profit from the sale of the APFC token. The transfer of liabilities is ensured by the Ritter-Šťastný law office. For these obligations, the company APF VENTURE CAPITAL CR s.r.o. continues to guarantee in the form of joint and several liability, however, the liabilities are no longer part of the company's balance sheet. By reducing the total value of liabilities on the balance sheet, the equity of APF VENTURE CAPITAL CR s.r.o. will be significantly strengthened. The ratio of equity to total liabilities is 45.3% as of 9/30/2024 (as of 12/31/2023 it was 20.2%).

Based on the ongoing sale of investment shares, the equity capital of APF VENTURE CAPITAL CR s.r.o. will be increased by the end of 2024. by approx. 150 million CZK. A capital increase in the form of a voluntary additional payment beyond the share capital will further strengthen the value of equity and increase the value of the ratio of equity to total liabilities.

We thank you for your cooperation and trust so far.

Collateral Agent

Dear clients,

On August 19, 2024, we informed you through news about a change in the method of securing the contractual obligations of the APF GROUP (VERDANT).

The institute of collateral agent is newly introduced into the contractual conditions for all types of contractual obligations. A collateral agent is a legal entity that accepts collateral for contractual obligations on its own account for the benefit of individual creditors. In the event that the company fails to meet its obligations and is unable to ensure the repayment of obligations, the agent may, based on the consent and decision of the creditors, exercise a lien on the purchased land to satisfy the claims of individual creditors. The agent is thus a kind of solidary creditor representing the rights of all creditors.

APF GROUP's Liability Security Agent function is added to secure the interests of creditors and increase the security of the investment.

The security agent is the legal office HKDW HOLASEK s.r.o., attorney's office, IČ 27203182, with registered office at Na Příkopě 583/15, 110 00 Prague 1. (http://www.hkdwholasek.cz).

In case of any questions, do not hesitate to contact us.

Thank you for your cooperation and trust so far.

Fund of qualified investors APF GROUP CR SICAV a.s. - regulated product

Dear clients,

we previously informed you that he was in cooperation with DELTA investiční společnost a.s. subscription of investment shares of our fund of qualified investors APF GROUP CR SICAV a.s. started. More information about the fund can be found at https://deltais.cz/fondy/apf-group-cr-sicav-a-s.

The funds placed in the fund are used for investments based on the financing of agricultural entrepreneurs, for equity participation in agricultural entrepreneurs and for the purchase of agricultural land within the Czech Republic. The strategy of purchasing agricultural land into the ownership of the fund will be identical to the strategy of purchasing into the property of APF VENTURE CAPITAL CR s.r.o., while they will support each other.

Statute of the fund APF GROUP CR SICAV a.s.

To support your diversification of the individual products of the APF GROUP (VERDANT) group, we have prepared additional conditions for guaranteeing deposits in the APF GROUP CR SICAV a.s. fund. The minimum amount of deposit into the fund is CZK 1,000,000.

After the subscription of investment shares, the company APF VENTURE CAPITAL CR s.r.o. will conclude with you. (member of the APF GROUP (VERDANT)) contract on a future purchase contract (option contract), on the basis of which, upon fulfillment of the contractual conditions, the company APF VENTURE CAPITAL CR s.r.o. will buy back Your investment shares. The option contract will be effective at the moment when the fund's annual return falls below 8%. Your subscription price of investment shares is increased by 8% p.a. upon redemption. The buyback of investment shares is secured by the joint and several guarantee of the APF GROUP (VERDANT) and a blank promissory note of the company endorsed by the company executive.

The company APF VENTURE CAPITAL CR a.s. is already the owner of the fund's investment shares and has thus fulfilled the conditions set by the fund's statute.

If you are interested in buying investment shares of the fund, you can contact kmiculka@apfgroupcr.com.

We thank you for your trust and cooperation so far.

Joint project with INVESTBAY

Dear clients,

another project that we informed you about is the establishment of close cooperation with INVESTBAY s.r.o..

The INVESTBAY project focuses on micro-investments in attractive holiday properties within Europe. In the form of crowd-owning, it allows clients to invest in real estate in small amounts. It uses real estate tokenization for investments, similar to the case of our project APF DIGITAL AGRIFUND CR s.r.o. for agricultural land.

As part of the linking of activities, we have launched a joint sale of the APFC/INVBAY Secured Token Pool product. The funds obtained from the mentioned product are directed 50% to the purchase of agricultural land owned by the APF GROUP (VERDANT) and 50% to recreational facilities owned by INVESTBAY. Both tokens provide regular financial income in accordance with the terms and conditions of the product. The token buyback is implemented under a forward purchase agreement and is secured by a real estate lien in favor of the security agent.

If you are interested in purchasing the product, you can contact your dealer or directly at kmiculka@apfgroupcr.com.

We will keep you updated on the further development of this project.

Thank you for your cooperation and trust so far.

ECO Finance Group project

Dear clients,

another project we informed you about is the establishment of cooperation with ECO Finance Group in Prostějov district (Hané region).

ECO Finance Group Holding invests in regional agriculture, energy, real estate and technological solutions. The headquarters of the holding is located in the heart of Haná in Smržice near Prostějov.

APF GROUP (VERDANT) signed an agreement to provide financing for the purchase of agricultural land owned by the ECO Finance Group holding. Funding has already begun.

In the next stages, we are discussing the possibility of joint financing of specific agricultural investment projects of the holding.

If you are interested in participating in the financing of this project, you can contact your dealer or directly at kmiculka@apfgroupcr.com.

We will keep you updated on the further development of this project.

Thank you for your cooperation and trust so far.

Project SOBŮLSKÝ GRUNT

Dear clients,

we already informed you about the start of cooperation with the SOBŮLSKÝ GRUNT project in the Hodonín district.

It is a family farm engaged in extensive cattle breeding. The current breeding consists of over 200 heifers, young bulls and calves.

In the first phase of cooperation, we offered the company a long-term lease of agricultural land owned by the APF GROUP (VERDANT) to expand the acreage of pastures and meadows in the districts of Hodonín and Uherské Hradiště. The expansion of leased areas of agricultural land is ongoing.

In the second phase, the joint project BENDIA s.r.o. was created, in which the APF GROUP (VERDANT) has a 25% equity stake, through which we gradually finance the development of the farm. Operating financing in the amount of CZK 10.0 million (for the purchase of calves and fodder) was negotiated for the expansion of the beef stock. Funding has already begun. We expect planned annual revenues from the sale of aged meat in the first year of the project in the amount of CZK 80.0 million.

We are currently starting to collect funds for the purchase of agricultural land in the municipality of Bohuslavice near Kyjova with a total area of ​​48 hectares. These plots of land will immediately be used as leases by the BENDIA s.r.o. project after acquiring ownership. The total purchase price for the land is CZK 28.1 million. A deposit of CZK 1.5 million was paid for the purchase price.

If you are interested in participating in financing the purchase of land, you can contact your dealer or directly at kmiculka@apfgroupcr.com.

We will keep you updated on the further development of this project.

Thank you for your cooperation and trust so far.

Agricultural land owned by APF GROUP (VERDANT)

Dear clients,

the total area of ​​agricultural land owned by the APF GROUP (VERDANT) as of September 30, 2024 is 8,332,982 m² (833.3 ha).

We thank you for your trust and cooperation.

A reduction in the base reference rate

Dear clients,

in connection with the reduction of the basic rates of the CNB, we hereby announce the reduction of the basic reference rate for real products to 3.25%.

Thank you for your trust and cooperation.

Joint statement of the executive manager and owners of APF GROUP (VERDANT)

Dear clients, business partners, friends,

The business of APF GROUP (VERDANT) has been built from the very beginning not only on deep knowledge of Czech agriculture, agricultural land and its enormous potential, but also on ethical and moral principles, which are reflected not only in our activities, but are an integral part of our own lives. We therefore take it very personally if these principles are questioned in any way and feel obliged to express our unequivocal position on the matter.

The growth, which exceeded plans and expectations in the first half of this year, was a pleasant surprise for everyone. However, this was clouded by the finding that some of our external collaborators did not act in all cases in full accordance with our ethical principles. Although we made every effort to prevent such behavior from the very beginning, unfortunately it turned out that our real influence on the behavior of the external business structure is significantly limited.

To prevent further potentially unprofessional behavior and situations, we have taken a major step: we have terminated our cooperation with external entities with immediate effect and created an internal sales team whose work we have full control over and which will always act exclusively in accordance with our strategy and principles .

One of the consequences of this decision are - as we state in the introduction of this statement - cases of intentional damage to the good name of the APF GROUP (VERDANT) by some (not all) persons, with whom cooperation has been terminated. We strongly deny that there is anything true in the statements made by these persons, among other things, to the clients of the APF GROUP (VERDANT).

In this context, we would like to point out that only the business managers listed on the website are authorized to act on behalf of the APF GROUP (VERDANT). Please always check whether you are in contact with an official representative of the APF GROUP (VERDANT). Otherwise, it may be purposeful, fraudulent or manipulative behavior with the intention of harming you or our group.

One of the measures we use to maintain your trust in the long term is fully transparent communication and the provision of detailed information about our management and activities. We do not intend to change anything in the future. However, if you have any questions at any time, please do not hesitate to contact us.

Thank you for your attention to this statement and we look forward to further cooperation.

On behalf of the Mičulkova and Sosíkova families

Karel Mičulka
executive manager of APF GROUP (VERDANT)

Agricultural land managed by APF GROUP (VERDANT)

Dear clients,

APF GROUP (VERDANT) currently controls agricultural land with a total value exceeding CZK 1.4 billion.

The value of land owned by APF GROUP (VERDANT) exceeded CZK 600 million. The value of managed client land portfolios is reported at CZK 860 million. The positions in the client portfolios will be gradually closed in the following years, and the ownership of the land will pass to APF GROUP (VERDANT) on the basis of concluded contracts on future purchase contracts. We have been creating these portfolios since 2020.

Agricultural land is purchased as part of the group's assets and included in the client's portfolio in accordance with the long-term strategy. A description of the strategy, an overview of the plots owned by the group and video tours of selected sets of plots can be found in the Lands menu.

Thank you for your cooperation and trust so far.

Realization of the sale of investment shares in APF VENTURE CAPITAL CR s.r.o.

Dear clients,

in the Sale of Investment Shares menu, you will find the conditions for the sale of investment shares of APF VENTURE CAPITAL CR s.r.o. including prospectus.

Sales are already underway on the first orders. After payment of the order, the legal office Kinstellar, s.r.o. will prepare the contractual documentation in accordance with the prospectus. (formerly Noerr s.r.o.).

Requests for the purchase of investment shares should be sent exclusively to the e-mail address kmiculka@apfgroupcr.com.

Do not hesitate to contact us if you have any questions.

Thank you for your trust and cooperation so far.

Agricultural land owned by APF GROUP (VERDANT)

Dear clients,

we hereby update the information on the realized purchases of agricultural land owned by APF GROUP (VERDANT).

In the Lands menu, you will find an up-to-date overview of title deeds with land owned by the APF GROUP (VERDANT) as of 9/30/2024. In the overview, plots of land for which ownership rights have been registered in the Land Register are recorded. Ongoing ownership transfers are not taken into account. The registration of the ownership right in the CN is preceded by the payment of the purchase prices, which we regularly inform about separately.

We thank you for your cooperation and patronage so far.

Structure of client portfolios of APF VENTURE CAPITAL CR s.r.o.

Dear clients,

The total value of client portfolios as of September 30, 2024 was CZK 864,283,068. Compared to the situation as of June 30, 2024, the total value decreased by CZK 17,039,649 (by 1.93%).

The reason for the decrease in the value of the portfolios is the closing of positions by the start of the buyback of land belonging to the APF GROUP (VERDANT).

You can find more detailed information about the structure of client portfolios on the Business results page.

The total current value of agricultural land under management (own purchased land and client portfolios) exceeded the amount of CZK 1,400 million.

We would like to thank you for your trust and cooperation.

Cryptocurrency exchange trading in the TOP 10

Dear clients,

we would like to inform you that the BingX cryptocurrency exchange has had a CoinGecko trust score increased to 9/10. In this context, this exchange appears in the TOP 10 exchanges in the world. Our APFC token has been traded on BingX since 7/16/2024. It is interesting to note that the cryptocurrency exchange BingX is an official partner of the football club FC CHELSEA in London.

This is the first step of the penetration of the APFC token into the TOP 10 exchanges in the world. By the end of 2024, we are preparing to be listed on another stock exchange in the TOP 10.

We will keep you informed about the further development of the project.

Thank you for your cooperation and trust.

Agricultural land tokenisation project

Dear clients,

We would like to inform you about the further development of this project of the APF GROUP (VERDANT).

The agricultural land tokenization project is divided into the following 3 parts:

1) Fund of qualified and professional investors APF GROUP EUROPE SICAV P.L.C. (VERDANT fund)

We expect the start of the fund's activities in accordance with the relevant European legal standards during October 2024.

The fund manager is AQA Capital Ltd. based in Malta.

The fund will be used to enhance the financial resources of agricultural investors in the Czech Republic. Half of the investment funds will be directed to the implementation of agricultural projects and half will be used for the purchase of agricultural land through the tokenization of agricultural land in accordance with the long-term strategy of the APF GROUP (VERDANT).

By selling investment shares of the fund, we will directly support the sale of the APFC token and the subsequent purchase of agricultural land belonging to the APF GROUP (VERDANT).

The APFC token thus becomes part of a regulated entity that is harmonized according to the European AIFMD directive. The strategy of purchasing the APFC token into the assets of the VERDANT fund is included in the fund's statute.

More information about the fund can be found at www.verdanteurope.com.

2) Cryptocurrency exchanges (secondary market)

As part of further use of the token and its liquidity (monetization speed), we are listed on 9 cryptocurrency exchanges. These are MEXC, BingX, LBank, BitMart, XT.COM, P2B, LATOKEN, CoinW, Biconomy.com.

We have currently signed an agreement to list our token on the AscendEx (BitMax) exchange (TOP 25) with an average daily trading volume of CZK 21.5 billion.

Until the end of 2024, we will continue to strengthen our position in the TOP 25 and we are finalizing the negotiations for listing on the stock exchange in the TOP 10.

You can follow the secondary sale through cryptocurrency exchanges (currently 9) at: https://www.coingecko.com/en/coins/apf-coin

3) Direct sale of APFC token (OTC - primary market) to clients of APF GROUP (VERDANT)

Clients of the APF GROUP can take advantage of the APFC token by directly buying into their ownership through an over-the-counter (OTC) purchase contract. The funds obtained from the sale of the APFC token are intended for the purchase of agricultural land owned by the APF GROUP (VERDANT). Securing the repurchase of the APFC token by a lien on purchased agricultural land registered in the land registry in favor of the security agent (mortgagor).

The APFC Token Sale is governed by the applicable White Book of APF Coin cryptoassets.

In case of any questions, do not hesitate to contact us.

Thank you for your cooperation and trust so far.

Start of trading on Biconomy.com cryptocurrency exchange

Dear clients,

we would like to inform you that we have started trading our APFC token on the Biconomy.com cryptocurrency exchange.

It is a stock exchange from the TOP 25 with an average daily trading volume of CZK 14.0 billion.

Thank you for your cooperation and trust.

Regular monthly results of client trades

Dear clients,

we bring you regular monthly results of client trades. In the month of September, we completed 27 deals with a total value of CZK 41,573,176 with a total area of ​​537,621 m2 (53.8 ha). Since January 2024, we have completed a total of 299 deals with a total value of CZK 403,814,855.

We thank you for your trust and cooperation so far.

VERDANT offers long-term sustainable investments in agricultural land and Czech agriculture

Dear clients,

we would like to inform you that a press release was recently issued about our company, highlighting our significant achievements and innovative approaches in our field.

This publication is an important milestone for us and a confirmation of the correctness of our strategy, in the fulfillment of which you, our valued clients, also participate. Your trust and cooperation are the basis of our success, and therefore we would like to thank you in this way.

You can read the press release at the following link:

Press release here

We thank you for your cooperation and trust so far.

Regular monthly payments of interest, down payments and bond proceeds

Dear clients,

we hereby inform you that the regular monthly interest payments, advance payments for token buybacks and bond proceeds have been paid to date. As we were forced to authorize payments manually for some clients, please check whether the payments have been credited to your account.

In case of any discrepancies, please do not hesitate to contact us.

We hereby apologize for any complications.

Thank you for your patronage and cooperation so far.

NOTICE OF CONSEQUENCES OF BUSINESS TEAM RESTRUCTURING

Dear clients,

as you could read in the previous news from today, the APF GROUP has experienced very dynamic growth in recent months, which in many ways exceeds our long-term plans and expectations. Paradoxically, this rapid growth found us less prepared in the area of ​​maintaining the quality of business processes and managing the too rapid expansion of the business structure. The existing external trading structure has grown to such an extent that it was unable to provide sufficient training for traders, as a result of which unprofessional behavior of some of its members, especially new ones, began to appear.

Of course, we strongly object to any unethical or unprofessional behavior, because our first priority has always been and always will be a satisfied client. We do not intend to risk, in any way, that similar actions should continue to increase unchecked, therefore the management of APF GROUP decided to make a fundamental change - to leave the existing business structure and create a new one. Because this decision required quick and decisive executive action, we faced a slight deviation from the expected trading results at the end of September as a result, which will cause a delay in sending trading returns for a minority of our clients by 1-3 days.

We are fully aware that a similar situation has occurred for the first time and could therefore raise certain doubts. Although this payment delay only affects approximately 5% of our clients, we are notifying and communicating it to all clients to avoid the possible spread of misinformation. We are convinced that the regularly achieved excellent economic results and the positive consequences of business restructuring will clearly justify this minor one-off complication. In the coming weeks, we will also introduce other attractive products that will allow you to further and profitably evaluate your investments.

At the same time, we would like to point out that due to the rapid business growth of our group, independent negotiations may occur, from which we clearly distance ourselves. Only business managers listed on our website https://apfgroupcr.com/en/kontakt/ are authorized to deal with our clients on behalf of the APF GROUP. If anyone else were to offer you APF GROUP products or provide any information about the APF GROUP portfolio, this may be purposeful, fraudulent or manipulative behavior with the intention of harming the interests of our clients and the APF GROUP itself. We have also recorded cases of intentional damage to the good name of the APF GROUP among clients by some merchants with whom cooperation has been terminated. If you personally encounter similar behavior, we will be very grateful if you inform us about it so that we can continuously take steps to protect our clients from similar situations and prevent them.

We thank you for your cooperation and trust so far.

Final results as at 31.12.2023 of APF DIGITAL AGRIFUND CR s.r.o.

hereby publish the final financial results of the company APF DIGITAL AGRIFUND CR s.r.o. as of 31.12.2023.

The operating profit (EBITDA) amounts to 328,810 thousand. CZK. The economic result before taxation amounts to 283,949 thousand. CZK. Net turnover as of 31.12.2023 was reported in the amount of 840,341 thousand. CZK. The total net value of assets amounts to 1,265,057 thousand. CZK.

The value of equity as of 31.12.2023 was 283,949 thousand. CZK.

DPPO and statements as of 31.12.2023

This year, the changes that were published on July 19, 2024 as part of the capital merger of companies in the APF GROUP (VERDANT) group are already underway.

The company APF VENTURE CAPITAL CR s.r.o. acquired a 51% equity stake in the company APF DIGITAL AGRIFUND CR s.r.o. At the same time, it capitalized a claim in the amount of CZK 300 million in the form of a voluntary surcharge outside the basic capital in order to increase the equity capital of APF DIGITAL AGRIFUND CR s.r.o. The value of the increase in equity belongs to the company APF VENTURE CAPITAL CR s.r.o. guaranteed annual share of profit in the amount of 10% (even in case of reporting a loss).

The company APF DIGITAL AGRIFUND CR s.r.o. continuously assumes the obligations of APF VENTURE CAPITAL CR s.r.o. up to a total amount of CZK 600 million, which will be gradually amortized, including accessories, in accordance with the agreed maturity from the profit from the sale of the APFC token. The transfer of liabilities is ensured by the Ritter-Šťastný law office. For these obligations, the company APF VENTURE CAPITAL CR s.r.o. continues to be liable in the form of joint and several liability.

We published the preliminary financial results as of 31/08/2024 in a post on 17/09/2024. The preliminary results show changes in the amount of total liabilities, the value of equity and an increase in the operating result of the economy. The value of equity as of 31.8.2024 amounted to 1,024,956 thousand. CZK.

Statements as of 31.8.2024

The growth of the token price on cryptocurrency exchanges (secondary market) has a positive effect on the development of the operating result.

APFC token price development

Correlation of the development of the market price of the APFC token and the development of the total area of ​​agricultural land owned by the APF GROUP (VERDANT) for the comparable period of 2024

We thank you for your cooperation and trust so far.

Final financial results as of 31/12/2023 of APF VENTURE CAPITAL CR s.r.o.

Dear clients,

we hereby publish the final financial results as of 31/12/2023 of APF VENTURE CAPITAL CR s.r.o.

The operating profit (EBITDA) amounts to 83,127 thousand. CZK. The economic result before taxation amounts to 96,205 thousand. CZK. Net turnover as of 31.12.2023 was reported in the amount of 474,945 thousand. CZK. The total net value of assets amounts to 1,273,475 thousand. CZK.

The value of equity as of 31.12.2023 was 210,587 thousand. CZK.

DPPO and statements as of 31.12.2023

This year, the changes that were published on July 19, 2024 as part of the capital merger of companies in the APF GROUP (VERDANT) group are already underway.

The company APF VENTURE CAPITAL CR s.r.o. acquired a 51% equity stake in the company APF DIGITAL AGRIFUND CR s.r.o. At the same time, it capitalized a claim in the amount of CZK 300 million in the form of a voluntary surcharge outside the basic capital in order to increase the equity capital of the company APF DIGITAL AGRIFUND CR s.r.o. The value of the increase in equity belongs to the company APF VENTURE CAPITAL CR s.r.o. guaranteed annual share of profit in the amount of 10% (even in case of reporting a loss).

The company APF DIGITAL AGRIFUND CR s.r.o. continuously assumes the obligations of APF VENTURE CAPITAL CR s.r.o. up to a total amount of CZK 600 million, which will be gradually amortized, including accessories, in accordance with the agreed maturity from the profit from the sale of the APFC token. The transfer of liabilities is ensured by the Ritter-Šťastný law office. For these obligations, the company APF VENTURE CAPITAL CR s.r.o. continues to guarantee in the form of joint and several liability, however, the liabilities are no longer part of the company's balance sheet. By reducing the total value of liabilities on the balance sheet, the equity of APF VENTURE CAPITAL CR s.r.o. will be significantly strengthened.

Based on the ongoing sale of investment shares,the equity capital of APF VENTURE CAPITAL CR s.r.o. will be increased by the end of 2024. by approx. 150 million CZK. A capital increase in the form of a voluntary additional payment in addition to the basic capital will further strengthen the value of the equity capital.

We thank you for your cooperation and trust so far.

APFC Token Sale Revenue

Dear clients,

we would like to inform you that the total revenue from the sale of the APFC token reached CZK 49,373,920 in the month of September.

Product swaps (exchanges) of APF GROUP products (VERDANT) for the purchase of the APFC token are also part of the sales.

The amount of tokens in circulation (sale via exchange or direct sale) is currently 55,207,696.

You can watch secondary sales through cryptocurrency exchanges (currently 8) at: https://www.coingecko.com/en/coins/apf-coin

We have currently signed an agreement to list our token on the Biconomy.com exchange (TOP 22) with an average daily trading volume of CZK 13.5 billion.

Revenues from the sale of APFC tokens are used to finance the purchase of agricultural land and agricultural projects within the APF GROUP (VERDANT). The profit from the sale of tokens makes it possible to sufficiently cover financial costs and thus stabilizes the management of the entire APF GROUP (VERDANT).

We thank you for your cooperation and trust so far.

Purchase of agricultural land for the APF GROUP (VERDANT)

Dear Clients,

The acquisition of agricultural land is proceeding in accordance with the long-term investment strategy of APF GROUP (VERDANT) as part of the land consolidation process in selected locations. These include individual cadastral areas in the districts of Znojmo, Břeclav, Hodonín, Uherské Hradiště, Brno-venkov, Vyškov, Kroměříž, Prostějov, Přerov, and Olomouc. In these locations, we are preparing investment projects in agricultural primary production, which will be carried out through our agricultural operations or the qualified investor fund in collaboration with tenants in the respective regions.

The company regularly updates and publishes an overview of ownership records of the land owned by APF GROUP (VERDANT) at the end of each calendar month. The overview includes land for which ownership rights have been registered in the Land Registry. Ongoing transfers of ownership rights are not reflected in this overview.

The current total area of agricultural land owned by APF GROUP (VERDANT) is 8,270,848 m² (827.1 ha). The total accounting value of the purchased agricultural land has reached 600 million CZK. The amount of advance payments made toward future land purchase prices currently totals 59,145,549 CZK.

During the period from January to August 2024, we acquired 442.4 hectares of agricultural land. The total land area owned by APF GROUP (VERDANT) has increased by 115% since the beginning of 2024. The target area by the end of 2024 is 1,200 hectares.

The acquisition of agricultural land is financed through funds generated by sales of APF GROUP (VERDANT) products, primarily from the proceeds of APFC token sales at present.

Thank you for your continued cooperation and trust.

Rebranding of the APF GROUP

Dear Clients,

As autumn arrives and the landscape prepares for winter slumber, the same cannot be said for us. Quite the opposite, in fact. Starting in November, we will begin to intensify our communication regarding our brand, VERDANT, which represents a private fund for qualified and professional investors, established by the APF GROUP.

The first step is the launch of our new website, followed by communication campaigns in the media and public spaces. These campaigns aim to introduce VERDANT as an investment tool through which it is possible to support Czech agriculture and acquire the highest quality Czech agricultural land. One of the campaign's themes will highlight our roots, the legacy of our ancestors, which we aim to protect and pass on to future generations in the best possible condition.

This also marks a new approach to how we communicate about the fund and our group as a whole. We want to provide you with even more information about our activities, market developments, and the projects we are involved in. Our goal is to be completely transparent in all our operations, as we believe this is the essential path to mutual trust and the development of our collaboration.

We would greatly appreciate it if you could share your thoughts on the VERDANT website and let us know what information you would like to have available to ensure your satisfaction and enable you to make informed investment decisions.

Thank you for your continued cooperation and trust.

Projects financed by APF GROUP (VERDANT)

Dear Clients,

Hereby we publish an overview of the projects in which APF GROUP (VERDANT) participates in financing.

BENDIA s.r.o. (www.sobulskygrunt.cz)

VERDANT Investment Fund (www.verdanteurope.com)

ECO Finance Group (www.ecofinance.cz)

INVESTBAY (www.investbay.com)

Token APFC (https://www.coingecko.com/en/coins/apf-coin)

MITILENA (www.mitilena.com)

APF Hněvotín Utility Garden (https://www.facebook.com/apfzahradahnevotin/)

If you have any questions about individual projects, we are at your disposal.

Thank you for your cooperation and trust so far.

Auditor's report on the verification of the financial statements of the company APF REAL ESTATE GROUP CR s.r.o.

Dear clients,

hereby publish the Independent auditor's report on the verification of the financial statements as of 31.12.2023 of the parent company APF REAL ESTATE GROUP CR s.r.o. This holding company controls the individual companies in the APF GROUP and coordinates their activities.

Thank you for your cooperation and trust.

Reward for referrals

Dear clients,

hereby announce a limited-time promotion for all APF GROUP (VERDANT) clients.

For providing a referral on a potential client, you will receive a 2% one-time reward from the agreed amount. Applies to selected products of the APF GROUP (VERDANT), which are participation and APFC token.

If you are interested in joining the event, you can contact us at dsosik@apfgroupcr.com.

Thank you for your cooperation and trust so far.

Innovations United 2024 in Prague

Dear Clients,

We are pleased to announce that APF GROUP will be one of the participants of the prestigious Innovations United 2024 conference, which will take place on 25 and 26 September 2024 at the Martinicky Palace in Prague. This major event focuses on key topics such as artificial intelligence, digitalization, cybersecurity and other technologies that are shaping the future of industry and innovation.

We will be showcasing the latest solutions and innovations in the field of agricultural land tokenization that contribute to technological advancement and sustainable growth.

We cordially invite all our partners and clients to join us for this special event. For more information about our program and opportunities to participate, please visit: https://startupdisrupt.com/event/innovations-and-technology/.

Thank you for your cooperation and trust.

Preliminary results as of 31.8.2024 of APF DIGITAL AGRIFUND CR s.r.o.

Dear Clients,

We hereby publish the preliminary results of APF DIGITAL AGRIFUND CR s.r.o. as of 31.8.2024.

Operating profit (EBITDA) is 424,226 thousand. CZK. The economic result before taxation amounts to 420,673 thousand. CZK. Net turnover as of 31.8.2024 was reported in the amount of 496,226 thousand. CZK. The total net value of assets amounts to 1,101,968 thousand. CZK.

The value of equity is 1,024,956 thousand. CZK.

Statements as at 31.8.2024

The results of operations reflect the changes that have been made, which were disclosed on 19.7.2024 as part of the capital interconnection of companies in the APF GROUP.

Thank you for your cooperation and trust.

APFC token market price development

Dear Clients,

According to Whitepaper, a key attribute of the APFC token is that the funds raised through its sale are used to purchase agricultural land and to finance agricultural projects in the Czech Republic. The value of the APFC token is therefore correlated (correlation) with the value of agricultural assets owned by APF GROUP.

As an example, we present the correlation between the development of the market price of the APFC token (source: CoinGecko) and the development of the total area of agricultural land owned by APF GROUP (source: APF GROUP) for the comparable period of 2024.

This correlation represents a kind of "gold standard" for the project of tokenization of agricultural land. In our case it is defined as the "VERDANT standard".

The VERDANT standard is expressed in terms of the value of agricultural assets owned by APF GROUP and represents the fair value backing of the APFC token. This standard reduces the risk of price volatility, lack of liquidity and the ability to meet all obligations related to holding the APFC token. 

Definition:

Correlation means a correlation between two random processes or random variables. If one of the random variables changes, then the other changes and vice versa. If a correlation is identified between two random processes, it is likely that they depend on each other.

The gold standard is a way of expressing the value of a currency in a monetary system where the standard economic measure is gold.

If you have any questions, please do not hesitate to contact us.

Thank you for your cooperation and trust.

Current revenue structure of APF GROUP

Dear Clients, 

We would like to inform you about the current structure of APF GROUP's revenues:

1. commission for arranging the sale of agricultural land

2. administrative fees for the management of client portfolios

3. fees for the management of the funds entrusted (one-off fees for the negotiation of the contract)

4. fees for the conclusion of option contracts

5. proceeds from the sale of agricultural land owned by APF GROUP

6. interest income from savings accounts

7. interest income from bonds purchased

8. rental income from agricultural land owned by APF GROUP

9. income from swap transactions (exchange of assets) within the APF GROUP

10. income from revaluation of assets within the qualified investor fund

11. entry fees to the qualified investor fund

12. exit fees from the Qualified Investor Fund

13. profit shares from equity participations

14. interest income from loans to agricultural entities

15. proceeds from the sale of APFC’s own token through foreign exchanges

16. proceeds from the direct sale of the APFC's own token through purchase contracts (OTC)

17. proceeds from purchased tokens of the INVESTBAY project

18. proceeds from holding investment shares of the fund of qualified investors

In the Financial results menu you will find an updated overview of the APF GROUP's revenue structure valid from 1 September 2024. The individual types of revenue are used to cover financial expenses related to the acquisition of investments (agricultural land and projects) in the APF GROUP's assets and to finance the operation of the entire group.

We thank you for your trust and cooperation.

Sale of investment shares

Dear Clients,

In the offer Sale of investment shares you will find the terms and conditions of sale of investment shares of APF VENTURE CAPITAL CR s.r.o. including the prospectus.

If you have any questions, please do not hesitate to contact us.

Thank you for your trust and cooperation so far.

Advance payments on future purchase prices of agricultural land

Dear Clients,

The total value of client portfolios as of 30.6.2024 was reported at CZK 881,322,717.

The portfolios are created individually for clients within the framework of real products (DIZP, IP, PDIZP, IPI and IZPKI). Part of the product is the reinsurance of the repurchase of agricultural land on the basis of a concluded agreement on a future purchase contract.

In this context, we inform that the amount of advance payments paid for future purchase prices of land as of 15 September 2024 amounts to CZK 59,145,549.

The advance payments in accordance with the concluded agreements are paid by APF VENTURE CAPITAL CR s.r.o.

Thank you for your cooperation and trust.

Agricultural land owned by APF GROUP

Dear clients,

the total area of ​​agricultural land owned by the APF GROUP as of 31 August 2024 is 8,270,848 m² (827.1 ha).

We thank you for your trust and cooperation.

Regular monthly results of client trades

Dear clients,

we bring you regular monthly results of client trades. In the month of August, we completed 9 deals with a total value of CZK 10,881,946 with a total area of ​​156,127 m2 (15.6 ha). Since January 2024, we have completed a total of 272 deals with a total value of CZK 362,241,679.

We hereby thank you for your trust and cooperation so far.

Cooperation with ECO Finance Group holding

Dear clients,

as part of a long-term strategy to support agricultural entrepreneurs, we established cooperation with the family holding ECO Finance Group s.r.o.

ECO Finance Group Holding invests in regional agriculture, energy, real estate and technological solutions. The headquarters of the holding is located in the heart of Haná in Smržice near Prostějov.

In one of the largest complexes of hydroponic greenhouses in the Czech Republic, he grows vegetables and fruits of unique quality. The diversity of crops in the fields prevents wind and water erosion. It produces clean energy from renewable sources guaranteeing our energy independence. By sparingly revitalizing brownfields, it also improves the quality of life for citizens in the immediate vicinity. Robotization in production and modern ecological technologies reduce demands on the environment.

In the first stage of cooperation with the APF GROUP, he participates in the financing of the purchase of agricultural land belonging to the ECO Finance Group holding.

In the next stages, the cooperation is extended to the financing of specific agricultural projects of the holding.

We will gradually inform you about the development of cooperation.

Thank you for your trust and the opportunity to expand our investment activities.

Market capitalization growth summer 2024

Dear clients,

we would like to inform you that our APFC token was placed in the TOP 10 of 2024 with the most growing market capitalization compared to the entire crypto market.

The ranking was published by the CryptoRank.io portal.

We hereby thank you for your trust and support of our projects.

Agricultural land owned by APF GROUP

Dear clients,

we update the information on the realized purchases of agricultural land into the property of APF GROUP companies.

In the Lands menu, you will find an up-to-date overview of title deeds with land owned by the APF GROUP as of 8/31/2024. In the overview, plots of land for which ownership rights have been registered in the Land Register are recorded. Ongoing ownership transfers are not taken into account. The registration of the ownership right in the CN is preceded by the payment of the purchase prices, which we regularly inform separately.

We thank you for your cooperation and patronage so far.

Overview of purchase price payments for agricultural land

Dear clients,

as part of the declared values ​​of the APF GROUP (transparency), we publish an overview of the realized payments of purchase prices for the purchase of agricultural land into the group's property. In the second holiday month of August, we paid purchase prices in the total value of CZK 20.5 million (overview of searched movements).

Investments in agricultural land in selected locations of Central and South Moravia are the main pillar of investments within the APF GROUP. The land is or will be used for the implementation of agricultural projects through the APF GROUP in cooperation with individual tenants or for own management.

We thank you for your cooperation and trust so far.

APFC Token Sale Revenue

Dear clients,

we would like to inform you that the total revenue from the sale of the APFC token reached CZK 27,423,624 in the month of August.

The sales also include product swaps (exchanges) of APF GROUP products for the purchase of the APFC token.

The amount of tokens in circulation (sale via exchange or direct sale) is currently 53,562,286.

You can follow the secondary sale through cryptocurrency exchanges (currently 8) at:

https://www.coingecko.com/en/coins/apf-coin

From the proceeds from the sale of APFC tokens, we primarily finance the purchase of agricultural land and agricultural projects within the APF GROUP. The profit from the sale of tokens makes it possible to sufficiently cover financial costs and thus stabilizes the management of the entire APF GROUP.

We thank you for your trust and cooperation.

Regular monthly payments of interest and income from bonds

Dear clients,

we would like to inform you that the end of the month of August falls on a Saturday and the following day is a public holiday Sunday. For this reason, the regular monthly payments of interest and income from the bonds will be settled on September 2, 2024 (the first working day following the weekend).

In case of any discrepancies, please do not hesitate to contact us.

Thank you for your patronage and cooperation so far.

Cooperation with the INVESTBAY project

Dear clients,

we have already informed you about the establishment of close cooperation with the INVESTBAY project (https://www.investbay.com/o-nas).

The project focuses on micro-investments in attractive holiday properties within Europe. In the form of crowd-owning, it allows clients to invest in real estate in small amounts. It uses real estate tokenization for investments, similar to the case of our project APF DIGITAL AGRIFUND CR s.r.o. for agricultural land.

APF GROUP supported the project by providing convertible debt (equity participation) and purchasing tokens linked to specific properties.

At the same time, we are preparing to expand the cooperation by mutual support of the sale of tokens of both projects. As part of this cooperation, we will enable APF GROUP clients to purchase the tokens in question with the same security as in the case of APFC tokens. The purchase and securing will be carried out by APF DIGITAL AGRIFUND CR s.r.o.

We will keep you informed about the further development of this project.

Thank you for your cooperation and the opportunity to further develop our business activities.

Agricultural land exchange for APFC token

Dear clients,

based on your increasing inquiries and requests for the possible exchange of agricultural land held in client portfolios (real APF GROUP products) for the APFC token, we inform you of the following.

Token exchange (product swap) is possible for APF GROUP clients as part of the token buyback product secured by a lien on the land that is the subject of the exchange.

As part of this product, clients who request an exchange can get a more favorable investment valuation with adequate collateral. The lien on the land is registered in the land registry in favor of the client throughout the duration of the contractual relationship. Unlike normal products, where we currently use the institution of a security agent, in this case, specific land is mortgaged in favor of a specific client (secured creditor).

We already provide other product swaps as standard.

In case of questions, you can contact a sales representative or info@apfgroupcr.com.

Thank you for your cooperation and trust.

Sales event "End of holidays"

Dear clients,

in connection with the end of the holiday period, we have prepared a sales promotion "End of the holiday" for you.

The special conditions of our products are intended only for this promotion and are valid until 31.8.2024.

• Participation with lien
• The minimum amount is CZK 500,000
• Maturity 60 months
• Interest rate 14% p.a.
• Security: pledge, joint and several liability, promissory note
  
  
• Participation without lien
• The minimum amount is CZK 200,000
• Maturity 60 months
• Interest rate 10% p.a.
• Security: joint and several liability, promissory note
  
  
• APFC Token Sale with Lien Secured Buyback
• The minimum amount is CZK 500,000
• Maturity 12 – 60 months
• Increase in the future purchase price of 17% p.a.
• Security: pledge, joint and several liability
  
  
• APFC Redemption Token Sale Unsecured
• The minimum amount is CZK 200,000
• Maturity 12 – 60 months
• Increase in future purchase price 20% p.a.
• Security: joint and several liability

For more information, do not hesitate to contact your sales representative or the company directly at info@apfgroupcr.com.

We wish you a relaxed experience of the last days of the holiday and look forward to further cooperation.

Market capitalization of the APFC token

Dear clients,

within the framework of the agricultural land tokenization project through the APFC token, we hereby inform you that the current market capitalization (Market Cap) is close to the value of CZK 700 million. Market capitalization represents the total market value of tokens in circulation. As of July 15, 2024, the market capitalization increased by almost CZK 200 million. The increase in market capitalization is determined by the price of the token and the increase in the growth of the amount of tokens in circulation.

The sale of circulating amount of tokens (exchange sale or direct sale) is currently 44,422,122 pieces. The increase in the amount of circulating tokens compared to the amount on 7/15. amounts to 6,766,281 pieces (by 18%).

For more information and price development of the APFC token, please visit: https://www.coingecko.com/en/coins/apf-coin

At the beginning of September, the token will be listed for trading through the TOP 10 cryptocurrency exchange with an average daily trading volume of CZK 37.5 billion.

We will keep you updated on the further development of this project.

Thank you for your cooperation and trust.

Change in the method of securing the contractual obligations of the APF GROUP

Dear clients,

due to the significant increase in the number of realized mortgage contracts for purchased land, which are used to arrange security for the contractual obligations of the APF GROUP, and thus also the disproportionate increase in administration on the part of the company and the legal office, we are hereby announcing the introduction of the following measure to prevent the extension of implementation deadlines.

From September 2024, the institute of collateral agent will be newly introduced into the contractual conditions for all types of contractual obligations. A collateral agent is a legal or natural person who accepts collateral for contractual obligations on its own account for the benefit of individual creditors. In the event that the company fails to meet its obligations and is unable to ensure the repayment of obligations, the agent may, based on the consent and decision of the creditors, exercise a lien on the purchased land to satisfy the claims of individual creditors. The agent is thus a kind of solidary creditor representing the rights of all creditors.

APF GROUP's Liability Security Agent function is added to secure the interests of creditors and increase the security of the investment.

In insolvency proceedings, in addition, the security agent has a much stronger position, the whole process is more coordinated and higher yields can be achieved.

Currently, the selection of a security agent (notary, lawyer, auditor, banking institution) is underway.

The contractually anchored joint and several liability of the companies in the APF GROUP will continue to be part of securing creditors' claims.

Drafted and executed mortgage contracts will be gradually concluded and the lien will be entered into the real estate cadastre.

From September 2024, it will be possible to enter into a mortgage agreement for specific plots of land to secure a contractual obligation for investments from CZK 3.0 million.

We are at your disposal in case of questions.

Thank you for your cooperation and trust.

Project VERDANT

Dear Clients,

We have previously informed you about the establishment of the fund for qualified and professional investors, APF GROUP EUROPE SICAV P.L.C.

We are now finalizing the last administrative tasks required to commence the fund's operations in accordance with the relevant European legal standards.

The fund's manager is AQA Capital Ltd., based in Malta.

The fund will utilize agricultural investments in the Czech Republic to appreciate investors' financial resources. Half of the investment funds will be directed towards the implementation of agricultural projects, while the other half will be used for the purchase of agricultural land through the tokenization of agricultural land, in line with the long-term strategy of the APF GROUP.

Further information about the fund can be found at www.verdanteurope.com.

We will keep you informed about the start of the fund's operations.

Thank you for your continued cooperation and trust.

Expert Opinions on Agricultural Land Owned by APF GROUP

Dear Clients,

In connection with the revaluation of the market price of agricultural land owned by APF GROUP, we are publishing examples of evaluations.

The expert opinions are prepared for the purpose of calculating and determining the usual price of real estate assets and for determining the actual market value of the properties.

The agricultural land was acquired during 2023 and in the first quarter of 2024.

The expert opinions were prepared by the appraisal office XP invest, s.r.o., Company ID No. 28462572.

Example of an expert opinion on land in the cadastral area of Nový Poddvorov.

Thank you for your cooperation and trust.

Investment Shares Prospectus

Dear Clients,

We hereby publish the prospectus offering the sale of investment shares of APF VENTURE CAPITAL CR s.r.o.

The basic value of an investment share (1%) is CZK 5,000,000. The minimum value of an investment share (0.1% and its multiples) is CZK 500,000.

The guaranteed annual profit share is 8%. At the same time, a pre-emption right will be agreed in favor of APF REAL ESTATE GROUP CR s.r.o.

Currently, a pre-sale is underway for existing clients of the APF GROUP. The pre-sale will run until 31.8.2024. After that, the investment shares will be offered to external investors.

The sale of investment shares is ensured in cooperation with the law firm Noerr s.r.o.

If you are interested in specific information and submitting a written claim, please contact us at  kmiculka@apfgroupcr.com.

Thank you for your continued support and trust.

INVESTMENT SHARES PROSPECTUS (PDF)

Agricultural lands owned by the APF GROUP

Dear clients,

As of July 31, 2024, the total area of agricultural lands owned by the APF GROUP amounts to 7,893,126 m² (789.3 ha).

The book value of the owned agricultural lands has exceeded 500 million CZK.

We thank you for your trust and cooperation.

Sales from Direct APFC Token Sales (OTC) to APF GROUP Clients

Dear Clients,

We would like to inform you that sales from direct APFC token sales through purchase agreements (OTC) have reached 130,301,949 CZK since May 1, 2024.

The sales also include product swaps (exchanges) of APF GROUP products for the purchase of APFC tokens.

The direct sale of APFC tokens is governed by the White Book of APF Coin cryptoassets, prepared in collaboration with the law firm Noerr s.r.o.

You can follow the secondary sales through cryptocurrency exchanges (currently 8) at:

https://www.coingecko.com/en/coins/apf-coin

The revenue from the sale of APFC tokens primarily finances the purchase of agricultural land and agricultural projects within the APF GROUP. The profit from token sales allows us to sufficiently cover financial costs, thereby stabilizing the financial operations of the entire APF GROUP.

Thank you for your trust and cooperation.

Tied Agent

Dear Clients,

The APF GROUP has initiated the registration process of a tied agent into the list of regulated and registered entities in the financial market with the Czech National Bank and the Central Bank of Malta for a selected company within the group.

The registration of the tied agent is related to the provision of investment services for the benefit of our funds APF GROUP CR SICAV a.s. and APF GROUP EUROPE SICAV P.L.C.

We will keep you informed about the further development of the process.

Thank you for your cooperation and trust.

Regular monthly results of client trades

Dear clients,

we bring you regular monthly results of client trades. In the month of July, we realized 13 deals with a total value of 12,481,130 CZK with a total area of 250,683 m2 (25.1 ha). Since January 2024, we have completed a total of 263 deals with a total value of 351,359,733 CZK.

We hereby thank you for your trust and cooperation so far.

A reduction in the base reference rate

Dear Clients,

in connection with the CNB's reduction of base rates, we hereby announce a reduction of the basic reference rate for real products to 3.50%.

Thank you for your trust and cooperation.

Overview of purchase price payments for agricultural land

Dear clients,

as part of the declared values ​​of the APF GROUP (transparency), we publish an overview of the realized payments of purchase prices for the purchase of agricultural land into the group's property. In the weakest month of the year, July, we paid purchase prices in the total value of CZK 35.5 million (overview of searched movements).

Investments in agricultural land in selected locations of Central and South Moravia are the main pillar of investments within the APF GROUP. The land is or will be used for the implementation of agricultural projects through the APF GROUP in cooperation with individual tenants or for own management.

We thank you for your cooperation and trust so far.

Advance payments on future purchase prices of agricultural land

Dear clients,

on July 9, 2024, I informed you of the fact that the total value of client portfolios as of June 30, 2024 was reported in the amount of CZK 881,322,717.

Portfolios are created individually for clients within the real products (DIZP, IP, PDIZP, IPI and IZPKI). Part of the product is the provision of buyback of agricultural land on the basis of a concluded contract on a future purchase contract.

In this context, we inform you that the amount of paid advance payments for future land purchase prices as of 31.7.2024 amounts to CZK 52,612,241.

Advance payments in accordance with concluded contracts APF VENTURE CAPITAL CR s.r.o.

Thank you for your cooperation and trust.

Agricultural land owned by APF GROUP

Dear clients,

we update the information on the realized purchases of agricultural land into the property of APF GROUP companies.

In the Lands menu, you will find an up-to-date overview of title deeds with land owned by the APF GROUP as of 7/31/2024. In the overview, plots of land for which ownership rights have been registered in the Land Register are recorded. Ongoing ownership transfers are not taken into account. The registration of the ownership right in the CN is preceded by the payment of the purchase prices, which we regularly inform separately.

We thank you for your cooperation and patronage so far.

Payment of proceeds from bond issues

Dear clients,

on July 31, 2024, we paid the regular proceeds from bond issues APFD 7.5/25, APFCD 9.5/25, APFAF 12.0/25 and APFAGRI 12.0/25 in accordance with the issue conditions.

Thank you for your trust and cooperation.

Capital connection of companies in the APF GROUP

Dear Clients,

The project for tokenizing agricultural land through the APFC token was launched in 2022 and has been gradually financed by the operating results of companies within the APF GROUP. Currently, it has reached a market capitalization of CZK 500 million with a total circulating supply of over 38 million tokens. Additionally, the token is traded on 8 cryptocurrency exchanges within the TOP 30 (including 2 in the TOP 15). In the coming months, it is preparing to be listed on a TOP 10 exchange with an average daily trading volume of CZK 33.5 billion. This will fulfill the strategic goal of the project for the token's liquidity, price stability, and credibility.

Based on these facts, the management of APF GROUP has decided on a capital connection between APF DIGITAL AGRIFUND CR s.r.o. and APF VENTURE CAPITAL CR s.r.o.

APF VENTURE CAPITAL CR s.r.o. will acquire a 51% equity stake in APF DIGITAL AGRIFUND CR s.r.o. Simultaneously, it will capitalize a receivable of CZK 300 million through a voluntary additional payment outside the basic capital to increase the equity of APF DIGITAL AGRIFUND CR s.r.o. From the value of this equity increase, APF VENTURE CAPITAL CR s.r.o. is entitled to a guaranteed annual profit share of 10% (even in the case of a loss). APF DIGITAL AGRIFUND CR s.r.o. will assume the liabilities of APF VENTURE CAPITAL CR s.r.o. totaling CZK 600 million, which will be gradually paid off, including related costs, in accordance with the agreed maturity from the profit of the token sale. APF VENTURE CAPITAL CR s.r.o. will continue to guarantee these liabilities in the form of joint and several liability; however, these liabilities will no longer be part of the company's balance sheet. With the assumption of liabilities with the consent of creditors (arranged by the law firm), the total liabilities of APF VENTURE CAPITAL CR s.r.o. will be reduced, thereby decreasing the company's overall indebtedness.

The proceeds from the sale of APFC tokens will continue to primarily finance the purchase of agricultural land and agricultural projects within the APF GROUP. The above-average profit from the sale of tokens allows us to adequately cover financial costs, thereby stabilizing the operations of the entire APF GROUP.

For more information and the APFC token price development, please visit:

https://www.coingecko.com/en/coins/apf-coin

Thank you for your cooperation and trust.

Investment Shares Prospectus

Dear Clients,

We hereby publish the prospectus offering the sale of investment shares of APF VENTURE CAPITAL CR s.r.o.

The basic value of an investment share (1%) is CZK 5,000,000. The minimum value of an investment share (0.1% and its multiples) is CZK 500,000.

The guaranteed annual profit share is 8%. At the same time, a pre-emption right will be agreed in favor of APF REAL ESTATE GROUP CR s.r.o.

Currently, a pre-sale is underway for existing clients of the APF GROUP. The pre-sale will run until 31.8.2024. After that, the investment shares will be offered to external investors.

The sale of investment shares is ensured in cooperation with the law firm Noerr s.r.o.

If you are interested in specific information and submitting a written claim, please contact us at  kmiculka@apfgroupcr.com.

Thank you for your continued support and trust.

INVESTMENT SHARES PROSPECTUS (PDF)

Project SOBŮLSKÝ GRUNT and the establishment of the company APF AGRICULTURAL PRODUCTION CR s.r.o.

Dear Clients,

Last year, we informed you about the commencement of our cooperation with the project SOBŮLSKÝ GRUNT in the Hodonín district.

This is a family farm engaged in extensive cattle breeding. The current herd includes over 200 heifers, young bulls, and calves.

In the first phase of cooperation, we offered the company a long-term lease of agricultural land owned by the APF GROUP for the expansion of pastures and meadows in the districts of Hodonín and Uherské Hradiště. The expansion of leased agricultural land is ongoing.

In the second phase, a joint project, BENDIA s.r.o., was established, in which the APF GROUP holds a 25% stake. Through this project, we will gradually finance the development of the farm. For the expansion of cattle herds, we are providing operational financing of CZK 10.0 million (for the purchase of calves and feed). The planned annual revenue from the sale of aged beef in the first year of the project is expected to be CZK 80.0 million (www.sobulskygrunt.cz).

Furthermore, APF AGRICULTURAL PRODUCTION CR s.r.o. was established to carry out its own agricultural activities on land owned by the APF GROUP.

We will keep you informed about the progress of individual projects.

Thank you for your trust and cooperation.

Market capitalization of the APFC token

Dear clients,

As part of the agricultural land tokenization project through the APFC token, we hereby inform you that the market capitalization (Market Cap) has reached a value of CZK 500 million. The market capitalization represents the total market value of circulating tokens. The current amount of circulating tokens (through exchange sales or direct sales) is 37,655,841 units.

For more information and the price development of the APFC token, please visit: https://www.coingecko.com/en/coins/apf-coin.

Additionally, in the coming days, the token will be listed for trading on a cryptocurrency exchange from the TOP 15, with an average daily trading volume of CZK 5.5 billion.

We will keep you informed about the further development of this project.

Thank you for your cooperation and trust.

Structure of Client Portfolios of APF VENTURE CAPITAL CR s.r.o.

Dear Clients,

The total value of client portfolios as of June 30, 2024, amounted to 881,322,717 CZK. Compared to the state as of March 31, 2024, the total value increased by 49,469,740 CZK (5.95%).

For more detailed information about the structure of client portfolios, please visit the Financial Results page.

The total current value of agricultural land under management (owned purchased land and client portfolios) has exceeded 1.300 million CZK.

We thank you for your trust and cooperation.

Regular monthly results of client trades

Dear Clients,

We bring you the regular monthly results of client trades. In June, we completed 25 trades with a total value of 31,056,130 CZK and a total area of 554,493 m² (55.5 ha). Since January 2024, we have completed a total of 250 trades with a total value of 338,878,603 CZK.

We would like to thank you for your trust and ongoing cooperation.

Economic results for 2023

Dear Clients,

We hereby publish the final financial results for the year 2023 of the companies within the APF GROUP.

APF ALTERNATIVE FUND CR s.r.o.

The operating profit (EBITDA) is 7,233 thousand CZK. The profit before tax is 3,871 thousand CZK. The net turnover for the year 2023 amounted to 34,952 thousand CZK. The total net asset value is 51,340 thousand CZK.

APF AGRICULTURAL LAND CR s.r.o.

The operating profit (EBITDA) is 7,201 thousand CZK. The profit before tax is 3,473 thousand CZK. The net turnover for the year 2023 amounted to 45,279 thousand CZK. The total net asset value is 52,062 thousand CZK.

As previously stated, the investment activity of both companies has been reduced. Currently, all liabilities are being settled gradually in accordance with the specified due dates.

Preliminary results of the company APF VENTURE CAPITAL CR s.r.o. were published in the News on February 13, 2024.

The operating profit (EBITDA) is 68,690 thousand CZK. The profit before tax is 88,561 thousand CZK. The financial profit is 19,871 thousand CZK. The net turnover for the year 2023 amounted to 467,717 thousand CZK. The total net asset value is 1,163,911 thousand CZK.

The final results of this company are expected by the end of August 2024 in line with the deferred tax obligation, and the audit of the financial statements will be published concurrently.

Thank you for your support and cooperation so far.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we publish an overview of the payments made for the purchase of agricultural land owned by the Group. Since 1 January 2024, we have paid purchase prices in the total amount of  214.9 million CZK. In the month of June, we paid purchase prices totalling CZK 43.2 million (overview of movements sought).

Investments in agricultural land within selected locations in Central and Southern Moravia are the main pillar of investments within APF GROUP. The land will be subsequently used for the implementation of agricultural projects through the APF GROUP CR SICAV a.s. fund in cooperation with individual tenants or for own farming.

Thank you for your cooperation and trust.

Reduction of the basic reference rate

Dear Clients,

In connection with the ČNB reduction of base rates, we hereby announce a reduction in the base reference rate for real products to 3.75%.

Thank you for your trust and cooperation.

Tokenisation of agricultural land

Dear Clients,

Within the framework of the project of tokenization of agricultural land we publish preliminary results of the management as of 31.12.2023 of APF DIGITAL AGRIFUND CR s.r.o.

The operating result (EBITDA) amounts to 7.059k USD. The pre-tax result amounts to 2.882k USD. The value of APFC tokens sold for the year 2023 was reported at 6.136k USD. The total net asset value amounts to 36.871k USD.

The tokenization project was gradually financed from 2022 onwards from the reported profits of APF GROUP companies. The operating result now allows the company and subsequently the entire APF GROUP to pay the interest costs. The sale of tokens finances the purchase of agricultural land and agricultural projects.

The APFC token is listed on 6 crypto exchanges from the TOP 30. We are currently listing 2 more crypto exchanges from the TOP 15.

The development of the token trading can be found at: https://www.coingecko.com/en/coins/apf-coin

Thank you for your cooperation and support.

Convertible participation

Dear Clients,

effective from 1.7.2024 we have prepared a new product Convertible Participation. The description of the product can be found in the Secured Products menu.

This product allows you to acquire a business share of APF VENTURE CAPITAL CR s.r.o. and become an investor within the APF GROUP under specified conditions.

We believe that with this product we help your investments to grow and thus fulfil your life ambitions.

If you have any questions, please do not hesitate to contact us.

Thank you for your trust and goodwill.

Exchange of an obligation contract for an investment share (capitalisation of a receivable)

Dear Clients,

Within the framework of the already announced capital increase of APF VENTURE CAPITAL CR s.r.o., we have prepared for our existing clients the possibility of exchanging the commitment contract for an investment share (capitalization of the client's receivables). The minimum value of the client's receivable for capitalization is CZK 500.000 (USD 21.551), which represents an investment share of 0.05% of the company's total business share (ordinary shares). For the minimum value of the claim you will receive one common share with a nominal value of CZK 5,000 (USD 215).

The transaction will take place in the form of a set-off of the client's claim against the liability for the subscribed capital.

The investment is realized in cooperation with the legal office Noerr s.r.o.

For specific information and to submit a written claim, please contact us at kmiculka@apfgroupcr.com.

We thank you for your past goodwill and trust.

Establishment of the European fund APF GROUP EUROPE SICAV P.L.C.

Dear Clients,

We would like to inform you that the fund of qualified and professional investors APF GROUP EUROPE SICAV P.L.C. has been established.

The fund is planned to start its investment activity from 1 July 2024. The fund will operate under the private brand VERDANT.

The financial resources raised through the fund will be directed primarily to the Czech Republic to support Czech agriculture and the purchase of agricultural land.

The minimum investment amount is EUR 100,000. The fund is harmonised according to the European AIFMD.

We will keep you informed about further developments of the project.

Thank you for your cooperation and trust.

Sale of business share and increase of the share capital of APF VENTURE CAPITAL CR s.r.o.

Dear Clients,

APF VENTURE CAPITAL CR s.r.o. is part of the APF GROUP, which has long focused on investments in agricultural land, financing of agricultural projects and now also on agricultural production. APF GROUP has already completed more than 2,000 transactions with agricultural land worth more than CZK 1.5 billion, owns land with a total area of more than 630 hectares and also has client portfolios worth more than CZK 830 million under management.

Due to further expansion in the domestic market and the feasibility of developing the company's business, it was decided to sell 30% of the company's business to new investors. In connection with the investment, the company plans to raise CZK 150,000,000 for the expansion of its business, primarily for further purchase of agricultural land and financing of agricultural projects within the APF GROUP. The funds raised from the investors will be contributed to APF VENTURE CAPITAL CR s.r.o. in the form of a share capital increase. 

The basic value of the investment share (1%) is CZK 5,000,000. The minimum value of the investment share (0.1% and multiples thereof) is CZK 500,000.

The annual guaranteed profit share is 8%. At the same time, a pre-emption right will be negotiated in favour of APF REAL ESTATE GROUP CR s.r.o.

The pre-sale will run until 31.8.2024. After that the investment share will be offered to external investors.

The total value of the investment share requested and the order in which the written claim is submitted shall determine the entitlement to purchase the Company's business share.

The investment is realized in cooperation with the legal office Noerr s.r.o.

For specific information and to submit a written claim, please contact us at kmiculka@apfgroupcr.com.

We thank you for your support and trust so far.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of May, we realized 44 deals with a total value of USD 1.437.492 with a total area of 572,729 m2 (57.3 ha). Since January 2024, we have completed a total of 225 deals with a total value of USD 13.502.777.

Thank you for your trust and cooperation so far.

Seznam Talks

Dear Clients,

We would like to refer you to an article published via Seznam Talks.

Thank you for your support and cooperation.

Establishing cooperation with the INVESTBAY project

Dear Clients,

We would like to inform you that we have established cooperation with the INVESTBAY project (investbay.com). The project focuses on micro-investments in attractive real estate. It is a form of crowd-owning that allows clients to invest in real estate in small amounts.

We will keep you informed about the development of further cooperation.

Thank you for your cooperation and trust.

Start of agricultural production within the APF GROUP

Dear Clients,

In accordance with the long-term strategy of APF GROUP, we are starting agricultural production on agricultural land owned by APF GROUP.

Agricultural production will be focused on sustainable agriculture (conservation agriculture) with respect to ecology and climate change.

The sectors of agricultural production to be implemented through APF AGRICULTURAL PRODUCTION CR s.r.o. or companies with our shareholding:

- crop production - growing crops (cereals, forage crops, vegetables)

- livestock production (extensive breeding of beef cattle breeds)

- viticulture (establishment and operation of small vineyards, wineries)

The funds raised from CIF investors and the sale of the APFC token will continue to be used for the purchase of agricultural land and the financing of agricultural activities within the APF GROUP.

We will keep you informed about the implementation of specific agricultural projects.

Thank you for your trust and cooperation.

Reduction of the basic reference rate

Dear Clients,

In connection with the reduction of the CNB base rates, we hereby announce a reduction of the basic reference rate for real products to 4.25%.

Thank you for your trust and cooperation.

Establishment of a European fund for qualified and professional investors

Dear Clients,

As part of APF GROUP's planned expansion into the European investment market, we are pleased to announce the launch of the Notified Alternative Investment Fund (Notified Alternative Investment Fund) for qualified and professional investors. The APF GROUP EUROPE SICAV P.L.C. fund, based in Malta, is a combined conservative crypto fund with a focus on investments in agricultural land, agricultural projects and agricultural land tokenisation. The funds raised through the fund will be primarily directed to the Czech Republic to support Czech agriculture.

The minimum investment amount is EUR 100.000. The fund is harmonised according to the European AIFMD.

We will keep you informed about further developments of the project.

Thank you for your cooperation and trust.

Total area of agricultural land owned by APF GROUP

Dear Clients,

We would like to inform you that the total area of agricultural land owned by APF GROUP has now exceeded 560 ha (5,600,000 m2). By the end of 2024 we expect to reach a total area of 1,200 ha.

The purchased land is used for the implementation of agricultural projects through the APF GROUP CR SICAV a.s. fund in cooperation with individual tenants.

Thank you for your cooperation and trust.

Agricultural land owned by APF GROUP

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies.

In the Land offer you will find the current list of title deeds with land owned by APF GROUP as of 30.4.2024. The list includes land for which the registration of the ownership right in the National Court Register has taken place. Ongoing transfers of ownership right are not taken into account. The registration of the ownership right in the National Court Register is preceded by the payment of the purchase price, which we regularly inform about separately.

Thank you for your cooperation and support so far.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of April, we executed 59 deals with a total value of USD 3.790.102 with a total area of 1,421,628 m2 (142.2 ha). Since January 2024, we have executed a total of 181 deals with a total value of USD 11.739.356.

Thank you for your trust and cooperation so far.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we publish an overview of the payments made for the purchase of agricultural land owned by the Group. Since 1 January 2024, we have paid purchase prices in the total amount of 145.6 million EUR. (overview of movements sought).

Investments in agricultural land within selected locations in Central and South Moravia are the main pillar of investments within the APF GROUP. The land will subsequently be used for the implementation of agricultural projects through the APF GROUP CR SICAV a.s. fund in cooperation with individual tenants. 

Thank you for your cooperation and trust so far.

Agricultural land tokenisation project

Dear Clients,

We have previously informed you about the implementation of the project of tokenization of agricultural land, which is carried out through the company APF DIGITAL AGRIFUND CR s.r.o. and is intended primarily for the foreign market. The aim of the project is to purchase agricultural land through the issue of APFC tokens. The token is linked to the possibility of repurchase with adequate security (joint and several liability, lien) for a predetermined future purchase price.

You can follow the development of the project here.

You can follow the price development of the APFC token on Coingecko.

In case of your interest, we have prepared discounted conditions for the purchase of the token for the clients of APF GROUP. 

Thank you for your cooperation and trust so far.

Climate change and its impact on the human psyche

Dear Clients,

If you are interested in climate change and its impacts, we recommend a novel webinar focused on environmental anxiety. The impacts of climate change affect our psyche and bring many concerns. The webinar provides you with basic information about climate change, explanation of terms and other aspects of the issue.

The webinar will be conducted by psychologist Mgr. Matej Mičulka.

More information can be found here.

Thank you for your cooperation and support.

Structure of client portfolios of APF VENTURE CAPITAL CR s.r.o.

Dear Clients,

The total value of client portfolios as of 31 March 2024 was USD 35,538,381. Compared to 31.12.2023, the total value increased by CZK 113,861,936 (15.86%).

For more information on the structure of client portfolios, please refer to the Results of Operations page.

The total current value of agricultural land under management (own purchased land and client portfolios) exceeded CZK 1,100 million.

Thank you for your trust and cooperation.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we publish an overview of the payments made for the purchase of agricultural land owned by the Group. Since 1 January 2024 we have paid purchase prices in the total amount of USD 5,480,217. CZK (overview of movements sought).

Investments in agricultural land within selected locations in Central and South Moravia are the main pillar of investments within the APF GROUP. The land will subsequently be used for the implementation of agricultural projects through the APF GROUP CR SICAV a.s. fund in cooperation with individual tenants.

Thank you for your cooperation and trust so far.

The Conseq.cz portal

Dear Clients,

We hereby inform you that our fund APF GROUP CR SICAV a.s. has been included among the investment funds offered through the investment portal of Conseq Investment Management, a.s. (www.conseq.cz).

More information can be found here.

Thank you for your support and trust.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of March, we executed 25 deals with a total value of CZK 73,839,081 with a total area of 1,023,400 m2 (102.3 ha). Since January 2024, we have completed a total of 122 deals with a total value of CZK 186,250,265.

Thank you for your trust and cooperation so far.

Agricultural land owned by APF GROUP

Dear Clients,

We hereby disclose the total book value of agricultural land owned by APF GROUP, which was reported as of 31.3.2024 in the amount of USD 10.905.488 with a total area of 4,308,736 m2 (430.9 ha). The value of the land for which the deposit procedure for change of ownership is currently underway is USD 4.191.973 (charged to advances made). After the registration of the ownership right in the National Court Register, this value will increase the total book value of agricultural land owned by APF GROUP.

Thank you for your trust and cooperation.

Utility garden APF Hněvotín

Dear Clients,

We have previously informed you about the launch of a project to build a utility garden on the purchased land owned by APF GROUP in the area of the village of K. Hněvotín (Olomouc district).

You can follow the ongoing development of the project on our FB profile, which can be found here.

Project manager Mgr. Jana Mičulková.

Thank you for your cooperation and support.

Agricultural land owned by APF GROUP

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies.

In the Land offer you will find the current list of title deeds with land owned by APF GROUP as of 29.3.2024. The list includes land for which the registration of the ownership right in the National Court Register has taken place. Ongoing transfers of ownership right are not taken into account. The registration of the ownership right in the CN is preceded by the payment of the purchase price, which we regularly inform about separately.

We would like to thank you for your cooperation and support so far.

Regular monthly payments of interest and bond proceeds

Dear Clients,

We would like to inform you that in connection with the upcoming Easter holidays, the regular monthly payments of interest and bond proceeds will be settled on 2 April 2024 (the first business day following the holiday).

In case of any discrepancies, please do not hesitate to contact us.

We thank you for your cooperation.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we are publishing an overview of payments made for the purchase of agricultural land owned by the Group. Since 1 January 2024 we have paid purchase prices in the total amount of 103.0 million CZK. CZK (overview of movements sought).

Investments in agricultural land within selected locations in Central and Southern Moravia are the main pillar of investments within the APF GROUP. The land will subsequently be used for the implementation of agricultural projects through the APF GROUP CR SICAV a.s. fund in cooperation with individual tenants.

Thank you for your cooperation and trust so far.

INTERNATIONAL REAL ESTATE EXPO 2024

Dear Clients,

As part of the expansion of the PR activities of APF GROUP, we have accepted an invitation to the International Real Estate EXPO 2024 exhibition, which will be held 12-13 April 2024 in Prague. This is the first international expo in the Czech Republic, which focuses on connecting investors with companies that are active in the real estate sector and offer entry into this sector.

More information about the expo can be found here.

Thank you for your trust and we look forward to seeing you again.

Reduction of the basic reference rate

Dear Clients,

In connection with the reduction of the CNB base rates, we hereby announce a reduction of the basic reference rate for real products to 4.75%.

Thank you for your trust and cooperation.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we publish an overview of the payments made for the purchase of agricultural land owned by the Group. Since 1 January 2024, we have paid purchase prices in the total amount of CZK 73.5 million. CZK (overview of movements searched).

Investments in agricultural land within selected locations in Central and Southern Moravia are the main pillar of investments within the APF GROUP. The land will subsequently be used for the implementation of agricultural projects through the APF GROUP CR SICAV a.s. fund in cooperation with individual tenants.

Thank you for your cooperation and trust so far.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of February, we executed 37 deals with a total value of USD 2.493.182 (CZK 58,285,802) with a total area of 985,839 m2 (98.6 ha). Since January 2024, we have executed a total of 97 deals with a total value of  USD 4.808.402 (CZK 112,411,184).

Thank you for your trust and cooperation so far.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we publish an overview of the payments made for the purchase of agricultural land owned by the Group. Since 1 January 2024, we have paid purchase prices in the total amount of 55.9 million CZK. CZK (overview of movements searched).

Investments in agricultural land within selected locations in Central and South Moravia are the main pillar of investments within the APF GROUP. The land will subsequently be used for the implementation of agricultural projects through the APF GROUP CR SICAV a.s. fund in cooperation with individual tenants.

Thank you for your cooperation and trust so far.

APFAF 10.0/25 bond issue sold out

Dear Clients,

We would like to inform you that the APFAF 10.0/25 bond issue has been sold out.

Thank you for your cooperation and trust.

Product SYMBION

Dear Clients,

We hereby inform you that our fund APF GROUP CR SICAV a.s. has been included in the SYMBION product at DELTA investiční společnost, a.s.

The SYMBION product offers a diverse range of qualified investor funds which, as a whole, contribute to the stability of your investment portfolio starting from CZK 1 million. Under this product, you can invest in our fund from CZK 100,000.

More information can be found here.

Thank you for your support and trust.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we publish an overview of the payments made for the purchase of agricultural land owned by the Group. Since 1 January 2024 we have paid purchase prices in the total amount of 30.2 million CZK. CZK (overview of movements searched).

Investments in agricultural land within selected locations in Central and Southern Moravia are the main pillar of investments within the APF GROUP. The land will subsequently be used for the implementation of agricultural projects through the APF GROUP CR SICAV a.s. fund in cooperation with individual tenants.

Thank you for your cooperation and trust so far.

Video presentation of agricultural land owned by APF GROUP

Dear Clients,

in the Land offer you will find another video presentation of a set of agricultural land owned by APF GROUP.

Thank you for your cooperation and trust.

Publication of preliminary results for 2023

Dear Clients,

We would like to inform you about the publication of the preliminary results of APF VENTURE CAPITAL CR s.r.o. as of 31.12.2023.

Basic information can be found at: https://apfgroupcr.com/en/vysledky-hospodareni/

The pre-tax result for 2023 is CZK 88,561 thousand. Operating profit (EBITDA) was reported in the amount of CZK 68,690 thousand. The total net asset value is CZK 1,163,911 thousand.

The tax return for the company will be filed on 30 June 2024. 

Thank you for your cooperation and trust so far.

Reduction of the basic reference rate

Dear Clients,

In connection with the reduction of the CNB base rates, we hereby announce a reduction of the basic reference rate for real products to 5.25%.

Thank you for your trust and cooperation.

Bond issue APFREG VAR/27

Dear Clients,

APF REAL ESTATE GROUP CR s.r.o. has prepared for clients who do not want to invest directly in agricultural land an issue of bonds with a maturity of 36 months and a floating yield of 3M PRIBOR + 6% p.a. (the yield will not fall below 6% p.a. and will not exceed 12% p.a.). The total value of the issue is CZK 24 000 000. The nominal value of the bond is CZK 3,000,000. The issue period for subscription of the bonds starts on 5 February 2024 and ends on 5 February 2025 with the possibility of extension.

More information can be found here.

Thank you for your trust and cooperation.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of January, we executed 60 deals with a total value of CZK 54,125,382 with a total area of 895,248 m2 (89.5 ha).

Thank you for your trust and cooperation so far.

Market prices for agricultural land in 2023

Dear Clients,

We bring you information on the development of market prices of agricultural land for 2023. Based on the Land Market Report for 2023 published by FARMY.CZ s.r.o., the market prices for 2023 have increased by 2.9% compared to 2022 in the whole Czech Republic. After 2 years of double-digit growth, there has been a cooling on the overall demand side, which is to be expected given the previous periods (the difference is in the length of the period, which depends on macroeconomic conditions).

With this, APF VENTURE CAPITAL CR s.r.o. (APF GROUP) comments on the changes in market prices for 2023. With regard to the locations in which our company actively trades and buys (main production agricultural areas), we provide information on the changes in market prices in each district:  

These are the average market prices in the localities in question for predominantly arable land with a BPEJ above CZK 10,-/m2 (Decree No.227/2018 Coll. issued by the Ministry of Agriculture), in climate zones 0,1,2,3 and selected land in zones 4 and 6, with a maximum medium slope. All plots are proffered under market conditions.

The market prices are derived from actual transactions during 2023 and reflect the real evolution of market prices in the locations mentioned. In 2023, APF GROUP completed a total of 471 transactions with a total value of CZK 389,559,884.00 and purchased land with a total value of CZK 217,675,643.00 (384.7 ha). These values still show a significant difference in market prices compared to the average market prices for all types of agricultural land and for the whole country.

In terms of further development of market prices, APF GROUP expects a cooling of demand for agricultural land throughout the Czech Republic in connection with the decline in interest rates and inflation rates. However, we also expect a gradual increase in the interest of non-agricultural investors in investing in agricultural land as a suitable way of protecting their money from inflation depreciation, precisely in connection with the decline in interest rates. There will continue to be highly selective demand for specific locations and land with above-average BPEJ. The pace of market price growth will be influenced primarily by further inflation and falling interest rates. The upward pressure on prices on the supply side will cause a decline in demand, which will result in a decline in the overall value of completed transactions. This offers us the opportunity to negotiate more favourable purchase prices for land owned by APF GROUP. Paradoxically, this may result in better appreciation in the annual revaluation of the market value of land than at a time when increased demand is pushing prices up and sellers are unwilling to negotiate prices.

We thank you for your continued goodwill and cooperation to date.

Extension of the issue period of the APFAF 10.0/25 bond

Dear Clients,

In accordance with the current Issue Terms and Conditions of APFAF 10.0/25 bonds, we hereby extend the issue period for subscription of the bonds until 31.12.2024.

Thank you for your trust and cooperation.

Agricultural land owned by APF GROUP

Dear Clients,

We hereby disclose the total book value of agricultural land owned by APF GROUP, which was reported as of 31.12.2023 in the amount of CZK 217,675,643 with a total area of 3,847,109 m2 (384.7 ha).

Thank you for your trust and cooperation.

Launch of the fund APF GROUP CR SICAV a.s.

Dear Clients,

We would like to inform you that as of 15 January 2024, in cooperation with DELTA investiční společnost a.s., we will start subscription of investment shares of the fund APF GROUP CR SICAV a.s. More information on the fund can be found on this page.

The funds will be used for investments based on the financing of agricultural entrepreneurs, for equity interests in agricultural entrepreneurs and for the purchase of agricultural land within the Czech Republic. The strategy for purchasing agricultural land owned by the Fund will be identical to and mutually supportive of APF VENTURE CAPITAL CR Ltd.

APF VENTURE CAPITAL CR s.r.o. will continue to provide real estate services for clients, real investments in the form of direct ownership of agricultural land (client portfolios) and secured participation in the purchase of agricultural land. For the sake of transparency, here are examples of APF GROUP's investments in the agricultural sector that will be implemented by the fund and for which the implementation process has already started.

1) Reducing the credit indebtedness of the agricultural company through the direct purchase of agricultural land subject to a mortgage in favour of the financing bank. The purchased land is then leased back to the agricultural company with a long-term notice period (e.g. 10 years).The agricultural company continues to farm the land in question and pays the agreed rent. The income of the Fund in this case is generated on the basis of the rental income and the regular annual revaluation of the market value of the purchased agricultural land.As part of the extension of the cooperation with the agricultural company, the provision of long-term financing for the business is envisaged. In this case, the income of the fund will be extended by the interest received on the financing provided.

2) Capital injection into an operating agricultural company and provision of financing for its business activities (investment, operation). The income of the Fund in this case is the share of the profits of the agricultural company and the interest income from the financing provided.

3) Establishment of an agricultural company (or capital entry) with a tenant farming on agricultural land owned by the Fund. The Fund acquires the business interest, leases the agricultural land owned by the Fund and provides financing for the agricultural company. In this case, the income of the fund is a share of the profits of the agricultural company, the rental income, interest income and the periodic revaluation of the market value of the agricultural land owned by the fund. We will keep you informed of the specific business cases implemented.

Thank you for your trust and cooperation so far.

Structure of the company's client portfolios APF VENTURE CAPITAL CR s.r.o.

Dear Clients,

The total value of client portfolios as of 31.12.2023 was CZK 717,991,041. Compared to the balance as of 30.9.2023, the total value increased by CZK 105,950,060 (17.31%). The year-on-year increase in total value was CZK 322,488,756, which is 81.54%!

For more information on the structure of client portfolios, please see the Financial results page.

The total current value of agricultural land under management (own purchased land and client portfolios) exceeded CZK 900 million. CZK.

Thank you for your trust and cooperation.

Update of the APF GROUP revenue structure

Dear Clients,

In the Financial results menu you will find an updated overview of the APF GROUP's revenue structure valid from 1 January 2024. The individual types of income are used to cover the financial costs associated with the acquisition of investments (mainly agricultural land) in the assets of the APF GROUP and to finance the operations of individual companies.

Thank you for your support and cooperation so far.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. In the Land offer you will find the current list of title deeds with land owned by APF GROUP as of 31.12.2023. The list includes land for which the registration of the ownership right in the National Court Register has taken place. Ongoing transfers of ownership right are not taken into account.

Thank you for your cooperation and support so far.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of December, we executed 28 deals with a total value of CZK 29,284,133 (USD 1.302.815) with a total area of 480,799 m2 (48.1 ha). For the year 2023, we executed a total of 471 deals with a total value of 389,559,844 CZK (USD 17.331.046). The total number of stores increased by 101 stores compared to 2022 (a year-on-year increase of 27.3%) and the total value of stores increased by CZK 187,769,598 (USD 8.353.642), a year-on-year increase of 93.1%!

Thank you for your trust and cooperation so far.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we publish an overview of the payments made for the purchase of agricultural land owned by the Group. In the months of November and December we paid purchase prices in the total amount of 61.4 million EUR. (overview of the searched movements).

We would like to thank you for your cooperation and trust so far.

Statute of the fund APF GROUP CR SICAV a.s.

Dear Clients,

We hereby publish the full text of statute of the fund APF GROUP CR SICAV a.s.

We will keep you informed about other facts related to the launch of the fund.

Thank you for your support and trust so far.

PF 2024

Rating of APF VENTURE CAPITAL CR s.r.o.

Dear Clients,

APF REAL ESTATE GROUP CR s.r.o. has commissioned an independent analysis of the determination of the usual amount of the guarantor fee for the obligations of APF VENTURE CAPITAL CR s.r.o. (joint and several liability of APF GROUP companies). The analysis was prepared by UNCHAINED Analytics s.r.o.

Based on this analysis, the rating of APF VENTURE CAPITAL CR s.r.o. as a debtor was determined.

The result of the rating is hereby published.

Thank you for your trust and cooperation so far.

Registration of the Qualified Investor Fund in the Commercial Register

Dear Clients,

We would like to inform you that the company APF GROUP CR SICAV a.s. was registered in the Commercial Register as of 7.12.2023.

As previously disclosed, the launch of the CIF is planned for January 2024.

Thank you for your cooperation and trust.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of November, we executed 39 deals with a total value of CZK 30,038,967 with a total area of 522,530 m2 (52.3 ha). Since January 2023, we have executed a total of 443 deals with a total value of CZK 360,275,711.

Thank you for your trust and cooperation so far.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies.

In the Land offer you will find the current list of title deeds with land owned by APF GROUP as of 30.11.2023. The list includes land for which the registration of the ownership right in the National Court Register has taken place. Ongoing transfers of ownership right are not taken into account.

Thank you for your cooperation and support so far.

Inclusion of the Qualified Investor Fund in the CNB's list of regulated entities

Dear Clients,

We would like to inform you that APF GROUP CR SICAV a.s. has been included in the list of regulated entities of the CNB as of 23.11.2023.

The next step in cooperation with DELTA Investment Company, a.s. is the registration of the CIF in the Commercial Register.

As previously disclosed, the launch of the CIF is planned for January 2024.

Thank you for your support and trust so far.

Information on purchases and land owned by APF GROUP

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies.

Since 1 January 2023, we have concluded 207 purchase contracts with a total value of CZK 198,681,940. At the same time, we are publishing an overview of the title deeds with land owned by APF GROUP as of 31.10.2023.

The overview includes land for which the title has been registered in the Land Register. 

Ongoing transfers of ownership are not taken into account.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of October, we executed 30 deals with a total value of CZK 33,642,077 with a total area of 349,063 m2 (34.9 ha). Since January 2023, we have executed a total of 404 deals with a total value of CZK 330,336,744.

Thank you for your trust and cooperation so far.

Change of company name

Dear Clients,

The name change of the company Agrarian Land Fund Ltd. has been made.

The new name of the company is APF VENTURE CAPITAL CR s.r.o.

Other facts remain unchanged.

The change of the company's name was made in connection with the upcoming legislative changes to the Investment Companies and Investment Funds Act and thus reflects the requirements of the upcoming amendment to the ISIF Act.

Thank you for your cooperation and trust.

Support for Czech agricultural entrepreneurs

Dear Clients,

In connection with the establishment of the Qualified Investors Fund (QIF) and the launch of its activities in January 2024, we would like to inform you about the upcoming projects to support Czech agricultural entrepreneurs through this fund.

The basic investment strategy of the CIF has been described in general terms earlier.

We hereby specify the individual projects:

1) financial support for Czech agricultural entrepreneurs (private farmers and agricultural companies engaged in agricultural primary production - crop and livestock production) at the level of operations and investments

2) financing and support of agricultural start-ups (limited time equity participation)

3) cooperation in the issuance of corporate bonds and their distribution and purchase

4) Long-term leasing of land owned by the APF GROUP

5) support in the purchase, sale and exchange of agricultural land (land consolidation)

The emphasis in the implementation of projects will be on sustainable agriculture, landscape protection and ecological aspects of agriculture.

We will keep you informed about the next steps.

Discount coupons in e-shop SOBŮLSKÝ GRUNT s.r.o.

Dear Clients,

We would like to inform you that within the framework of cooperation with SOBŮLSKÝ GRUNT s.r.o. we have prepared for all clients of APF GROUP the possibility of purchasing an assortment of aged beef with a discount of up to 20%.

If you are interested in purchasing, please contact us by sending the discount coupon code to zhrabalova@apfgroupcr.com. Enter the discount coupon code when you place your order at www.sobulskygrunt.cz/eshop.

We wish you a relaxed shopping experience and a good appetite.

Thank you for your goodwill and cooperation.

Structure of client portfolios of Agrární půdní fond s.r.o.

Dear Clients,

The total value of client portfolios as of 30.9.2023 was CZK 612,040,981. Compared to 30.6.2023, the total value increased by CZK 66,206,454 (12.12%).

More information on the structure of client portfolios can be found at www.agrarnipudnifond.cz/vysledky-hospodareni/.

The total current value of agricultural land under management (own purchased land and client portfolios) exceeded CZK 750 million.

Thank you for your trust and cooperation.

Information on setting up a Qualified Investor Fund (FKI)

Dear Clients,

We would like to inform you about the parameters of the established Qualified Investor Fund (FKI).

1) Company name: APF GROUP SICAV CR a.s.

2) The company is a qualified investor investment fund within the meaning of Section 9 and Section 95(1)(a) of Act No. 240/2013 Coll., on Investment Companies and Investment Funds (hereinafter referred to as "IFKI"), i.e. it is an investment fund with a legal personality, whose sole member of the Board of Directors is a legal person authorised to manage this investment fund (hereinafter referred to as "manager" or "sole member of the Board of Directors"). The sole member of the Board of Directors is also authorised to perform the administration of the investment fund.

3) The Company's business is the activity of a qualified investor investment fund pursuant to Section 95(1)(a) of the ISIF Act.

4) Founder - APF REAL ESTATE GROUP CR s.r.o., ID No.: 09024724 with registered office at Pražákova 1008/69, 639 00 Brno.

5) The founders appoint the first member of the Board of Directors:
- DELTA Investiční společnost, a.s., company registration number 032 32 051, with registered office at Sokolovská 675/9, Karlín, 186 00 Prague 8, registered in the Commercial Register maintained by the Municipal Court in Prague, Section B, Insert 19885.

6) The Company as such may issue the following types of investment shares:
(a) investment shares referred to as "VIA Performance Investment Shares", with the right to a share in the profit and the right to a share in the liquidation balance according to the ratio determined by the calculation speFKIied in the Articles of Association for VIA Performance Investment Shares, and with the right to redeem at the current value of the VIA Performance Investment Share. Voting rights are attached to such VIA Performance Investment Shares only where these Articles of Association or the applicable law, as the case may be, grant voting rights to the Investment Shares;
(b) an investment share referred to as a "PIA Preferred Investment Share", which carries with it the right to share in the profits and the right to share in the liquidation balance in accordance with the ratio determined by the calculation set out in the Articles of Association for PIA Preferred Investment Shares, and the right to redeem at the current value of the PIA Preferred Investment Share. Voting rights are attached to such PIA Preferred Investment Shares only if these Bylaws or applicable law, as applicable, grant voting rights to the Investment Shares.

7) The basic investment strategy of the FKI is to invest in the following assets:

- agricultural land, in particular credit-worthy arable land and other agricultural land resulting from the Agricultural Land Fund Protection Act;
- agricultural real estate related to agricultural activities (crop and livestock production);
- participations in legal persons holding agricultural land or agricultural real estate;
- participations in legal persons whose predominant activity is crop and livestock production, hunting and related activities (CZ-NACE 01);
- receivables in respect of loans or borrowings from legal persons owning agricultural land and agricultural real estate;
- bonds issued by legal persons owning agricultural land and agricultural real estate;
- property rights in agricultural land and agricultural real estate.

8) Yield mechanism: guaranteed at 6 % p.a., then 80 % performance fee above the 6 % yield

When the FKI is launched, APF GROUP clients will be offered the option of switching to a regulated investment fund. We will inform you about the conditions.

Thank you for your trust and cooperation so far.

Change of company name

Dear Clients,

We have previously informed you that Agrární půdní fond s.r.o. will significantly limit the activities of the alternative fund within the meaning of Section 15(1) of the Investment Companies and Investment Funds Act.

In connection with the upcoming legislative changes to the Investment Companies and Investment Funds Act, a change to the company's name will be made by the end of 2023 to reflect the requirements of the upcoming amendment to the ISIF Act. 

The new name of the company will be APF VENTURE CAPITAL CR s.r.o. Other facts remain unchanged.

We also announce that we have terminated the alternative fund activities of APF AGRICULTURAL LAND CR s.r.o. and APF ALTERNATIVE FUND CR s.r.o.

These changes are a logical consequence of the establishment of a separate Qualified Investor Fund of APF GROUP SICAV CR a.s.

We will keep you informed about the implementation of the changes. 

We thank you for your support and cooperation so far.

Service Restrictions - Alternative Fund

Dear Clients,

Agrární půdní fond s.r.o. has been registered in the list of persons performing asset management comparable to asset management within the meaning of Section 15(1) of the Investment Companies and Investment Funds Act, maintained by the CNB in accordance with Section 596(e) of the ISIF Act. The activity of the alternative fund was launched on 1 January 2023.

In connection with the establishment of a separate Qualified Investor Fund (QIF) and the commencement of its operations from 1 January 2024, there will be a significant reduction in the provision of services related to the Alternative Fund. The CIF is a logical consequence of the transformation of the alternative fund into a regulated entity of the CNB with appropriate registration. All clients will be offered the option of transferring to the CIF under pre-agreed conditions.

Agrární půdní fond s.r.o. will remain a real estate intermediary and will continue to offer real investments in agricultural land that fall under real estate intermediation. The company will continue to invest in agricultural land and will actively cooperate with the CIF.

By the end of 2023, we will inform you about the concrete steps and possibilities of the transition under FKI. 

Thank you for your trust and cooperation so far.

Cooperation with SOBŮLSKÝ GRUNT s.r.o.

Dear Clients,

We have previously informed you about the start of cooperation with SOBŮLSKÝ GRUNT s.r.o. This company has started online sales of aged beef.

The e-shop and more information can be found at www.sobulskygrunt.cz/eshop.

As part of this cooperation, we have agreed to provide a permanent discount on purchases for clients of APF GROUP. We will provide you with detailed information during October.

If you have any questions, we are at your disposal.

Thank you for your trust and your goodwill so far.

Overview of purchase price payments for agricultural land

Dear Clients,

Within the framework of the declared values of the APF GROUP (transparency), we publish an overview of the payments made for the purchase of agricultural land owned by the Group. In the month of September, we paid purchase prices in the total amount of 35.1 million CZK. (overview of the searched movements).

At the same time, we publish an overview of the title deeds with land owned by the APF GROUP as of 30 September 2023. The overview includes land for which the title has been registered in the Land Register. Ongoing transfers of title are not taken into account. 

Thank you for your cooperation and trust.

Files: APF, APF Agricultural land, APF Alternative fund, APF Real Estate Group

Revenue structure of Agrární půdní fond s.r.o. as of 30.9.2023

Dear Clients,

We hereby publish the preliminary revenues of Agrární půdní fond s.r.o. as of 30.9.2023 in accordance with the revenue structure of APF GROUP:

1) commissions, administrative fees and charges - CZK 52,562,905

2) fees for concluding option contracts - CZK 5,021,592

3) interest income from purchased bonds - CZK 701,557

4) other financial income (re-invoicing of financial expenses) - CZK 31,247,241

5) proceeds from sale of assets (assets taken over) - CZK 383,527,661 Income from the settlement of receivables from 2022 amounted to CZK 15,300,000.

Thank you for your cooperation and goodwill.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of September, we executed 70 deals with a total value of CZK 56,978,338 with a total area of 1,020,567 m2 (102.1 ha). Since January 2023, we have executed a total of 374 deals with a total value of CZK 296,694,667.

Thank you for your trust and cooperation so far.

Modification of the General Terms and Conditions for selected real products from 1.10.2023

Dear Clients,

In accordance with the change of the risk premium for selected APF GROUP real products, we hereby publish an overview of the new terms and conditions of the existing products:

Minimum Secured Yield (MZV) according to the GTC:

1) IZPKI product: basic reference rate + 2% p.a. (currently 8% p.a.)

2) DIZP product: basic reference rate + 6% p.a. (currently 12% p.a.)

3) IP product: basic reference rate + 8 % p.a. (currently 14 % p.a.)

4) PDIZP product: basic reference rate + 7 % p.a. (currently 13 % p.a.)

5) IPI product: basic reference rate + 4 % p.a. (currently 10 % p.a.)

The updated General Terms and Conditions are published in the Products menu.

The new terms and conditions reflect current real macroeconomic developments and monetary conditions in the Czech Republic.

If you have any questions, please do not hesitate to contact us.

Thank you for your trust and cooperation so far.

Cancellation of the real product Investment agricultural land

Dear Clients,

With effect from 25.9.2023 we are discontinuing the real investment product Investment Agricultural Land. The product Investment Agricultural Land - Conservative Investment remains in force.

Thank you for your cooperation and trust.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1st January 2023, we have concluded 179 purchase contracts with a total value of CZK 169,130,171.

Thank you for your trust and cooperation so far.

Establishment of a Qualified Investor Fund (FKI)

Dear Clients,

As we informed you earlier, APF GROUP has started the process of establishing a qualified investor fund (FKI, Fondu Kvalifikovaných Investorů). The qualified investor fund (FKI) is registered in the list maintained by the Czech National Bank according to Act No. 240/2013 Coll., on Investment Companies and Investment Funds (ZISIF). The FKI is an investment instrument intended for qualified investors (from CZK 1 million).

The basic investment strategy of the FKI is to invest in the following assets:

• agricultural land, in particular credit-worthy arable land and other agricultural land resulting from the Agricultural Land Fund Protection Act;
• agricultural real estate related to agricultural activities (crop and livestock production);
• participations in legal persons holding agricultural land or agricultural real estate;
• participations in legal persons whose predominant activity is crop and livestock production, hunting and related activities (CZ-NACE 01);
• receivables in respect of loans or borrowings from legal persons owning agricultural land and agricultural real estate;
• bonds issued by legal persons owning agricultural land and agricultural real estate;
• property rights in agricultural land and agricultural real estate.

The anticipated date for the start of the FKI's activities is set for 1 January 2024.

By the end of this year, we will inform you about other facts related to the launch of the FKI.

The establishment of the FKI is in line with the long-term strategy of APF GROUP, which aims to support agricultural entrepreneurs and secure the ownership of agricultural land by a domestic owner.

Thank you for your support.

The APFAGRI 12.0/25 bond issue was sold out

Dear Clients,

We would like to inform you that the APFAGRI 12.0/25 bond issue has been sold out.

We are not planning any further bond issues within the APF GROUP. The current priority is the establishment of a Qualified Investor Fund (QIF), the process of which is already underway.

Thank you for your cooperation and trust.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1 January 2023, we have concluded 157 purchase contracts with a total value of CZK 147,436,941.

Thank you for your trust and cooperation so far.

Overview of revenue payments from real products of the APF GROUP

Dear Clients,

Within the framework of the already declared values of the APF GROUP (transparency), we would like to publish an overview of the advance payments of purchase prices made on the basis of concluded contracts on future purchase contracts in the amount of the minimum secured yield (MZV) of the real products of the APF GROUP. Since January 2023, we have made advance payments totalling CZK 12,451,780.

A detailed overview of the individual payments can be found at: (overview of searched movements).

The structure of the client portfolios can be found on the Results of Operations page.

Thank you for your cooperation and trust.

Modification of the General Terms and Conditions for selected real products from 1.10.2023

Dear Clients,

We would like to inform you that as of 1 October 2023 we are preparing a modification of the General Terms and Conditions for selected real products (IZP, DIZP, IP and PDIZP). The modification will consist in adjusting the amount of the secured yield, which is part of the future purchase price specified in the future purchase contract. The risk premium for these real products will be reduced. We will inform you of the amount of the reduction during the month of September. The total amount of the secured return will be determined on the date of signing the General Terms and Conditions and will be valid for the entire duration of the investment. The new terms and conditions reflect the current real macroeconomic developments and monetary conditions in the Czech Republic.

If you have any questions, please do not hesitate to contact us. 

Thank you for your goodwill and cooperation so far.

Reduction of the risk premium for selected real products

Dear Clients,

In accordance with the announced change in the amount of the risk premium for selected real products of APF GROUP, we hereby inform you of the new conditions valid from 1.10.2023.

Minimum Secured Return (MFR) according to the GTC:

1) IZP product: basic reference rate + 4% p.a. (currently 10% p.a.)

2) DIZP product: basic reference rate + 6% p.a. (currently 12% p.a.)

3) IP product: basic reference rate + 8 % p.a. (currently 14 % p.a.)

4) PDIZP product: basic reference rate + 7 % p.a. (currently 13 % p.a.)

The conditions for the other real products remain unchanged. The general terms and conditions of selected products will be updated on 1 October 2023.

If you have any questions, please do not hesitate to contact us.

Thank you for your trust and cooperation so far.

Přehled plateb kupních cen za zemědělské pozemky

Vážení klienti,

v rámci deklarovaných hodnot skupiny APF GROUP (transparentnost) si dovolujeme zveřejnit přehled realizovaných plateb kupních cen za nákup zemědělských pozemků do majetku skupiny. Přes poslední prázdninový měsíc se nám podařilo udržet tempo realizovaných obchodů a uhradili jsme kupní ceny v celkové hodnotě 25,2 mil. Kč (přehled vyhledaných pohybů). V následujících měsících do konce kalendářního roku očekáváme zvýšení objemu nákupů zemědělských pozemků. O celkové hodnotě uzavřených kupních smluv Vás informujeme v pravidelných intervalech. Realizované nákupy zemědělských pozemků probíhají v souladu s dlouhodobou investiční strategií skupiny APF GROUP v rámci procesu scelování pozemků ve vybraných lokalitách. Jedná se o jednotlivá katastrální území v okresech Znojmo, Břeclav, Hodonín, Uherské Hradiště, Brno-venkov, Vyškov, Kroměříž, Prostějov, Přerov a Olomouc. V uvedených lokalitách připravujeme investiční projekt v rámci zemědělské prvovýroby, který bude realizován prostřednictvím fondu kvalifikovaných investorů ve spolupráci s pachtýři v jednotlivých regionech.

O vývoji projektu Vás budeme pravidelně informovat.

Děkujeme Vám tímto za dosavadní spolupráci a důvěru.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of June, we executed 51 deals with a total value of CZK 75,528,378 with a total area of 1,365,699 m2 (136,6 ha). Since January 2023, we have executed a total of 304 dealswith a total value of CZK 239,716,329.

At the same time, we would like to inform you that the total historical value of land sold through our Portfolio Manager exceeded CZK 1,0 billion (10⁹). 

Thank you for your trust and cooperation so far.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1. January 2023, we have concluded 137 purchase contracts with a total value of CZK 125,321,089.

Thank you for your trust and cooperation so far.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1. January 2023, we have concluded 122 purchase contracts with a total value of CZK 115,313,114.

Thank you for your trust and cooperation so far.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of July, we realized 32 deals with a total value of CZK 19,201,036 with a total area of 309,530 m2 (30.9 ha). Since January 2023, we have completed a total of 253 deals with a total value of CZK 164,187,951.

Thank you for your trust and cooperation so far.

Presentation of a set of agricultural land owned by the APF GROUP

Dear Clients,

In the interest of transparency, we would like to present to you one of the many sets of agricultural land owned by APF GROUP.

This is a set of 7 agricultural plots registered as arable land and other area with a total area of 77.814 m² (7.8 ha) in the cadastral area of Smržice, Prostějov district (ethnographic area Haná). The land is registered on the property sheet No 921. These are separate land blocks within larger land parcels. Access to the land is provided by a municipal paved and unpaved road. BPEJ 30100, 30501, 30810 (land rating). Most of the land is classified in protection class I. The prevailing basic price according to the decree is 19.13 CZK/m2 (maximum 20 CZK/m2). The point yield of the land is 96 (these are highly productive plots). The land is subject to a lease agreement with a local agricultural cooperative. 

Thank you for your support and cooperation so far. 

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Structure of client portfolios of Agrární půdní fond s.r.o.

Dear Clients,

The total value of client portfolios as of 30 June 2023 was CZK 545,834,527. Compared to 31.3.2023, the total value increased by CZK 92,098,917 (20.30%).

More information on the structure of client portfolios can be found at  www.agrarnipudnifond.cz/en/vysledky-hospodareni/.

The total current value of agricultural land under management (own purchased land and client portfolios) exceeded CZK 650 million.

Thank you for your trust and cooperation.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of June, we executed 32 deals with a total value of CZK 16,183,863 with a total area of 288,639 m2 (28.9 ha). Since January 2023, we have executed a total of 221 deals with a total value of CZK 144,986,915.

Thank you for your trust and cooperation so far.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1 January 2023, we have concluded 115 purchase contracts with a total value of CZK 111,120,969.

Thank you for your trust and cooperation so far.

Publication of the final results for 2022

Dear Clients,

We would like to inform you about the publication of the final results of Agrární půdní fond s.r.o. as of 31 December 2022.

Basic information can be found at: https://apfgroupcr.com/en/vysledky-hospodareni/

The pre-tax result for 2022 is CZK 147,070 thousand. Operating profit (EBITDA) was reported in the amount of CZK 152,983 thousand. The total net asset value is CZK 446,667 thousand.

The tax return for the company will be filed as of 30 June 2023. We will publish the auditor's report immediately after the completion of the audit.

Thank you for your cooperation and trust so far.

Information about purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1 January 2023, we have concluded 99 purchase contracts with a total value of CZK 101,537,731.

Thank you for your trust and cooperation so far.

Commencement of the process of land consolidation owned by the APF GROUP

Dear Clients,

In accordance with the long-term investment strategy of APF GROUP, we are starting the process of land consolidation in selected locations.

These are individual cadastral areas in the districts of Znojmo, Břeclav, Hodonín, Uherské Hradiště, Brno-venkov, Vyškov, Kroměříž, Prostějov, Přerov and Olomouc. We are preparing an investment project in these localities within the framework of agricultural primary production, which will be implemented through a fund of qualified investors in cooperation with tenants in the individual regions.

We will keep you informed about the development of the project.

Thank you for your cooperation and trust so far.

Information about purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1 January 2023, we have concluded 95 purchase contracts with a total value of CZK 97,179,378.

Thank you for your trust and cooperation so far.

New product Investment agricultural land - conservative investment

Dear Clients,

Based on the investment strategy of APF GROUP and in accordance with the clients' requirements, we are introducing a new product for conservative clients.

It is a real investment product Investment Agricultural Land - Conservative Investment (IZPKI), the terms and conditions of which can be found in the offer Products. We believe that this will meet the strict requirements of conservative clients, including adequate security for the investment (real ownership land).

If you have any questions, please do not hesitate to contact us.

Thank you for your cooperation and trust.

Information on completed transactions of the APF GROUP for the year 2022

Dear Clients,

We have previously informed you about the realized transactions with agricultural land for the year 2022 of the owner of APF GROUP as a natural person. Now we are also presenting the results of the completed transactions of the APF GROUP itself for the year 2022.

During the year 2022, land with a total value of CZK 9,662,410 was sold with a gross profit of CZK 3,008,054 (45.20% of the purchase price). The funds obtained from the sale of land were used for further purchase of land into the property of APF GROUP and repayment of the credit framework with a banking institution. 

Thank you for your cooperation and trust.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of May, we executed 25 deals with a total value of CZK 20,953,593 with a total area of 379,957 m2 (38.0 ha). Since January 2023, we have executed a total of 189 trades with a total value of CZK 128,803,052.

Thank you for your trust and cooperation so far.

Information on completed trades

Dear Clients,

We would like to inform you about the realized transactions with agricultural land of the owner of APF GROUP as a natural person for the year 2022. During the year 2022, land with a total value of CZK 6,928,200 was sold with a gross profit of CZK 2,025,874 (29.24%).

The funds obtained from the sale of land were invested in the assets of APF GROUP.

Thank you for your cooperation and trust.

Results of the APF GROUP owner as a person

Dear Clients,

As part of our corporate value Transparency, we hereby publish the results of the APF GROUP owner as a natural person.

The reported results are from the period prior to the establishment of Agrární půdní fond s.r.o. (25 May 2020) and the subsequent transformation of the activities of the physical All tax liabilities from previous years have been paid. Income from the business comes from real estate activities (real estate brokerage and purchase and sale of agricultural land).

Tax base (line 55 of the Personal Income Tax Return):

2018: CZK 495,069

2019: CZK 3,664,524

2020: CZK 2,392,695

2021: CZK 990,145

2022: CZK 2,214,400

The aforementioned after-tax income was used to finance the establishment and development of Agrární půdní fond s.r.o. In 2021 and 2022, the income from business of a natural person were fully transferred to a legal entity. This answers a common question as to where the funding for the development of the company came from and whether the agricultural land business was already profitable before the establishment of Agrarian Land Fund Ltd.

Thank you for your cooperation and trust so far.

Examples of completed deals in 2019

Dear Clients,

This is in response to frequent inquiries about the resulting gross margins on agricultural land trades executed to cover client returns in real investments or cash management.

We are often asked how it is possible to offer an investment appreciation of 12% p.a. or higher and keep the entire investment model profitable over the long term.

To get a basic idea of what active agricultural land trading can look like, we illustrate examples of our Portfolio Manager's executed trades in 2019. This gives clients a closer look into the "business kitchen" of the company.

We deliberately chose 2019 because of the stagnation of demand and balanced supply, which were reflected in a year-on-year increase in market prices of land across the country of "only" 1.3% (farmy.cz). From the examples of the transactions documented, it is clear that it is possible to achieve a much higher appreciation (gross profitability) than the average annual increase in market prices through proper land selection (parameterisation), detailed knowledge of demand and market prices.

The long-term results are confirmed by the large number of completed transactions, which alone determine the real market price and thus the resulting gross profit. We adapt our trading strategy to the macroeconomic and monetary conditions of the period. However, in the long term, we maintain a gross profitability of 20-30% p.a. and adjust our land selection and entry prices for purchases accordingly. We have already published the gross profitability levels for land sold within APF GROUP for 2021 (29.24%, note gross profitability is calculated on the purchase price of the land). We are currently compiling the results for 2022, which we will inform you about.

There are many would-be "experts" in the market for agricultural land trading and guaranteed "market price experts" or various types of analysts. If someone works in the real estate business, it does not mean that he is an expert in trading agricultural land, unless he specializes in it for a long time and does a high number of real transactions. Often, farmers themselves are not experts in land trading as they only buy land in their action radius and directly from tenants who have no idea what the real market price of the land they are selling to them in this way is. The confrontation with the real market price is then very uncomfortable for them.

So if you are looking for an expert, ask how many deals he has completed and with what results. You can judge by that whether you are getting appropriate answers or just "amateur" assumptions and opinions. The APF GROUP honours the principle that every published figure must be substantiated and therefore realistic.

Practically, we are able to provide you with evidence of every transaction carried out within the Group (purchase contract purchase - purchase contract sale). The total number of trades executed by the Portfolio Manager exceeded 1500 and the total amount of CZK 900 million.

Open table (PDF)

If you have any further questions on the subject, we will be happy to answer your questions.

Thank you for your trust and cooperation.

Utility garden APF Hněvotín

Dear Clients,

We have previously informed you about the launch of the project for the implementation of a utility garden in the village of Hněvotín (Olomouc district). We will publish continuous information via our FB profile.

Project manager Mgr. Jana Mičulková.

Contact details can be found on our website and FB profile. FB profile: https://www.facebook.com/apfzahradahnevotin/

Thank you for your cooperation and trust.

Trust fund APF GROUP TRUST

Dear Clients,

We have previously announced the establishment of the APF GROUP TRUST family trust fund. As of 22 May, APF GROUP TRUST, a private trust fund, was entered into the register of trust funds by the Regional Court in Brno.

Thank you for your cooperation and trust.

Modification of the General Terms and Conditions for real products from 1.6.2023

Dear Clients,

We would like to inform you that as of 1 June 2023, new General Terms and Conditions for real products (IZP, DIZP, PDIZP, IP and IPI) will come into force. The modification of the GTC, as previously mentioned, consists in setting the amount of the minimum secured yield (MZV), which is part of the future purchase price specified in the future purchase contract. Until now, the amount of the MFA has been set as fixed (e.g. 12% p.a.). From 1 June 2023, the amount of the MFA will be set as a floating rate depending on the level of the base reference rate. The basic reference rate corresponds to the discount rate announced by the CNB (currently 6% p.a.). Construction of the total amount of the MFA = basic reference rate + risk premium (e.g. 6% p.a. + 4% p.a.). The total amount of the IRR will be determined on the date of signing the General Terms and Conditions and will be valid for the entire duration of the investment.

The full text of the GTC can be found at: https://apfgroupcr.com/en/produkt/

These terms and conditions will reflect real macroeconomic developments and monetary conditions in the Czech Republic.

We thank you for your past goodwill and trust.

Investment strategy of APF GROUP

Dear Clients,

We would like to inform you about the investment strategy of individual companies within the APF GROUP, which have been included in the list of persons performing asset management comparable to asset management within the meaning of Section 15(1) of the Act on Investment Companies and Investment funds maintained by the CNB in accordance with Section 596(e) of the ICIIF Act (alternative fund).

1) Agrární půdní fond s.r.o.

• time horizon: medium and long term
• an active approach to the market with the aim of achieving higher appreciation than the market offers
• growth strategy based on the growth of the value of the investment over time
• balanced relationship to risk - growth in the value of the investment with a preference for reasonable risk
• subject of investment - agricultural land, projects within agriculture
• expected return from 10% p.a.

2) APF ALTERNATIVE FUND CR s.r.o.

• time horizon: short and medium term
• passive approach to the market with the aim of achieving the appreciation offered by the market
• return strategy based on regular income from the investment and maximum liquidity of the investment
• conservative approach to risk - protecting the value of the investment from depreciation while preferring minimal risk
• subject of investment - agricultural land, securities of conservative companies
• expected return up to 10% p.a.

3) APF AGRICULTURAL LAND CR s.r.o.

• time horizon: short-term
• active approach to the market with the aim of achieving a higher appreciation than the market offers
• return strategy based on the income from the investment
• balanced relationship to risk - growth in the value of the investment with a preference for a reasonable level of risk
• subject of investment - agricultural land
• expected return from 12% p.a.

If you have any questions about investment strategies, we are ready to provide answers. At the same time, we confirm the continuation of the process of establishing a qualified investor fund with registration with the CNB and management by an investment company. Thank you for your cooperation and trust so far.

Publication of preliminary financial results

Dear Clients,

We would like to inform you about the publication of the preliminary results of Agrární půdní fond s.r.o. as of 31.12.2022.

Basic information can be found at: https://apfgroupcr.com/en/vysledky-hospodareni/

The tax returns of the companies in the APF GROUP will be filed as of 30.6.2023. After the audit of the financial statements, we will publish the auditor's report and consolidated results of the APF GROUP.

Thank you for your cooperation and trust so far.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1 January 2023, we have concluded 90 purchase contracts with a total value of CZK 88,903,175.

Thank you for your trust and cooperation so far.

Joint and several liability of individual companies in the APF GROUP

Dear Clients,

Within the framework of the concluded obligations of individual companies in the APF GROUP (https://apfgroupcr.com/en/skupina-apf/), we apply the principle of joint and several liability for these obligations with immediate effect.

In practice, this principle means for the creditors of each company in the APF GROUP that if a company fails to fulfil its contractual obligation towards the creditor, the creditor is entitled to call upon any other company in the APF GROUP to fulfil the company's obligation and the company is obliged to fulfil the obligation jointly and severally. This principle is intended to significantly strengthen the position of the creditor (client) in the contractual relationship and thus reduce the risk of possible future delinquency of an individual company. At the same time, the principle of joint and several liability will be incorporated into all binding contracts. 

The APF GROUP hereby declares that the principle of joint and several liability of individual companies in the APF GROUP also applies to all previously concluded contractual relationships of individual companies in the APF GROUP. 

Thank you for your trust and cooperation so far.

Andrea Mičulková, owner of APF GROUP

Information about purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1 January 2023, we have concluded 82 purchase contracts with a total value of CZK 81,147,008.

Thank you for your trust and cooperation so far.

New project within the APF GROUP

Dear Clients,

We would like to inform you about another of our projects within the APF GROUP.

We have acquired an unmaintained plot of land registered as arable land in the outskirts of the village of Hněvotín with an area of 645 m2 into the ownership of APF GROUP in May 2022. The land is situated between a development of houses and a secondary paved municipal road. A high-pressure gas pipeline runs through the plot, which does not allow to use the land as a building plot. It was fallow land without trees and shrubs, but with high soil fertility (BPEJ). There was no lease agreement for the land. As an agricultural entrepreneur, we decided to use the land to establish a commercial garden based on natural principles at the lowest possible cost. Our goal is to create a low cost edible and living garden that will be used to grow vegetables, fruits, small berries, medicinal herbs and flowers. At the same time, we aim to attract birds, insects and small animals to the garden by planting shrubs and establishing flowering meadows. All activities will be in line with ecological principles without the use of chemicals and with sustainability for future generations. The project is financed from the retained earnings of the APF GROUP. By implementing this project, we will achieve a significant long-term appreciation of the land owned by the APF GROUP. 

We will keep you informed about the development of the project.

Thank you for your cooperation and trust so far.

Cooperation with the company SOBŮLSKÝ GRUNT s.r.o.

Dear Clients,

We would like to inform you that as part of the long-term investment strategy of APF GROUP, we have established cooperation with SOBŮLSKÝ GRUNT s.r.o., based in Sobůlky (Hodonín district). It is a family farm, which deals with extensive breeding of beef cattle. The current breeding represents over 200 heifers, young bulls and calves.

In the first phase of cooperation, we offered the company a long-term lease of agricultural land owned by APF GROUP to expand the area of pastures and meadows in the Hodonín districts and Uherské Hradiště. In the next phase, the terms of which we are discussing, the subject of cooperation will be the possibility of providing long-term financing for further development of the farm (investment, operation). 

We will keep you informed about the development of the cooperation.

Thank you for your cooperation and trust.

https://www.facebook.com/sobulskygrunt

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of April, we executed 54 deals with a total value of CZK 43,962,960 with a total area of 730,420 m2 (73.0 ha).

Since January 2023, we have executed a total of 164 trades with a total value of CZK 107,849,459. We would also like to inform you that our Portfolio Manager has historically executed over 1,500 deals with a total value of over CZK 900 million.

Thank you for your trust and cooperation so far.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1 January 2023, we have concluded 73 purchase contracts with a total value of CZK 64,731,798.

Thank you for your trust and cooperation so far.

Information on purchases made

Dear Clients,

we hereby update the information about the purchases of agricultural land owned by APF GROUP companies. Since 1 January 2023, we have concluded 47 purchase contracts with a total value of CZK 40,082,802.

Thank you for your trust and cooperation so far.

Structure of client portfolios of Agrární půdní fond s.r.o.

Dear Clients,

The total value of client portfolios as of 31.3.2023 was CZK 453,735,610. Compared to 31.12.2022, the total value increased by CZK 58,233,325 (14.72%).

Further information on the structure of client portfolios can be found at https://apfgroupcr.com/en/vysledky-hospodareni/.

Thank you for your trust and cooperation.

Statement of the APF GROUP

The APF GROUP is a group of Czech commercial companies engaged in real estate mediation and also enables its customers to invest funds through trading in real estate, especially agricultural land, and in the form of an alternative fund according to § 15 paragraph 1 ZISIF. As part of their activities, members of the APF GROUP issue corporate bonds. All contractual conditions, as well as the issue conditions for the subscription of bonds, are published on the website of the company Agrarní podní fond s.r.o., one of the members of the APF GROUP.

The company Agrární půdní fond s.r.o. is found to be associated with the Platon Life project, which was related to the trading of its own digital currency, Platon Coin. APF GROUP is the owner of Platon Coins, which it either purchased itself from their original owner and also those that it acquired from customers of the original owner of this digital currency. However, APF GROUP objects to any of its companies having any share in the activities of the Platon Life project. APF GROUP acquired the above-mentioned digital currency based on its own business judgment and is in no way financially or personally connected to the Platon Life project. All companies from the APF GROUP owned by the parent company APF REAL ESTATE GROUP CR s.r.o. they do not have an obscured ownership structure, all the documents required by law have been published in the collection of documents of the commercial register and they have properly kept records of the real owners. As regards the exchange of Platon Coin digital currency from the original clients of the Platon Life project, this always took place for adequate consideration and above all based on the free will of these persons for a reasonable commission.

The companies from the APF GROUP have been owned from the very beginning by the sole real owner, Mrs. Andrea Mičulková, who has no connection whatsoever to the persons behind the Platon Life project and the project itself. All APF GROUP companies are audited and all their financial results are published regularly. We are of course ready to answer questions about the activities of our group, when all the necessary contact details are published on the website.

for APF GROUP signed by

Andrea Mičulková, owner of APF GROUP

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of March, we executed 37 deals with a total value of CZK 27,109,282 with a total area of 483,225 m2 (48.3 ha). For Q1 2023, we executed a total of 110 deals with a total value of CZK 63,886,499.

Thank you for your trust and cooperation so far.

Financial statements of the APF GROUP

Dear Clients,

We would like to inform you that we are starting to finalize the 2022 financial statements of the individual companies in the APF GROUP.

The financial statements of APF REAL ESTATE GROUP CR s.r.o., APF DIGITAL AGRIFUND CR s.r.o. and Agrarian Land Fund s.r.o. are subject to mandatory audits under the Accounting Act. The parent company APF REAL ESTATE GROUP CR s.r.o. is also subject to the obligation to consolidate the financial statements for the APF GROUP. The deadline for filing corporate income tax returns is 3 June 2023.

At the same time we publish the revenue structure of the APF GROUP:

1) commissions for mediation of sale of agricultural land

2) administrative fees for the management of client portfolios

3) fees for the management of funds entrusted to us

4) fees for the conclusion of option contracts

5) proceeds from the sale of agricultural land owned by APF GROUP

6) interest income from savings accounts

7) interest income on bonds purchased

8) rental income from agricultural land owned by APF GROUP

9) income from swap transactions within the APF GROUP

10) income from revaluation of assets within alternative funds

Thank you for your trust and cooperation.

New products - real investments

Dear Clients,

We would like to inform you about the new products of Agrární půdní fond s.r.o. within the framework of real investments. These are the products Purchase of investment land with gradual repayment of the purchase price and Real investment on agricultural land owned by the client.

For more information, please refer to the Products menu.

Thank you for your cooperation.

New product - Prolonged long-term investment in agricultural land (PDIZP)

Dear Clients,

We would like to inform you about a new product of Agrární půdní fond s.r.o. in the framework of real investments.

From 20.3. the General Terms and Conditions for the product Prolonged Long Term Investment in Agricultural Land (PDIZP) are valid.

More information can be found in the Products menu.

Thank you for your support and cooperation.

Modification of the General Terms and Conditions for real products from 1.6.2023

Dear Clients,

We would like to inform you that from 1.6.2023 we are preparing a major modification of the General Terms and Conditions for real products (IZP, DIZP, PDIZP, The modification will consist in setting the amount of the secured yield, which is part of the future purchase price specified in the future contract purchase agreement. So far, the amount of the secured return has been set as fixed (e.g. 12% p.a.). From 1.6.2023, the amount will be set as floating depending on the base reference rate. The base reference rate will correspond to the discount rate announced by the CNB (currently 6% p.a.). Design Total amount of the secured return = base reference rate + premium (e.g. 6% p.a. + 4% p.a.). The total amount of the secured return will be determined on the date of signing the General Terms and Conditions and will be valid for the entire duration of the investment. These terms and conditions will reflect the real macroeconomic development and monetary conditions in the Czech Republic.

If you have any questions, please do not hesitate to contact us.

Thank you for your goodwill and cooperation so far.

New product - Individual Portfolio - Institutional and Private Investors (IPI)

Dear Clients,

We would like to inform you about the new products of Agrární půdní fond s.r.o. within the framework of real investments. Since 20 March, the General Terms and Conditions for the product Extended Long-Term Investment in Agricultural Land (PDIZP) and Individual Portfolio and Institutional and Private Investors (IPI) are valid.

For more information, please refer to the Products menu.

Thank you for your patronage and cooperation.

APF GROUP's liquid financial reserve and purchase of agricultural land

Dear Clients,

We hereby publish the current status of the Liquid Financial Reserve (LFR) of the companies in the APF GROUP.

The amount of LFR is CZK 15,935,188.

The reserve is deposited in the savings accounts of APF GROUP companies. We will disclose the amount of LFR on a monthly basis.

We would also like to inform you about the purchases of agricultural land owned by APF GROUP companies.

Since 1 January 2023, we have concluded 30 purchase agreements with a total value of CZK 19,278,368.

Thank you for your trust and cooperation so far.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of February, we executed 36 deals with a total value of CZK 19,144,745 with a total area of 353,074 m2 (35.3 ha).

Thank you for your trust and cooperation so far.

Change of company name

Dear Clients,

We would like to inform you about the change of the name of APF CRYPTO CR s.r.o. The new name of the company is APF DIGITAL AGRIFUND CR s.r.o. Other facts remain unchanged.

Thank you for your cooperation so far.

Market prices for agricultural land in 2022

Dear clients,

We bring you information on the development of market prices of agricultural land for 2022. Based on the Report on the Land Market for 2022 published by FARMY.CZ s.r.o., the market prices for 2022 have increased by 13.51% compared to 2021 throughout the Czech Republic.

Agrarian Land Fund Ltd (APF) hereby comments on the changes in market prices for the year 2022. With regard to the locations in which our company actively trades (main agricultural production areas), we provide information on the changes in market prices in individual districts:

These are the average market prices in the localities in question for predominantly arable land with a BPEJ above CZK 10,-/m2 (Decree No.227/2018 Coll. issued by the Ministry of Agriculture), in climate zones 0,1,2,3 and selected land in zones 4 and 6, with a maximum medium slope. All plots are proffered under market conditions.

The market prices are derived from actual transactions during 2022 and reflect the real development of market prices in the listed locations. APF executed a total of 370 transactions in 2022 with a total value of CZK 201,790,246. These values show a significant difference in market prices compared to the average market prices for all types of agricultural land and for the whole country.

In terms of further development of market prices, APF expects a gradual increase in the interest of non-agricultural investors in investing in agricultural land as a suitable way of protecting their money from inflation depreciation. There will continue to be a highly selective demand for specific locations and land with above-average BPEJ. The pace of market price growth will be influenced primarily by further developments in inflation and interest rates. The development of the conflict in Ukraine will also play a role, which will be more likely to be reflected in the long-term growth potential of world agricultural commodity prices.

We would like to thank you for your support and cooperation so far.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of January, we realized 37 deals with a total value of CZK 17,632,472 with a total area of 319,950 m2 (32.00 ha).

Thank you for your trust and cooperation so far.

APFAF 10,0/25 bond

Dear Clients,

Our sister company APF ALTERNATIVE FUND CR s.r.o. has prepared a bond issue for clients with a maturity of 24 months and an annual yield of 10.0%. The total value of the issue is CZK 23.5 million. The nominal value of the bond is CZK 20,000. The payment of returns is quarterly.

The issue period for subscription of the bonds starts on 1 February 2023 and ends on 31 January 2024 with the possibility of extension.

The administration of the bond subscription is provided by the law firm Ritter-Šťastný as in previous bond issues.

If you are interested, please contact us.

APFCD 9.5/25 bond issue sold out

Dear Clients,

We would like to inform you that the APFCD 9.5/25 bond issue has been sold out.

We are currently preparing a new bond issue with a prospectus approved by the CNB in the amount of 200 million CZK. After the approval process is completed, we will inform you about the terms of the issue.

Thank you for your cooperation and trust.

Structure of client portfolios to 31.12.2022

Dear Clients,

We have updated the information on the structure of client portfolios as of 31.12.2022 in the Financial Results.

Thank you for your trust and cooperation.

APFAGRI 12,0/25 bond

Dear Clients,

Our sister company APF AGRICULTURAL LAND CR s.r.o. has prepared a bond issue for clients with a maturity of 24 months and an annual yield of 12.0%. The total value of the issue is CZK 24.0 million. The nominal value of the bond is CZK 50.000. The payment of proceeds is monthly.

The issue period for subscription of the bonds starts on 5 January 2023 and ends on 4 January 2024 with the possibility of extension.

The administration of the bond subscription is provided by the law firm Ritter-Šťastný as in previous bond issues.

If you are interested, please contact us.

Regular monthly results of client trades

Dear Clients,

we bring you the regular monthly results of client trades. In the month of December, we executed 35 deals with a total value of CZK 17,684,058 with a total area of 305,357 m2 (30.54 ha). In total in 2022, we executed 370 deals with a total value of CZK 201,790,246 with a total area of 4,158,394 m2 (416 ha). The total number of shops compared to 2021 was almost no different (372), however the total value of shops increased by 18,948,197 CZK, which is 10.36%.

We would like to thank you for your trust and cooperation so far.

Extension of services - Alternative Fund

Dear Clients,

Agrární půdní fond s.r.o. has been entered into the list of persons performing asset management comparable to asset management within the meaning of § 15 odst. 1 zákona of the Investment Companies and Investment Funds Act, maintained by the CNB in accordance with  § 596 písm. e) ZISIF.

An alternative fund pursuant to § 15 ZISIF Act does not serve to collect assets from the public and invest them jointly. This fund is intended for qualified investors.

A qualified investor is an investor who makes a statement of risk awareness and invests at least:

- The equivalent of EUR 125,000, or

- 1 million. CZK if the investment in the fund has been assessed in connection with the provision of an investment service to a particular investor by an OCP or investment company which has assessed that the investment in the fund is suitable for the investor.

Investments within the scope of the alternative fund's activity will be directed exclusively to agricultural land in the Czech Republic.

We will inform you of the contractual terms in early January 2023 via our website. The real investment services provided so far (IZP, DIZP, IP) remain unchanged and do not fall under the activity of the alternative fund. If you have any questions, please do not hesitate to contact us. 

Thank you for your cooperation so far and we wish you every success, health and well-being in 2023.

Notification of enrolment (PDF)

PF 2023

Dear Clients,

We would like to join you in wishing you a Merry Christmas and many successes in the New Year 2023 by thanking you for your trust and cooperation so far.

Team Agrární půdní fond s.r.o.

APFD 7.5/25 bond issue sold out

Dear Clients,

We would like to inform you that the issue of APFD 7.5/25 bonds has been sold out. We are currently preparing a new bond issue with a prospectus approved by the CNB in the amount of CZK 200 million. CZK.

After the approval process is completed, we will inform you about the terms of the issue. 

Thank you for your cooperation and trust.

Current results of client trades

Dear clients,

we bring you regular updates on client trades. Since the beginning of 2022, we have executed 335 trades with a total value of CZK 184,106,188. In the month of November, we executed 27 deals with a total value of CZK 11,359,245 with a total area of 217,730 m2 (21.77 ha).

Thank you for your cooperation.

Change in the terms and conditions of real APF products

Dear Clients,

As we have announced earlier, the terms and conditions of APF real products (IZP, DIZP, IP) are changing effective from 1 December 2022. These conditions are intended for new APF clients. For existing APF clients, the current terms and conditions apply until 31.12.2022. The new parameter settings for real products can be found in the Products menu including the updated General Terms and Conditions.

If you have any questions, please do not hesitate to contact us.

Thank you for your cooperation.

Interim results as of 30.9.2022

Dear Clients,

In the Management results menu we have published the interim results of Agrární půdní fond s.r.o. as of 30.9.2022.

Thank you for your cooperation so far.

Independent auditor's report

Dear Clients,

We have added the Independent Auditor's Report 2021 to the Results of Operations menu.

Thank you for your cooperation.

Land prices in the Czech Republic

Dear Clients,

We would like to draw your attention to an article on the development of land prices in the Czech Republic published on the Peníze.cz portal. 

https://www.penize.cz/nemovitosti/431871-pozemky-rekordne-zdrazuji-investice-do-pudy-porazi-inflaci 

Thank you for being with us.

Increase of share capital

Dear Clients,

today the increase of the share capital was registered in the Commercial Register of the company APF REAL ESTATE GROUP CR s.r.o. to the total amount of CZK 10,000,000.

Thank you for your cooperation. 

Extract from the Czech Business Register

Modification of the terms and conditions

Dear Clients,

In September, the annual inflation rate reached 18%, with the outlook for further growth to 20% by the end of 2022. However, the rate of inflation is slowing and we can expect a slight decline next year, according to the CNB's outlook. We expect annual growth in market prices of agricultural land in the Czech Republic to be well above 20%.

In connection with this development, we would like to inform you that we will adjust the commercial terms and conditions of all APF Group products with effect from 1 January 2023.

In particular, the value of secured returns under the forward purchase agreement for real investments (IZP, DIZP and IP) will be reduced.

These conditions will apply to newly concluded transactions. For existing deals, the conditions remain unchanged.

At the same time, we are preparing new products within APF CRYPTO CR s.r.o. with collateral in the form of a buyback.

If you have any questions, please do not hesitate to contact us.

Thank you for your cooperation.

Updates on client trades

Dear Clients,

we bring you updates on client trades. Since the beginning of 2022, we have executed 308 trades with a total value of CZK 172,746,943. In the month of October, we executed 34 deals with a total value of CZK 10,805,925 with a total area of 223,792 m2 (22.38 ha).

Thank you for your cooperation.

Increase of share capital

Dear Clients,

today the increase of the share capital was registered in the Commercial Register of the company Agrární půdní fond s.r.o. to the total amount of CZK 10,000,000.

Thank you for your cooperation.

Extract from the Czech Business Register

Management results menu

Dear clients,

in the Management results menu, you can find up-to-date information on the structure of client portfolios of the company Agrarní půdní fond s.r.o. As of September 25, 2022, APF manages the agricultural land of our clients with a total value of CZK 335,013,375.

We thank you for your trust and cooperation.

Up-to-date results of client trades

Dear clients,

we bring you regular up-to-date results of client trades. Since the beginning of 2022, we have completed 274 deals with a total value of CZK 161,941,018. In the month of September, we completed 20 deals with a total value of CZK 18,170,286 with a total area of 440,070 m2 (44.01 ha).

We thank you for your cooperation.

Informace o vlastních obchodech společnosti

Vážení klienti,

v rámci transparentnosti vám tímto přinášíme informace o vlastních obchodech společnosti Agrární půdní fond s.r.o. a její majitelky za rok 2021. Společnost APF prodala pozemky v celkové hodnotě 6 269 tis.Kč (17 obchodů) s průměrnou hrubou ziskovostí 29,24 %. Majitelka společnosti prodala pozemky v celkové hodnotě 7 362 tis.Kč (21 obchodů) s průměrnou hrubou ziskovostí 31,21 %.

Finanční prostředky získané prodejem pozemků APF byly použity na opětovný nákup pozemků do majetku společnosti APF, financování provozních nákladů (především marketing) a na vytvoření rezervy pro výplatu výnosů z klientských portfolií a vydaných dluhopisů. Finanční prostředky získané prodejem pozemků majitelky byly použity k navýšení základního kapitálu společnosti APF a na nákup pozemků do majetku společnosti APF.

Děkujeme Vám tímto za spolupráci.

Income for the second income period

Dear clients,

in accordance with the bond issue conditions – APFD 7.5/25, the yield for the second income period was paid on 1 August 2022 and at the same time withholding tax in the amount of 15% was paid from the yield according to the applicable tax regulations of the Czech Republic.

Thank you for your trust and cooperation.

APF Coin

Dear Clients,

We are currently preparing a new project of our own cryptocurrency APF Coin (APFC) involving a blockchain structure with the ambition to enter the international cryptocurrency market.

The funds raised from the sale of the APFC cryptocurrency will be used primarily to invest in agricultural land within the Czech Republic. The land will be purchased into the ownership of the Company and will substantially cover the value of the APFCs issued.

From 1 May 2022, we will start a pre-sale for all interested parties. The primary exchange rate is set at 1 APFC/1 CZK. The minimum quantity sold is 250,000 APFC.

If you are interested in more information, please contact us via the contact form.

Thank you for your cooperation.

Results for the month of July

Dear clients,

in the month of July, we completed 21 trades with a total value of CZK 11,636,855 with a total area of 245,022 m2 (24.5 ha). In total, since the beginning of 2022, we have completed 219 deals with a total value of CZK 130,949,743.

We thank you for your cooperation.

PF 2022

Dear Clients,

The entire APF team wishes you a Merry Christmas and good health, well-being and success in 2022.

Thank you for your cooperation so far.

Nárůst inflace

Dear Clients,

Inflation rose to 14.2% year-on-year in April and continues to accelerate. In view of this development, we are adjusting the terms and conditions of our products as follows:

1) KIZP - the annual secured yield is increased to 12%.

2) DIZP - the annual secured return is increased to 15%

3) IP - the annual secured return is increased to 15% The general terms and conditions apply from 10.5.2022 for all new investments.

If you have any questions, please contact us. 

Thank you for your cooperation.

Information about upcoming changes within the APF

Dear clients,

We would like to inform you about upcoming changes within the individual companies of the APF group. The changes will be implemented by the end of September 2022.

The company RE Services & Investments s.r.o. as the parent company of Agrární půdní fond s.r.o. and APF CRYPTO CR s.r.o. is renamed to APF REAL ESTATE GROUP s.r.o. At the same time, the company is increasing its share capital to a total of CZK 500,000 from the retained earnings of previous years.

The company Agrární půdní fond s.r.o. increases the share capital to the total amount of CZK 10,000,000 in the form of capitalization of the liability to the partner.

The company APF CRYPTO CR s.r.o. increases the share capital to a total of CZK 1,500,000 from the company owner’s own funds. At this company, the scope of business was expanded to include real estate mediation with statutory liability insurance in the total amount of CZK 20.0 million.

A legal audit of both companies is currently underway with an assessment of the legal requirements for expanding the scope of business to include other related businesses. We will implement the legal audit recommendations by the end of this year.

Thank you for your trust and cooperation.

Hodnocení roku 2021

Dear Clients,

In 2021, we completed 372 deals with a total value of CZK 182,842,049 and a total area of 4,429,768 m2 (443 ha). The total number of deals increased by 49% compared to 2020.

We would like to thank you for your trust and cooperation so far.

Výsledky hospodaření za rok 2021

Dear Clients,

We bring you the results of Agrarian Land Fund s.r.o. for the year 2021. The updated results can be found in

Management results.

Thank you for your cooperation.

Results for the year 2022

Dear clients,

again, we bring you the current results of client trades. Since the beginning of 2022, we have completed 254 deals with a total value of CZK 143,770,732. In the month of August, we completed 35 trades with a total area of 281,003 m² (28.1 ha).

We thank you for your cooperation.

Upravení Všeobecných obchodních podmínek pro produkt DIZP

Dear Clients,

In connection with the development of agricultural land prices and the economic situation in the Czech Republic, we are modifying the General Terms and Conditions for the Long-term Investment in Agricultural Land (LTIL) product. The annual secured return has been increased to 13%. These conditions apply from 1 February 2022 for all new investments.

If you have any questions, please do not hesitate to contact us.

We wish you every success and, above all, good health.

Výsledky za měsíc duben a květen

Dear Clients,

In the months of April and May, we completed 35 transactions with a total value of CZK 17,129,032 and a total area of 364,794 m2 (36.5 ha).

Thank you for your cooperation.

APF Product Audit Conclusion

Dear clients,

we recently informed you through a post in the News menu about the ongoing legal audit of the products of Agrární půdní fond s.r.o. We hereby publish the audit conclusions for the main products Investment agricultural land (IAL), Long-term investment into agricultural land (LTIAL) and Individual portfolio (IP). These products are used by more than 95% of our clients.

IAL, LTIAL and IP

Description:

In general, the investment process is described on the website as assistance to clients in the selection of agricultural land for purchase, cooperation in the purchase of agricultural land from a third party. Conclusion of the contract on the future contract between APF and the client with a percentage increase compared to the purchase contract that the client acquired the agricultural land. At the same time, agricultural plots are offered for sale by a third party through a real estate agency. If the sale of agricultural land to a third party does not occur within the time specified in the futures contract, the purchase contract is concluded based on the futures contract.

Rating:

§ 3 ZPKT (No. 256/2004 Coll., Act on Business on Capital Markets) contains an exhaustive list of investment instruments, although the company calls the purchase of real estate an investment, it is not an investment in investment instruments and the ZPKT does not apply to this service. The collection of property from the public is concerned with this matter relating to services only for the preparation of documents for purchase and subsequent purchase from the client. APF does not have the option to dispose of the investor’s property in any way possible. There is no joint property management of AFP clients, as each client owns real estate, AFP does not handle the purchase and sale, however, it helps with the conclusion of purchase contracts through a real estate agency.

Conclusion:

We have not found any flaws with this service.

The additional product Participation in the purchase of agricultural land was introduced on the recommendation of the audit in accordance with Act No. 240/2013 Coll., on investment companies and investment funds.

We would also like to inform you that the share capital of APF CRYPTO CR s.r.o. has been increased. for a total amount of CZK 1,500,000. Currently, the process of increasing the share capital of the company Agrární půdní fond s.r.o. is underway. and parent company RE Services & Investments s.r.o. We will inform you about the registration in the commercial register.

As part of the further development of Agrární půdní fond s.r.o. in cooperation with a law firm, we started the process of issuing bonds approved by the CNB in ​​the total amount of CZK 200 million. We will inform you about upcoming issues.

Thank you for your trust and cooperation.

Emisní podmínku dluhopisů

Dear Clients,

In accordance with the Terms and Conditions of the Bond Issue - APFD 7.5/25, the yield for the first yield period was paid on 2 February 2022 and withholding tax of 15% of the yield was paid in accordance with the applicable tax regulations of the Czech Republic.

At the same time, we would like to inform you that in this year, as of 6.2.2022, proceeds in the total amount of CZK 308,256 have been paid in accordance with the General Terms and Conditions of APF for the Long Term Investment in Agricultural Land (LTIL) product.

Thank you for your trust and cooperation.

Nový produkt Spoluúčast na nákupu zemědělských pozemků

Dear Clients,

As part of the expansion of our services, we have prepared a new product for you, Co-participation in the purchase of agricultural land.

We are offering an alternative for smaller growers to value their financial resources through a co-participation in the purchase of agricultural land, which will enable Agrární půdní fond s.r.o. to co-finance the purchase of agricultural land.

More information can be found at apfgroupcr.com/produkt/.

We look forward to future cooperation.

Průměrný hrubý výnos v lednu

Dear Clients,

This year we will regularly inform you about the average gross return on all closed positions within client portfolios for the respective calendar month. For the month of January, we reported an average gross return of 22.62%, regardless of the size and duration of the investment.  

Thank you for your cooperation.

Special offer of APFD bonds

Dear clients,

valid from June 1, 2022, we have prepared a promotional offer for the sale of APFD 7.5/25 bonds with a nominal value of CZK 100,000. Clients who purchase bonds will receive a one-time discount of 5% of the total value of the bonds purchased. This is a form of inflationary mark-up to the bond's basic interest rate of 7.5% p.a. Bonus payment will be made in accordance with the bond subscription and purchase agreement. Valid only for payments made in CZK (not in cryptocurrencies). Promotion valid until further notice.

We are currently preparing cooperation with the company Centrum Dluhopisů s.r.o. operating the dluhopisy.cz portal.

We are at your disposal in case of questions.

Thank you for your cooperation so far.

Výsledky za měsíc leden

Dear Clients,

In the month of January, we completed 38 transactions with a total value of CZK 30,572,669 with a total area of 592,090 m2 (59.2 ha). In the month of February we realized 47 deals with a total value of CZK 25,651,659 with a total area of 571,810 m2 (57.2 ha).

Thank you for your cooperation.

Increase in inflation in May 2022

Dear clients,

in May, year-on-year inflation rose to 16.0%, with further growth expected in the coming months. This year, we expect an annual increase in the market prices of agricultural land in the Czech Republic exceeding 20% (in 2021, the annual increase in market prices amounted to 16.1% with an average inflation rate for 2021 of 3.8%).

In connection with this development, we are once again adjusting the business terms of our products as follows:

1) IZP - Annual Guaranteed Return is increased to 16%

2) DIZP - annual guaranteed return is increased to 18%

3) IP - Annual Guaranteed Return is increased to 18% General terms and conditions apply from 10.6.2022 for all new investments.

In case of any questions, do not hesitate to contact us.

We thank you for your cooperation.

Průměrný hrubý výnos v únoru

Vážení klienti,

v měsíci únoru jsme vykázali průměrný hrubý výnos ve výši 24,96 % bez ohledu na výši a dobu trvání investice.

Děkujeme Vám za spolupráci.

Results for the month of June

Dear clients,

in the month of June, we realized 32 stores with a total value of CZK 29,469,674 with a total area of 559,094 m2 (55.9 ha). In total, in the first half of 2022, we realized 198 deals with a total value of CZK 119,312,888. Compared to the same period in 2021, the number of completed deals increased by 11% and the total value of deals increased by 21%.

We thank you for your cooperation.

Výsledky za měsíc březen

Dear Clients,

In the month of March, we completed 46 transactions with a total value of CZK 16,489,854 and a total area of 357,632 m2 (35.8 ha). In total, in the first quarter of 2022, we completed 131 deals with a total value of CZK 72,714,182. Compared to the same period in 2021, the number of completed deals increased by 40.9% and the total value of deals increased by 55.7%.

Thank you for your cooperation.

Increase in inflation in June

Dear clients,

in June, year-on-year inflation rose to 17.2%, with the prospect of further growth to 20% in the following months. For the time being, we will leave the terms of our products unchanged and respond to further developments as appropriate.

We thank you for your cooperation.

Průměrný hrubý výnos v březnu

Vážení klienti,

v měsíci březnu jsme vykázali průměrný hrubý výnos ve výši 26,84 % bez ohledu na výši a dobu trvání investice.

Děkujeme Vám tímto za spolupráci.

Investment products within the APF

Dear clients,

within the APF group, you can use the following investment products:

1) Real investment in agricultural land (IZP, DIZP, IP)

2) Participation in the purchase of agricultural land

3) APFD bond 7.5/25 (Agrarání půdní fond s.r.o.)

4) APFCD 9.5/25 bond (APF CRYPTO CR s.r.o.)

5) APF Coin (APFC) – own cryptocurrency with a blockchain focused on investing in agricultural land

We are at your disposal in case of any questions.

Thank you for your cooperation so far.

Výsledky za měsíc srpen

Vážení klienti,

v měsíci srpnu jsme zrealizovali 32 obchodů v celkové hodnotě 29 469 674 Kč s celkovou výměrou 559.094 m² (55,9 ha). Celkově za 1.pololetí roku 2022 jsme zrealizovali 198 obchodů v celkové hodnotě 119 312 888 Kč. Ve srovnání se stejným obdobím roku 2021 vzrostl počet zrealizovaných obchodů o 11 % a celková hodnota obchodů vzrostla o 21 %.

Děkujeme Vám tímto za spolupráci.

Výsledky za měsíc březen

Dear Clients,

In the month of June, we completed 32 transactions with a total value of CZK 29,469,674 and a total area of 559,094 m2 (55.9 ha).

Výsledky za měsíc červen

Vážení klienti,

v měsíci červnu jsme zrealizovali 32 obchodů v celkové hodnotě 29 469 674 Kč s celkovou výměrou 559.094 m² (55,9 ha). Celkově za 1.pololetí roku 2022 jsme zrealizovali 198 obchodů v celkové hodnotě 119 312 888 Kč. Ve srovnání se stejným obdobím roku 2021 vzrostl počet zrealizovaných obchodů o 11 % a celková hodnota obchodů vzrostla o 21 %.

Děkujeme Vám tímto za spolupráci.